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Deferred Annuity is usually for those at wealth accumulation age – premium is paid for a period of time for accumulation before annuity income starts. A deferred annuity product that satisfies the Insurance Authority (IA)’s criteria can be qualified as Qualifying Deferred Annuity Policy (QDAP). 10Life rates QDAP and other deferred annuity products here, assuming the policyholder starts paying premium at age 45 for retirement planning purpose
We found Deferred Annuity product(s) matching your selected filters.
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BOC Life | BOC Life Deferred Annuity (Lifetime)
9.1/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 2.00%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 3.90%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Sun Life | Foresight Deferred Annuity Plan
9.1/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 2.60%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.20%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Chubb | Chubb FlexiLiving Deferred Annuity Plan
9.0/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 2.50%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.10%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Sun Life | Foresight Deferred Annuity Plan
8.2/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 2.50%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.00%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
YF Life | MY Deferred Annuity
7.9/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 2.10%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.70%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
China Life | Graceful Life Deferred Annuity Plan II
7.4/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
New
Guaranteed IRR at age 85 : 0.40%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.00%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Manulife | ManuLeisure Deferred Annuity
7.1/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 1.70%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.20%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Generali | LionHarvest Pro Deferred Annuity
7.1/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 2.50%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.00%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Limited offer
Enjoy premium discount of 8% of the 1st Policy Year’s premium from now until 30 June 2021!
Product Highlights
- Issue age applicable from age 18-70, suitable for different life stages
- Flexibility to choose your Annuity Income Period Start Age Start Annuity Income Period as early as age 50 or latest at age 80, and you can change the Annuity Income Period Start Age before Annuity Income Period starts
- Flexible cash out options for financial mobilization Within the 10 years Annuity Income Period, you can choose to cash out the Monthly Annuity Income and/or accumulate in the Policy to earn non-guaranteed interest*
- Up to 2 years premium holiday^ to cater to unexpected situations
Promotion offer
- You can enjoy premium discount of 8% of the 1st Policy Year’s premium for every eligible application of “LionHarvest Pro Deferred Annuity” submitted from now until 30 June 2021, with successful policy issuance on or before 31 August 2021!
Relevant Information
Please click here to visit the website Please click here to download the product brochure Please click here to download customer promotion offer
Terms and conditions apply to the above product and premium discount offer. For details, please refer to website, product brochure, promotion flyer, proposal summary and Policy Provisions.
*This is non-guaranteed and will be determined by the Company from time to time at its absolute discretion.
^Any Indebtedness must be repaid before the Premium Holiday is effective. This option is not applicable to any policies that select premium prepayment.
The product is underwritten by Generali Life (Hong Kong) Limited.
Sun Life | Foresight Deferred Annuity Plan
7.0/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 2.30%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 3.80%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
FTLife | FTLife prosperous deferred annuity plan 2
7.0/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
New
Guaranteed IRR at age 85 : 1.50%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.30%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
We found Deferred Annuity product(s) matching your selected filters.
9.1/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
BOC Life | BOC Life Deferred Annuity (Lifetime)
Guaranteed IRR at age 85 : 2.00%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 3.90%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
9.1/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Sun Life | Foresight Deferred Annuity Plan
Guaranteed IRR at age 85 : 2.60%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.20%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
9.0/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Chubb | Chubb FlexiLiving Deferred Annuity Plan
Guaranteed IRR at age 85 : 2.50%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.10%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
8.2/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Sun Life | Foresight Deferred Annuity Plan
Guaranteed IRR at age 85 : 2.50%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.00%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
7.9/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
YF Life | MY Deferred Annuity
Guaranteed IRR at age 85 : 2.10%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.70%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
7.4/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
New
China Life | Graceful Life Deferred Annuity Plan II
Guaranteed IRR at age 85 : 0.40%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.00%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
7.1/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Manulife | ManuLeisure Deferred Annuity
Guaranteed IRR at age 85 : 1.70%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.20%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
7.1/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Generali | LionHarvest Pro Deferred Annuity
Guaranteed IRR at age 85 : 2.50%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.00%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Limited offer
Enjoy premium discount of 8% of the 1st Policy Year’s premium from now until 30 June 2021!
Product Highlights
- Issue age applicable from age 18-70, suitable for different life stages
- Flexibility to choose your Annuity Income Period Start Age Start Annuity Income Period as early as age 50 or latest at age 80, and you can change the Annuity Income Period Start Age before Annuity Income Period starts
- Flexible cash out options for financial mobilization Within the 10 years Annuity Income Period, you can choose to cash out the Monthly Annuity Income and/or accumulate in the Policy to earn non-guaranteed interest*
- Up to 2 years premium holiday^ to cater to unexpected situations
Promotion offer
- You can enjoy premium discount of 8% of the 1st Policy Year’s premium for every eligible application of “LionHarvest Pro Deferred Annuity” submitted from now until 30 June 2021, with successful policy issuance on or before 31 August 2021!
Relevant Information
Please click here to visit the website Please click here to download the product brochure Please click here to download customer promotion offer
Terms and conditions apply to the above product and premium discount offer. For details, please refer to website, product brochure, promotion flyer, proposal summary and Policy Provisions.
*This is non-guaranteed and will be determined by the Company from time to time at its absolute discretion.
^Any Indebtedness must be repaid before the Premium Holiday is effective. This option is not applicable to any policies that select premium prepayment.
The product is underwritten by Generali Life (Hong Kong) Limited.
7.0/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Sun Life | Foresight Deferred Annuity Plan
Guaranteed IRR at age 85 : 2.30%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 3.80%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
7.0/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
New
FTLife | FTLife prosperous deferred annuity plan 2
Guaranteed IRR at age 85 : 1.50%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.30%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Remarks:
- The above premium excludes insurance levy collected by the Insurance Authority.
- The information on 10Life is intended for general education purpose and reference only, and does not constitute any insurance, financial, investment or other professional purchase advice or solicitation to buy insurance, financial or investment products. 10Life Product Ratings and Scores are mathematical calculations based on public product information and assumptions for generic customer segments. The Product Ratings and Scores DO NOT reflect YOUR personal needs. 10Life hereby excludes any liability arising from using the information and will not make warranty or guarantee on the accuracy, completeness and timeliness of the information or for any claims and / or losses caused thereby. You should seek independent professional advice and review the insurance product information carefully before purchasing any insurance products. The information shown in the communications placed on 10Life does not constitute an offer or solicitation for the purchase or sale of any banking or insurance products or services.
- 10Life Insurance Product Ratings are based on facts and data, and are not be influenced by any partnerships with insurance companies.
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