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QDAP (Retirement)
Qualifying Deferred Annuity Policy (QDAP) satisfies the Insurance Authority (IA)’s criteria on premium, payment period, annuity income period and disclosures. The policyholder of QDAP can enjoy tax deductions on the premium paid. 10Life rates the products based on mainly the returns and income period, assuming the policyholder starts paying premium at age 45, receiving annuity income from age 65 to age 85. Aiming for medium to long retirement planning purpose.
We found QDAP (Retirement) product(s) matching your selected filters.
Sort by
Sun Life | Foresight Deferred Annuity Plan
10-year PremiumAge 65 Start20-year Annuity
9.6/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
Age 85 Guaranteed IRR : 2.5%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 4.0%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 11
YF Life | MY Deferred Annuity
10-year PremiumAge 65 Start20-year Annuity
9.4/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
Age 85 Guaranteed IRR : 2.1%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 4.7%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 12
Generali | LionHarvest Pro Deferred Annuity
10-year PremiumAge 65 Start10-year Annuity
9.4/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
Age 85 Guaranteed IRR : 2.5%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 4.0%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 12
Quote Now
Sun Life | Foresight Deferred Annuity Plan
10-year PremiumAge 65 Start10-year Annuity
9.4/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
Age 85 Guaranteed IRR : 2.3%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 3.8%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 11
YF Life | MY Deferred Annuity
10-year PremiumAge 65 Start10-year Annuity
9.2/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
Age 85 Guaranteed IRR : 2.0%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 4.6%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 12
Manulife | ManuLeisure Deferred Annuity
10-year PremiumAge 65 Start20-year Annuity
8.5/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
Age 85 Guaranteed IRR : 1.7%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 4.2%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 17
FWD | RetireFun Deferred Annuity Plan
10-year PremiumAge 65 Start20-year Annuity
8.2/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
New
Age 85 Guaranteed IRR : 1.6%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 3.6%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 11
FTLife | Prosperous Deferred Annuity Plan 2
9-year PremiumAge 65 Start20-year Annuity
8.2/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
New
Age 85 Guaranteed IRR : 1.5%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 4.3%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 10
AXA | IncomeEnrich Deferred Annuity Plan
10-year PremiumAge 65 Start20-year Annuity
8.0/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
Age 85 Guaranteed IRR : 1.4%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 4.3%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 12
AIA | AIA Deferred Annuity Plan
5-year PremiumAge 65 Start10-year Annuity
8.0/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
Age 85 Guaranteed IRR : 1.6%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 3.1%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 16
QDAP (Retirement)
We found QDAP (Retirement) product(s) matching your selected filters.
9.6/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
Sun Life | Foresight Deferred Annuity Plan
10-year PremiumAge 65 Start20-year Annuity
Age 85 Guaranteed IRR : 2.5%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 4.0%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 11
9.4/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
YF Life | MY Deferred Annuity
10-year PremiumAge 65 Start20-year Annuity
Age 85 Guaranteed IRR : 2.1%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 4.7%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 12
9.4/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
Generali | LionHarvest Pro Deferred Annuity
10-year PremiumAge 65 Start10-year Annuity
Age 85 Guaranteed IRR : 2.5%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 4.0%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 12
Quote Now
9.4/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
Sun Life | Foresight Deferred Annuity Plan
10-year PremiumAge 65 Start10-year Annuity
Age 85 Guaranteed IRR : 2.3%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 3.8%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 11
9.2/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
YF Life | MY Deferred Annuity
10-year PremiumAge 65 Start10-year Annuity
Age 85 Guaranteed IRR : 2.0%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 4.6%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 12
8.5/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
Manulife | ManuLeisure Deferred Annuity
10-year PremiumAge 65 Start20-year Annuity
Age 85 Guaranteed IRR : 1.7%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 4.2%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 17
8.2/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
New
FWD | RetireFun Deferred Annuity Plan
10-year PremiumAge 65 Start20-year Annuity
Age 85 Guaranteed IRR : 1.6%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 3.6%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 11
8.2/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
New
FTLife | Prosperous Deferred Annuity Plan 2
9-year PremiumAge 65 Start20-year Annuity
Age 85 Guaranteed IRR : 1.5%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 4.3%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 10
8.0/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
AXA | IncomeEnrich Deferred Annuity Plan
10-year PremiumAge 65 Start20-year Annuity
Age 85 Guaranteed IRR : 1.4%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 4.3%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 12
8.0/10
Overall Retirement Annuity Score is based on the guaranteed return, projected return and early surrender coverage. Details
AIA | AIA Deferred Annuity Plan
5-year PremiumAge 65 Start10-year Annuity
Age 85 Guaranteed IRR : 1.6%
Guaranteed Internal Rate of Return for death at age 85
Age 85 Projected IRR : 3.1%
Projected Internal Rate of Return for death at age 85
Guaranteed Breakeven Year : 16
Further Readings
Remarks:

  1. The above premium excludes insurance levy collected by the Insurance Authority.
  2. The information on 10Life is intended for general education purpose and reference only, and does not constitute any insurance, financial, investment or other professional purchase advice or solicitation to buy insurance, financial or investment products. 10Life Product Ratings and Scores are mathematical calculations based on public product information and assumptions for generic customer segments. The Product Ratings and Scores DO NOT reflect YOUR personal needs. 10Life hereby excludes any liability arising from using the information and will not make warranty or guarantee on the accuracy, completeness and timeliness of the information or for any claims and / or losses caused thereby. You should seek independent professional advice and review the insurance product information carefully before purchasing any insurance products. The information shown in the communications placed on 10Life does not constitute an offer or solicitation for the purchase or sale of any banking or insurance products or services.
  3. 10Life Insurance Product Ratings are based on facts and data, and are not be influenced by any partnerships with insurance companies.

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