Top 10 Whole Life Savings Insurance (1-3 year payment) - Guaranteed Return
2021Q1
RankCompanyProductPayment Term10Life Guaranteed Return
 Score
10-year
 IRR
20-year
 IRR
30-year
 IRR
1友邦 AIASingle Premium Whole Life AP - Par1-year payment9.91.0%2.2%2.4%
2富邦人壽 Fubon LifeFubon Brilliant Wealth Whole Life Plan1-year payment9.00.2%1.6%2.0%
3富邦人壽 Fubon LifeFubon Brilliant Wealth Whole Life Plan2-year payment8.90.0%1.5%2.0%
4富衛 FWDWealth ICON Supreme Insurance Plan1-year payment8.81.0%1.6%1.6%
5永明金融 Sun LifeVision (2-Years Pay)2-year payment8.80.7%1.4%1.7%
6友邦 AIAAdmire Life 21-year payment8.50.6%1.4%1.5%
7中國太平 China TaipingProsperous Future Savings Plan (Prepaid)1-year payment8.51.1%1.3%1.3%
8中國太平 China TaipingProsperous Future Savings Plan3-year payment8.30.8%1.2%1.3%
9富通 FTLifeFortune Saver Insurance Plan 2 1-year payment8.20.9%1.1%1.1%
10宏利 ManulifeManuGrand Saver 21-year payment8.20.6%1.1%1.2%
Company
Product
Rank
Payment Term
10Life Guaranteed Return
 Score
10-year
 IRR
20-year
 IRR
30-year
 IRR
1
1-year payment
9.9
1.0%
2.2%
2.4%
2
1-year payment
9.0
0.2%
1.6%
2.0%
3
2-year payment
8.9
0.0%
1.5%
2.0%
4
1-year payment
8.8
1.0%
1.6%
1.6%
5
2-year payment
8.8
0.7%
1.4%
1.7%
6
1-year payment
8.5
0.6%
1.4%
1.5%
7
1-year payment
8.5
1.1%
1.3%
1.3%
8
3-year payment
8.3
0.8%
1.2%
1.3%
9
1-year payment
8.2
0.9%
1.1%
1.1%
10
1-year payment
8.2
0.6%
1.1%
1.2%
Remarks: 1. The above information is as of 2021-1-1. 2. 10Life obtains product information from public sources and applies assumptions and calculations to arrive at the above scores. All information is intended for general education and reference only and does not constitute any insurance purchase advice. 10Life will not make warranty or guarantee on the accuracy, completeness and timeliness of the information. 3. The insured is age 35 male, non-smoker, 1 to 3 year payment term.
Disclaimer
10Life strives to use unbiased scoring methodologies to compare insurance products. We obtain public information of insurance companies from different sources and apply data analytics to derive scores and ratings. The information for reference only and does not take into account your personal needs or constitute any sales advice. You should seek advice from licensed insurance advisors before purchasing insurance products. 10Life may review and revise the scoring methodologies regularly to enhance the product comparisons. If you have any enquiries or suggestions on our scoring methodologies, please email us at enquiries@10life.com
×
Ask Questions
No contact information needed. Anonymous questions, instant chat, and get opinions from licensed advisors.
Please sign up or login, instant anonymous questions!
Advisor Replies
Your question has been sent to licensed advisors.
No contact information needed. Anonymous questions, instant chat, and get opinions from licensed advisors.
Please sign up or login, instant anonymous questions!
My Advisors
No record with advisors.
Please sign up or login. No contact information needed, instant contact with advisors!
Find Advisors
Over one thousand advisors provide you with insurance advice
Please sign up or login. No contact information needed, instant search advisors!