Rank | Company | Product | QDAP (Tax Deductible) | 10Life Score | Guaranteed IRR at age 85 | Projected IRR at age 85 | Income Period |
---|---|---|---|---|---|---|---|
1 | 中銀人壽 BOC Life | BOC Life Deferred Annuity (Lifetime) | 9.1 | 2.0% | 3.9% | Age 60 to whole life | |
2 | 永明金融 Sun Life | Foresight Deferred Annuity Plan | 9.0 | 2.5% | 4.1% | Age 65 - 100 | |
3 | 安達人壽 Chubb | Chubb FlexiLiving Deferred Annuity Plan | 9.0 | 2.5% | 4.1% | Age 65 - 100 | |
4 | 中國人壽 China Life | Endowment 65 (Annuity Version) | 8.6 | 2.7% | 4.8% | Age 65 - 85 | |
5 | 中國人壽 China Life | Wealth Protector Annuity Insurance Plan | 8.2 | 2.5% | 3.3% | Age 55 - 100 | |
6 | 永明金融 Sun Life | Foresight Deferred Annuity Plan | 8.2 | 2.5% | 4.0% | Age 65 - 85 | |
7 | 富通 FTLife | Prosperous Deferred Annuity Plan | 8.1 | 2.1% | 4.6% | Age 65 - 95 | |
8 | 萬通保險 YF Life | MY Deferred Annuity | 7.9 | 2.1% | 4.7% | Age 65 - 85 | |
9 | 永明金融 Sun Life | FlexiRetire Annuity Plan | 7.7 | 2.3% | 3.9% | Age 65 - 85 | |
10 | 中銀人壽 BOC Life | SmartRetire Annuity Insurance Plan | 7.7 | 0.9% | 5.1% | Age 65 - 100 |