Top 10 Whole Life Savings Insurance (15-30 year payment) - Guaranteed Return
2021Q1
RankCompanyProductPayment Term10Life Guaranteed Return
 Score
20-year
 IRR
30-year
 IRR
1中國太平 China TaipingTaiping EliteLife Protection Plan20-year payment10.02.1%2.3%
2富衛 FWDLife Promise Insurance Plan20-year payment7.91.0%1.5%
3宏利 ManulifePremier Estate Protector (PEP)20-year payment7.91.0%1.5%
4富衛 FWDEternity Savings Insurance Plan 2020-year payment7.80.8%1.6%
5立橋人壽 Well Link LifeWell Protect Whole Life (20-Years Pay)20-year payment7.81.0%1.4%
6宏利 ManulifePremier Estate Protector (PEP)25-year payment7.70.3%1.8%
7中國人壽 China LifeSupreme Wealth (20-year) Whole Life Plan (Simplified)20-year payment7.51.0%1.1%
8宏利 ManulifePremier Estate Protector (PEP)15-year payment7.20.5%1.2%
9立橋人壽 Well Link LifeWell Protect Whole Life (15-Years Pay)15-year payment7.10.4%1.2%
10富衛 FWDi.PaySmart 1515-year payment7.00.1%1.3%
Rank
Payment Term
10Life Guaranteed Return
 Score
20-year
 IRR
30-year
 IRR
1
20-year payment
10.0
2.1%
2.3%
2
20-year payment
7.9
1.0%
1.5%
3
20-year payment
7.9
1.0%
1.5%
4
20-year payment
7.8
0.8%
1.6%
5
20-year payment
7.8
1.0%
1.4%
6
25-year payment
7.7
0.3%
1.8%
7
20-year payment
7.5
1.0%
1.1%
8
15-year payment
7.2
0.5%
1.2%
9
15-year payment
7.1
0.4%
1.2%
10
15-year payment
7.0
0.1%
1.3%
Remarks: 1. The above information is as of 2021-1-1. 2. 10Life obtains product information from public sources and applies assumptions and calculations to arrive at the above scores. All information is intended for general education and reference only and does not constitute any insurance purchase advice. 10Life will not make warranty or guarantee on the accuracy, completeness and timeliness of the information. 3. The insured is age 35 male, non-smoker, 15 to 30 year payment term.
Disclaimer
10Life strives to use unbiased scoring methodologies to compare insurance products. We obtain public information of insurance companies from different sources and apply data analytics to derive scores and ratings. The information for reference only and does not take into account your personal needs or constitute any sales advice. You should seek advice from licensed insurance advisors before purchasing insurance products. 10Life may review and revise the scoring methodologies regularly to enhance the product comparisons. If you have any enquiries or suggestions on our scoring methodologies, please email us at enquiries@10life.com
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