Top 10 Whole Life Savings Insurance (4-8 year payment) - Guaranteed Return
2021Q3
RankCompanyProductPayment Term10Life Guaranteed Return
 Score
10-year
 IRR
20-year
 IRR
30-year
 IRR
1中國太平 China TaipingTaiping Elite Delight Whole Life Coupon Plan5-year payment7.40.3%1.3%1.5%
2中銀人壽 BOC LifeIncomeShine Whole Life Coupon Plan (5-Yr Pay)5-year payment6.80.2%1.0%0.9%
3永明金融 Sun LifeVision (5-Years Pay)5-year payment6.6-1.4%1.0%1.3%
4富衛 FWDEternity Savings Insurance Plan 66-year payment6.6-7.2%1.8%2.0%
5立橋人壽 Well Link LifeWell Protect Whole Life (5-Years Pay)5-year payment6.60.1%0.3%1.0%
6中銀人壽 BOC LifeIncomeShine Whole Life Coupon Plan (8-Yr Pay)8-year payment6.5-0.7%0.9%0.9%
7中國人壽 China LifeEminent Fortune Wealth Planner5-year payment6.50.0%0.6%0.8%
8富衛 FWDLife Promise Insurance Plan5-year payment6.4-0.2%0.3%1.0%
9中國人壽 China LifeSupreme Wealth (05-year) Whole Life Plan (Simplified)5-year payment6.4-0.1%0.6%0.7%
10永明金融 Sun LifeLIFE Brilliance5-year payment6.4-4.9%1.2%1.7%
Rank
Payment Term
10Life Guaranteed Return
 Score
10-year
 IRR
20-year
 IRR
30-year
 IRR
1
5-year payment
7.4
0.3%
1.3%
1.5%
2
5-year payment
6.8
0.2%
1.0%
0.9%
3
5-year payment
6.6
-1.4%
1.0%
1.3%
4
6-year payment
6.6
-7.2%
1.8%
2.0%
5
5-year payment
6.6
0.1%
0.3%
1.0%
6
8-year payment
6.5
-0.7%
0.9%
0.9%
7
5-year payment
6.5
0.0%
0.6%
0.8%
8
5-year payment
6.4
-0.2%
0.3%
1.0%
9
5-year payment
6.4
-0.1%
0.6%
0.7%
10
5-year payment
6.4
-4.9%
1.2%
1.7%
Remarks: 1. The above information is as of 2021-6-30. 2. 10Life obtains product information from public sources and applies assumptions and calculations to arrive at the above scores. All information is intended for general education and reference only and does not constitute any insurance purchase advice. 10Life will not make warranty or guarantee on the accuracy, completeness and timeliness of the information. 3. The insured is age 35 male, non-smoker, 4 to 8 year payment term.
Disclaimer
  1. The information on 10Life is intended for general education purpose and reference only, and does not constitute any insurance, financial, investment or other professional purchase advice or solicitation to buy insurance, financial or investment products. 10Life Product Ratings and Scores are mathematical calculations based on public product information and assumptions for generic customer segments. The Product Ratings and Scores DO NOT reflect YOUR personal needs. 10Life hereby excludes any liability arising from using the information and will not make warranty or guarantee on the accuracy, completeness and timeliness of the information or for any claims and / or losses caused thereby. You should seek independent professional advice and review the insurance product information carefully before purchasing any insurance products. The information shown in the communications placed on 10Life does not constitute an offer or solicitation for the purchase or sale of any banking or insurance products or services.
  2. 10Life Insurance Product Ratings are based on facts and data, and are not be influenced by any partnerships with insurance companies.
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