Don’t understand? Just ask!
We will find you independent licensed advisors currently online.
Member Sign Up
Member Login
One more step, please sign in with your 10Life account and ask question anonymously.
Member Sign Up
Member Login
Confirm to leave?
Deferred Annuity is usually for those at wealth accumulation age – premium is paid for a period of time for accumulation before annuity income starts. A deferred annuity product that satisfies the Insurance Authority (IA)’s criteria can be qualified as Qualifying Deferred Annuity Policy (QDAP). 10Life rates QDAP and other deferred annuity products here, assuming the policyholder starts paying premium at age 45 for retirement planning purpose
We found Deferred Annuity product(s) matching your selected filters.
Sort by
10-year PremiumQDAPAge 60 StartWhole Life Annuity
| 9.2/10 | 2.0% | 3.9% |
10Life Rating Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details | Guaranteed IRR at age 85 Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) | Projected IRR at age 85 Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) |
10-year PremiumQDAPAge 65 Start35-year Annuity
| 9.1/10 | 2.6% | 4.2% |
10Life Rating Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details | Guaranteed IRR at age 85 Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) | Projected IRR at age 85 Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) |
10-year PremiumQDAPAge 65 Start35-year Annuity
| 9.0/10 | 2.5% | 4.1% |
10Life Rating Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details | Guaranteed IRR at age 85 Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) | Projected IRR at age 85 Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) |
10-year PremiumQDAPAge 65 Start20-year Annuity
| 8.3/10 | 2.5% | 4.0% |
10Life Rating Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details | Guaranteed IRR at age 85 Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) | Projected IRR at age 85 Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) |
10-year PremiumQDAPAge 65 Start20-year Annuity
| 8.0/10 | 2.1% | 4.7% |
10Life Rating Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details | Guaranteed IRR at age 85 Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) | Projected IRR at age 85 Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) |
10-year PremiumQDAPAge 60 Start20-year Annuity
| 7.5/10 | 0.4% | 4.0% |
10Life Rating Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details | Guaranteed IRR at age 85 Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) | Projected IRR at age 85 Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) |
10-year PremiumQDAPAge 65 Start20-year Annuity
| 7.2/10 | 1.7% | 4.2% |
10Life Rating Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details | Guaranteed IRR at age 85 Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) | Projected IRR at age 85 Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) |
10-year PremiumQDAPAge 65 Start10-year Annuity
| 7.1/10 | 2.5% | 4.0% |
10Life Rating Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details | Guaranteed IRR at age 85 Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) | Projected IRR at age 85 Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) |
Limited offer
Enjoy premium discount of 8% of the 1st Policy Year’s premium from now until 30th September 2021!
Product Highlights
- Issue age applicable from age 18-70, suitable for different life stages
- Flexibility to choose your Annuity Income Period Start Age Start Annuity Income Period as early as age 50 or latest at age 80, and you can change the Annuity Income Period Start Age before Annuity Income Period starts
- Flexible cash out options for financial mobilization Within the 10 years Annuity Income Period, you can choose to cash out the Monthly Annuity Income and/or accumulate in the Policy to earn non-guaranteed interest*
- Up to 2 years premium holiday^ to cater to unexpected situations
Promotion offer
- You can enjoy premium discount of 8% of the 1st Policy Year’s premium for every eligible application of “LionHarvest Pro Deferred Annuity” submitted from now until 30th September 2021, with successful policy issuance on or before 30th November 2021!
Relevant Information
Please click here to visit the website Please click here to download the product brochure Please click here to download customer promotion offer
Terms and conditions apply to the above product and premium discount offer. For details, please refer to website, product brochure, promotion flyer, proposal summary and Policy Provisions.
*This is non-guaranteed and will be determined by the Company from time to time at its absolute discretion.
^Any Indebtedness must be repaid before the Premium Holiday is effective. This option is not applicable to any policies that select premium prepayment.
The product is underwritten by Generali Life (Hong Kong) Limited.
The above information is provided by the advertiser. 10Life accepts no liability for any loss arising from the information and no obligation to update the information.
