Top 10 High-end Medical Insurance (Private Room) - Global-ex-US
2021Q1
RankCompanyProductVHIS (Tax
Deductible)
10Life Overall
Score
Estimated
Average
Coverage
Auxiliary
Benefit
Score
Avg. Annual
Premium
(M Age 35-
44) HKD
Avg. Annual
Premium
(F Age 35-
44) HKD
1信諾 CignaCigna HealthFirst Elite Medical Plan9.6100.0%8.0$23,951$23,951
2中國人壽 China LifeMaster Care9.0100.0%5.0$18,139$18,139
3富通 FTLifeMediGold Plus8.9100.0%4.5$23,275$23,275
4宏利 ManulifeManuMaster - Premier8.9100.0%4.5$30,053$30,053
5友邦 AIACEO 58.9100.0%4.5$31,040$31,040
6中國太平 China TaipingTaiping Global Prime Medical Insurance Scheme8.997.5%5.5$21,888$21,888
7英國保誠 PrudentialPRUmyhealth prestige 8.897.5%5.0$29,599$29,599
8富衛 FWDTheOne Medical Solution8.7100.0%3.5$17,795$17,795
9永明金融 Sun LifeSunHealth Medical Premier 8.7100.0%3.5$19,622$19,622
10滙豐 HSBCFirstCare Plus Top Plan8.798.7%4.0$24,436$24,436
Company
Product
中國人壽 China Life
富通 FTLife
宏利 Manulife
友邦 AIA
英國保誠 Prudential
永明金融 Sun Life
Rank
VHIS (Tax
Deductible)
10Life Overall
Score
Estimated
Average
Coverage
Auxiliary
Benefit
Score
Avg. Annual
Premium
(M Age 35-
44) HKD
Avg. Annual
Premium
(F Age 35-
44) HKD
1
9.6
100.0%
8.0
$23,951
$23,951
2
9.0
100.0%
5.0
$18,139
$18,139
3
8.9
100.0%
4.5
$23,275
$23,275
4
8.9
100.0%
4.5
$30,053
$30,053
5
8.9
100.0%
4.5
$31,040
$31,040
6
8.9
97.5%
5.5
$21,888
$21,888
7
8.8
97.5%
5.0
$29,599
$29,599
8
8.7
100.0%
3.5
$17,795
$17,795
9
8.7
100.0%
3.5
$19,622
$19,622
10
8.7
98.7%
4.0
$24,436
$24,436
Remarks: 1. The above information as of 2021-1-1. 2. 10Life sources product information from external resources and applies assumptions and mathematical calculations to arrive at the above scores. All information is intended for general education purpose and reference only, and does not constitute any insurance purchase advice. You should seek independent advice before purchasing any policy. 10Life hereby excludes any liability arising from using the information, and will not make warranty or guarantee on the accuracy, completeness and timeliness of the information or for any claims and/ or losses caused thereby. 3. The insured is age 35-44 Adult, non-smoker, staying at Private Room. 4. The above products are based on $0 deductible option (if applicable) and average annual premium (male age 35-44) lower than $50,000 (HKD).
Disclaimer
10Life strives to use unbiased scoring methodologies to compare insurance products. We obtain public information of insurance companies from different sources and apply data analytics to derive scores and ratings. The information for reference only and does not take into account your personal needs or constitute any sales advice. You should seek advice from licensed insurance advisors before purchasing insurance products. 10Life may review and revise the scoring methodologies regularly to enhance the product comparisons. If you have any enquiries or suggestions on our scoring methodologies, please email us at enquiries@10life.com
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