Top 10 High-end Medical Insurance (Private Room) - Global
2021Q1
RankCompanyProductVHIS (Tax
Deductible)
10Life Overall
Score
Estimated
Average
Coverage
Auxiliary
Benefit
Score
Avg. Annual
Premium
(M Age 35-
44) HKD
Avg. Annual
Premium
(F Age 35-
44) HKD
1信諾 CignaCigna HealthFirst Elite Medical Plan9.6100.0%8.0$43,889$43,889
2恆生 Hang SengBupa Global Prestige VHIS Plan9.4100.0%7.0$47,682$47,682
3滙豐保險 HSBC LifeHSBC Voluntary Health Insurance Flexi Plan Diamond9.499.9%7.0$46,418$46,418
4中國人壽 China LifeMaster Care9.2100.0%6.0$27,477$27,477
5宏利 ManulifeManuMaster - Elite8.9100.0%4.5$45,841$45,841
6富通 FTLifeMediGold Plus8.9100.0%4.5$46,486$46,486
7中國太平 China TaipingTaiping Global Prime Medical Insurance Scheme8.997.5%5.5$40,108$40,108
8MSIG MSIGVHIS Prestige Care (Plan C)8.998.3%5.0$22,232$22,232
9MSIG MSIGVHIS Prestige Care (Plan C with Supplementary Major Medical Benefit)8.998.3%5.0$28,393$28,393
10英國保誠 PrudentialPRUmyhealth prestige 8.897.5%5.0$45,869$45,869
Rank
VHIS (Tax
Deductible)
10Life Overall
Score
Estimated
Average
Coverage
Auxiliary
Benefit
Score
Avg. Annual
Premium
(M Age 35-
44) HKD
Avg. Annual
Premium
(F Age 35-
44) HKD
1
9.6
100.0%
8.0
$43,889
$43,889
2
9.4
100.0%
7.0
$47,682
$47,682
3
9.4
99.9%
7.0
$46,418
$46,418
4
9.2
100.0%
6.0
$27,477
$27,477
5
8.9
100.0%
4.5
$45,841
$45,841
6
8.9
100.0%
4.5
$46,486
$46,486
7
8.9
97.5%
5.5
$40,108
$40,108
8
8.9
98.3%
5.0
$22,232
$22,232
9
8.9
98.3%
5.0
$28,393
$28,393
10
8.8
97.5%
5.0
$45,869
$45,869
Remarks: 1. The above information as of 2021-1-1. 2. 10Life sources product information from external resources and applies assumptions and mathematical calculations to arrive at the above scores. All information is intended for general education purpose and reference only, and does not constitute any insurance purchase advice. You should seek independent advice before purchasing any policy. 10Life hereby excludes any liability arising from using the information, and will not make warranty or guarantee on the accuracy, completeness and timeliness of the information or for any claims and/ or losses caused thereby. 3. The insured is age 35-44 Adult, non-smoker, staying at Private Room. 4. The above products are based on $0 deductible option (if applicable) and average annual premium (male age 35-44) lower than $50,000 (HKD).
Disclaimer
10Life strives to use unbiased scoring methodologies to compare insurance products. We obtain public information of insurance companies from different sources and apply data analytics to derive scores and ratings. The information for reference only and does not take into account your personal needs or constitute any sales advice. You should seek advice from licensed insurance advisors before purchasing insurance products. 10Life may review and revise the scoring methodologies regularly to enhance the product comparisons. If you have any enquiries or suggestions on our scoring methodologies, please email us at enquiries@10life.com
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