10-year PremiumQDAPAge 65 Start10-year Annuity
| 7.1/10 | 2.3% | 3.8% |
10Life Rating Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details | Guaranteed IRR at age 85 Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) | Projected IRR at age 85 Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) |
9-year PremiumQDAPAge 65 Start20-year Annuity
| 7.1/10 | 1.5% | 4.3% |
10Life Rating Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details | Guaranteed IRR at age 85 Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) | Projected IRR at age 85 Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest) |
We found Deferred Annuity product(s) matching your selected filters.
BOC Life | 中銀人壽
BOC Life Deferred Annuity (Lifetime)
10Life Rating : 9.2/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 2.0%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 3.9%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Sun Life | 永明金融
Foresight Deferred Annuity Plan
10Life Rating : 9.1/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 2.6%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.2%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Chubb | 安達人壽
Chubb FlexiLiving Deferred Annuity Plan
10Life Rating : 9.0/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 2.5%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.1%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Sun Life | 永明金融
Foresight Deferred Annuity Plan
10Life Rating : 8.3/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 2.5%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.0%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
YF Life | 萬通保險
MY Deferred Annuity
10Life Rating : 8.0/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 2.1%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.7%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
China Life | 中國人壽
Graceful Life Deferred Annuity Plan II
10Life Rating : 7.5/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 0.4%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.0%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Manulife | 宏利
ManuLeisure Deferred Annuity
10Life Rating : 7.2/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 1.7%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.2%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Generali | 忠意保險
LionHarvest Pro Deferred Annuity
10Life Rating : 7.1/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 2.5%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.0%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Limited offer
Enjoy premium discount of 8% of the 1st Policy Year’s premium from now until 30th September 2021!
Product Highlights
- Issue age applicable from age 18-70, suitable for different life stages
- Flexibility to choose your Annuity Income Period Start Age Start Annuity Income Period as early as age 50 or latest at age 80, and you can change the Annuity Income Period Start Age before Annuity Income Period starts
- Flexible cash out options for financial mobilization Within the 10 years Annuity Income Period, you can choose to cash out the Monthly Annuity Income and/or accumulate in the Policy to earn non-guaranteed interest*
- Up to 2 years premium holiday^ to cater to unexpected situations
Promotion offer
- You can enjoy premium discount of 8% of the 1st Policy Year’s premium for every eligible application of “LionHarvest Pro Deferred Annuity” submitted from now until 30th September 2021, with successful policy issuance on or before 30th November 2021!
Relevant Information
Please click here to visit the website Please click here to download the product brochure Please click here to download customer promotion offer
Terms and conditions apply to the above product and premium discount offer. For details, please refer to website, product brochure, promotion flyer, proposal summary and Policy Provisions.
*This is non-guaranteed and will be determined by the Company from time to time at its absolute discretion.
^Any Indebtedness must be repaid before the Premium Holiday is effective. This option is not applicable to any policies that select premium prepayment.
The product is underwritten by Generali Life (Hong Kong) Limited.
The above information is provided by the advertiser. 10Life accepts no liability for any loss arising from the information and no obligation to update the information.
Sun Life | 永明金融
Foresight Deferred Annuity Plan
10Life Rating : 7.1/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 2.3%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 3.8%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
FTLife | 富通
FTLife prosperous deferred annuity plan 2
10Life Rating : 7.1/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 : 1.5%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 : 4.3%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Remarks:
- The above premium excludes insurance levy collected by the Insurance Authority.
- The information on 10Life is intended for general education purpose and reference only, and does not constitute any insurance, financial, investment or other professional purchase advice or solicitation to buy insurance, financial or investment products. 10Life Product Ratings and Scores are mathematical calculations based on public product information and assumptions for generic customer segments. The Product Ratings and Scores DO NOT reflect YOUR personal needs. 10Life hereby excludes any liability arising from using the information and will not make warranty or guarantee on the accuracy, completeness and timeliness of the information or for any claims and / or losses caused thereby. You should seek independent professional advice and review the insurance product information carefully before purchasing any insurance products. The information shown in the communications placed on 10Life does not constitute an offer or solicitation for the purchase or sale of any banking or insurance products or services.
- 10Life Insurance Product Ratings are based on facts and data, and are not be influenced by any partnerships with insurance companies.
Please enter your email address or login to your 10Life account to save the previous chat. Thank you!
Member Sign Up
Member Login
