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Sun Life
LIFE Brilliance

15-year paymentUSD
6.8/10
Guaranteed Return Score is based on the guaranteed internal rate of return (Guaranteed IRR) at selected time horizons. Details
5.2/10
Death Benefit Score is based on the benefit multiplier (equals to death benefit divided by premium paid) received by the beneficiary at selected time horizons. Details
7.5/10
Projected Return Score is based on the projected internal rate of return (Projected IRR) at selected time horizons. Details
Guaranteed Return Score
Death Benefit Score
Projected Return Score

Guaranteed Return

Projected Return

Death Benefit

Guaranteed Return

Projected Return

Death Benefit

10Life Ratings
6.8 / 10
10Life Ranking
8
Breakeven Year
18
Guaranteed IRR
10 Year
-11.5 %
20 Year
0.3 %
30 Year
1.0 %
10Life Ratings
7.5 / 10
10Life Ranking
8
Breakeven Year
13
Projected IRR
10 Year
-6.9 %
20 Year
4.1 %
30 Year
4.4 %
10Life Ratings
5.2 / 10
10Life Ranking
31
Benefit multiplier of the below cases: (= Payout ÷ premium paid)
If insured passed away at 1st year
35.1 X
If insured passed away at 10th year
3.5 X
If insured passed away at 20th year
2.3 X
If insured passed away at 30th year
2.3 X
Remarks:

  1. The above premium excludes insurance levy collected by the Insurance Authority.
  2. The information on 10Life is intended for general education purpose and reference only, and does not constitute any insurance, financial, investment or other professional purchase advice or solicitation to buy insurance, financial or investment products. 10Life Product Ratings and Scores are mathematical calculations based on public product information and assumptions for generic customer segments. The Product Ratings and Scores DO NOT reflect YOUR personal needs. 10Life hereby excludes any liability arising from using the information and will not make warranty or guarantee on the accuracy, completeness and timeliness of the information or for any claims and / or losses caused thereby. You should seek independent professional advice and review the insurance product information carefully before purchasing any insurance products. The information shown in the communications placed on 10Life does not constitute an offer or solicitation for the purchase or sale of any banking or insurance products or services.
  3. 10Life Insurance Product Ratings are based on facts and data, and are not be influenced by any partnerships with insurance companies.

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