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Generali

Generali | 忠意保險
LionHarvest Pro Deferred Annuity

Generali

Generali | 忠意保險
LionHarvest Pro Deferred Annuity

10-year Premium
Age 65 Start
10-year Annuity
7.2
/ 10
10Life Score
Guaranteed Initial Annual Income
USD
18,743
Guaranteed Return Ratio at Age 85
171.3%
Projected Return Ratio at Age 85
232.5%
Guaranteed Breakeven Year
12
Overview
Guaranteed Return
Projected Return
Length of Coverage Term
Early Surrender Guaranteed Coverage
Early Death Coverage
10Life Score
7.2 / 10
Currency
USD
First Year Premium
USD 10,000
Premium Term
10
Total Premium Paid
USD 122,500
Income Term
Age 65 to Age 75
Guaranteed Initial Annual Income
USD 18,743
Projected Initial Annual Income
USD 25,266
Percentage of Total Income Being Guaranteed
73.7%
Remarks:
  1. Any premium displayed excludes insurance levy collected by the Hong Kong Insurance Authority.
  2. All premium amounts above are rounded to the nearest dollar or cent.
  3. 10Life Product Comparison and 10Life Insurance Ratings are operated by 10Life Financial Limited, an authorised insurance broker company licensed with the Insurance Authority under License Number FB1526. 10Life Product Comparison and 10Life Insurance Ratings are developed for generic customer segments using mathematical calculations based on product information, facts and data, and are not influenced by any partnerships with or fees received from insurance companies.
  4. Any information on 10Life Platform ("10Life Information"), including but not limited to Product Comparison, Product Ratings, Blog Articles are intended for general education purpose and reference only. None of the 10Life Information is intended, nor should they be considered or relied upon, as regulated advice, insurance, financial, investment or professional advice, recommendation, approval, endorsement, invitation or solicitation in respect of any insurance, financial or investment products. 10Life Information does not take into account your individual needs. Reading 10Life Information should not be considered as conducting a suitability assessment, and is not sufficient to form the basis of any decisions to purchase any insurance products. You should rely on information authorised by insurance companies, carry out your own research and/or seek independent advice from licensed intermediaries before purchasing any insurance products or making any insurance decisions. While reasonable effort is used when collecting, validating and updating 10Life Information from various channels, none of 10Life Group and its subsidiaries, affiliates, agents, directors, officers and employees will be responsible for any liability, claims and losses arising from or associated with you using 10Life Information. No warranty, representation or guarantee is given by 10Life Group and its subsidiaries on the accuracy, completeness and timeliness of the information.

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