Top 10 VHIS (Ward) – Coverage Score
2021Q1
RankCompanyProductVHIS (Tax
Deductible)
10Life
Coverage
Score
Avg. Annual
Premium
(M Age 35-
44) HKD
Avg. Annual
Premium
(F Age 35-
44) HKD
1富衛 FWDvCANsurance Medical Plan (Standard)10.0$5,401$7,039
2安盛 AXAAXA WiseGuard Pro Medical Insurance Plan (Regular)10.0$9,597$9,597
2滙豐保險 HSBC LifeHSBC Voluntary Health Insurance Flexi Plan Bronze10.0$10,784$10,784
4富衛 FWDvCare Supreme Medical Plan9.0$4,680$6,173
5富通 FTLife“TopCare” Medical Insurance Plan (Benefit Level 2 with Major Medical Benefit)8.7$6,282$9,229
6富通 FTLife“TopCare” Medical Insurance Plan (Benefit Level 1 with Major Medical Benefit)8.6$5,255$7,688
7保柏 BupaBupa MyFlexi VHIS Plan Standard Plus8.5$6,731$6,731
8安聯 AllianzALLIANZ ULTRA MEDICAL PROTECT (Silver Plan with SMM)8.4$8,272$11,378
9蘇黎世 ZurichHealthFlexi Voluntary Health Insurance Plan Essential with Supplementary Major Medical8.3$5,497$6,948
10信諾 CignaCigna VHIS Series - Flexi Plan (SMM)8.3$5,207$5,207
Rank
VHIS (Tax
Deductible)
10Life
Coverage
Score
Avg. Annual
Premium
(M Age 35-
44) HKD
Avg. Annual
Premium
(F Age 35-
44) HKD
1
10.0
$5,401
$7,039
2
10.0
$9,597
$9,597
2
10.0
$10,784
$10,784
4
9.0
$4,680
$6,173
5
8.7
$6,282
$9,229
6
8.6
$5,255
$7,688
7
8.5
$6,731
$6,731
8
8.4
$8,272
$11,378
9
8.3
$5,497
$6,948
10
8.3
$5,207
$5,207
Remarks: 1. The above information as of 2021-1-1. 2. 10Life sources product information from external resources and applies assumptions and mathematical calculations to arrive at the above scores. All information is intended for general education purpose and reference only, and does not constitute any insurance purchase advice. You should seek independent advice before purchasing any policy. 10Life hereby excludes any liability arising from using the information, and will not make warranty or guarantee on the accuracy, completeness and timeliness of the information or for any claims and/ or losses caused thereby. 3. The insured is age 35-44 Adult, non-smoker, staying at Ward Room.
Disclaimer
10Life strives to use unbiased scoring methodologies to compare insurance products. We obtain public information of insurance companies from different sources and apply data analytics to derive scores and ratings. The information for reference only and does not take into account your personal needs or constitute any sales advice. You should seek advice from licensed insurance advisors before purchasing insurance products. 10Life may review and revise the scoring methodologies regularly to enhance the product comparisons. If you have any enquiries or suggestions on our scoring methodologies, please email us at enquiries@10life.com
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