Top 10 Whole Life Savings Insurance (15-30 year payment) - Guaranteed Return
2021Q3
RankCompanyProductPayment Term10Life Guaranteed Return
 Score
10-year
 IRR
20-year
 IRR
30-year
 IRR
1富衛 FWDLife Promise Insurance Plan20-year payment7.9-17.0%1.0%1.5%
2宏利 ManulifePremier Estate Protector (PEP)20-year payment7.9-17.0%1.0%1.5%
3富衛 FWDEternity Savings Insurance Plan 2020-year payment7.8-21.1%0.8%1.6%
4立橋人壽 Well Link LifeWell Protect Whole Life (20-Years Pay)20-year payment7.8-11.9%1.0%1.4%
5宏利 ManulifePremier Estate Protector (PEP)25-year payment7.7-23.1%0.3%1.8%
6中國人壽 China LifeSupreme Wealth (20-year) Whole Life Plan (Simplified)20-year payment7.5-1.4%1.0%1.1%
7宏利 ManulifePremier Estate Protector (PEP)15-year payment7.2-10.2%0.5%1.2%
8立橋人壽 Well Link LifeWell Protect Whole Life (15-Years Pay)15-year payment7.1-7.2%0.4%1.2%
9富衛 FWDLife Promise Insurance Plan15-year payment7.0-10.7%0.3%1.1%
10永明金融 Sun LifeLIFE Brilliance15-year payment6.8-11.5%0.3%1.0%
Rank
Payment Term
10Life Guaranteed Return
 Score
10-year
 IRR
20-year
 IRR
30-year
 IRR
1
20-year payment
7.9
-17.0%
1.0%
1.5%
2
20-year payment
7.9
-17.0%
1.0%
1.5%
3
20-year payment
7.8
-21.1%
0.8%
1.6%
4
20-year payment
7.8
-11.9%
1.0%
1.4%
5
25-year payment
7.7
-23.1%
0.3%
1.8%
6
20-year payment
7.5
-1.4%
1.0%
1.1%
7
15-year payment
7.2
-10.2%
0.5%
1.2%
8
15-year payment
7.1
-7.2%
0.4%
1.2%
9
15-year payment
7.0
-10.7%
0.3%
1.1%
10
15-year payment
6.8
-11.5%
0.3%
1.0%
Remarks: 1. The above information is as of 2021-6-30. 2. 10Life obtains product information from public sources and applies assumptions and calculations to arrive at the above scores. All information is intended for general education and reference only and does not constitute any insurance purchase advice. 10Life will not make warranty or guarantee on the accuracy, completeness and timeliness of the information. 3. The insured is age 35 male, non-smoker, 15 to 30 year payment term.
Disclaimer
  1. The information on 10Life is intended for general education purpose and reference only, and does not constitute any insurance, financial, investment or other professional purchase advice or solicitation to buy insurance, financial or investment products. 10Life Product Ratings and Scores are mathematical calculations based on public product information and assumptions for generic customer segments. The Product Ratings and Scores DO NOT reflect YOUR personal needs. 10Life hereby excludes any liability arising from using the information and will not make warranty or guarantee on the accuracy, completeness and timeliness of the information or for any claims and / or losses caused thereby. You should seek independent professional advice and review the insurance product information carefully before purchasing any insurance products. The information shown in the communications placed on 10Life does not constitute an offer or solicitation for the purchase or sale of any banking or insurance products or services.
  2. 10Life Insurance Product Ratings are based on facts and data, and are not be influenced by any partnerships with insurance companies.
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