Back
BOC Life

BOC Life | 中銀人壽
Smart Immediate Annuity

BOC Life

BOC Life | 中銀人壽
Smart Immediate Annuity

Single Premium
Age 64 Start
Whole life Annuity
8.0
/ 10
10Life Score
Guaranteed IRR at Age 85
0.7%
1st Year Guaranteed Income
HKD
45,001
1st Year Expected Income
HKD
45,001
Overview
Guaranteed Return
Projected Return
Length of Coverage Term
Early Surrender Guaranteed Coverage
Early Death Coverage
10Life Score
8 / 10
Currency
HKD
First Year Premium
HKD 1,000,000
Premium Term
1
Total Premium Paid
HKD 1,000,000
Income Term
Age 64 to whole life
Guaranteed Initial Annual Income
HKD 45,001
Projected Initial Annual Income
HKD 45,001
Percentage of Total Income Being Guaranteed
61.4%
Remarks:
  1. Any premium displayed excludes insurance levy collected by the Hong Kong Insurance Authority.
  2. All premium amounts above are rounded to the nearest dollar or cent.
  3. 10Life Product Comparison and 10Life Insurance Ratings are operated by 10Life Financial Limited, an authorised insurance broker company licensed with the Insurance Authority under License Number FB1526. 10Life Product Comparison and 10Life Insurance Ratings are developed for generic customer segments using mathematical calculations based on product information, facts and data, and are not influenced by any partnerships with or fees received from insurance companies.
  4. Any information on 10Life Platform ("10Life Information"), including but not limited to Product Comparison, Product Ratings, Blog Articles are intended for general education purpose and reference only. None of the 10Life Information is intended, nor should they be considered or relied upon, as regulated advice, insurance, financial, investment or professional advice, recommendation, approval, endorsement, invitation or solicitation in respect of any insurance, financial or investment products. 10Life Information does not take into account your individual needs. Reading 10Life Information should not be considered as conducting a suitability assessment, and is not sufficient to form the basis of any decisions to purchase any insurance products. You should rely on information authorised by insurance companies, carry out your own research and/or seek independent advice from licensed intermediaries before purchasing any insurance products or making any insurance decisions. While reasonable effort is used when collecting, validating and updating 10Life Information from various channels, none of 10Life Group and its subsidiaries, affiliates, agents, directors, officers and employees will be responsible for any liability, claims and losses arising from or associated with you using 10Life Information. No warranty, representation or guarantee is given by 10Life Group and its subsidiaries on the accuracy, completeness and timeliness of the information.

If you have any questions on 10Life Product Comparison and 10Life Insurance Ratings, please email us at enquiries@10Life.com.

WeChat icon
Whatsapp icon
Enquiry icon Close icon