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Prudential
Health Critical Illness Term 2

Multi-CI5-year RenewalStandard Underwriting
9.1/10
Term Critical Illness Overall Score is based on the coverage under cancer, heart disease, stroke and other critical illnesses and in the case of death.Details
$3,690
$4,840
10Life Rating
First Year Premium
10-year Average Premium

Overview

Cancer Coverage Score

Heart Coverage Score

Stroke Coverage Score

Other Critical Illness Coverage Score

General Terms Score

Premium

Overview

Cancer Coverage Score

Heart Coverage Score

Stroke Coverage Score

Other Critical Illness Coverage Score

General Terms Score

Premium

10Life Rating
9.1 / 10
Cancer Coverage
Heart Coverage
Stroke Coverage
Other Critical Illness Coverage
General Terms Score
5.5 / 10
Number of Covered Major Illnesses
56
Number of Standard Critical Illnesses Covered
The standard critical illnesses are based on Life Insurance Association Singapore, maximum is 37, please click here for more details.
35.5 / 37
Sum Assured
$1,000,000
Renewal Term
5-year Renewal
10-year Average Annual Premium
$4,840
Issue Age
Age 18 to 64
Maximum Covered Age
Age 80
Online Purchase
Cancer Score
9.4 / 10
Cancer Terms
  • No vague exclusion: non-life threatening cancers
  • Continuous Cancer Treatment Benefit
  • Payout of Major Cancer in Sum Assured
  • Colorectum Cancer
  • 100%
  • Lung Cancer
  • 100%
  • Breast Cancer
  • 100%
  • Prostate Cancer (Exclude T1a, T1b & T1c Exclusion)
  • 100%
  • Liver Cancer
  • 100%
  • Stomach Cancer
  • 100%
  • Non-melanoma Skin Cancer
  • Corpus Uteri Cancer
  • 100%
  • Non-Hodgkin Lymphoma Cancer
  • 100%
  • Thyroid Cancer (Exclude T1N0M0 Exclusion)
  • 100%
    Payout of Early Cancer in Sum Assured
  • Carcinoma-in-situ
  • 20%
    Heart Score
    10.0 / 10
    Heart Terms
  • Clear definition of Coronary Artery Disease (CAD), with no specified sugeries or procedures required
  • Covers heart diseases other than heart attack
  • Payout of Early Heart Disease
  • Angioplasty
  • 20%
    Stroke Score
    9.5 / 10
    Stroke Terms
  • Does not specifically exclude accidents, trauma or traumatic injury induced stroke
  • Does not specifically exclude migraine induced stroke
  • Does not specifically exclude vasculitis or infection induced stroke
  • Other Critical Illness Coverage Score
    9.8 / 10
    Number of Standard Critical Illnesses Covered
    The standard critical illnesses are based on Life Insurance Association Singapore, maximum is 31 (excluding cancer, heart attack, coronary artery by-pass surgery, angioplasty and other surgeries for coronary artery disease), please click here for more details.
    30.5 / 31
    General Terms Score
    5.5 / 10
    Not Required Survival Period after Diagnosis
    Some policies will list their survival period, if the insured in unfortunately diagnosed with CI and dies within 14 days, the insurer has the right to deny benefits payable.
    Full coverage for major CI after early CI claim
    Second CI Coverage
  • Second Cancer
  • Second Heart
  • Second Stroke
  • 10-year average annual premium
    $4,840
    1st Year Premium
    $3,690
    2nd Year Premium
    $3,690
    3rd Year Premium
    $3,690
    4th Year Premium
    $3,690
    5th Year Premium
    $3,690
    6th Year Premium
    $5,990
    7th Year Premium
    $5,990
    8th Year Premium
    $5,990
    9th Year Premium
    $5,990
    10th Year Premium
    $5,990
    Remarks:

    1. The above premium excludes insurance levy collected by the Insurance Authority.
    2. The information on 10Life is intended for general education purpose and reference only, and does not constitute any insurance, financial, investment or other professional purchase advice or solicitation to buy insurance, financial or investment products. 10Life Product Ratings and Scores are mathematical calculations based on public product information and assumptions for generic customer segments. The Product Ratings and Scores DO NOT reflect YOUR personal needs. 10Life hereby excludes any liability arising from using the information and will not make warranty or guarantee on the accuracy, completeness and timeliness of the information or for any claims and / or losses caused thereby. You should seek independent professional advice and review the insurance product information carefully before purchasing any insurance products. The information shown in the communications placed on 10Life does not constitute an offer or solicitation for the purchase or sale of any banking or insurance products or services.
    3. 10Life Insurance Product Ratings are based on facts and data, and are not be influenced by any partnerships with insurance companies.

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