Top 10 Whole Life Savings Insurance (9-12 year payment) - Guaranteed Return
2021Q1
RankCompanyProductPayment Term10Life Guaranteed Return
 Score
10-year
 IRR
20-year
 IRR
30-year
 IRR
1中國太平 China TaipingTaiping EliteLife Protection Plan10-year payment10.02.4%2.6%2.6%
2中國太平 China TaipingTaiping Elite Delight Whole Life Coupon Plan10-year payment7.5-0.1%1.2%1.4%
3立橋人壽 Well Link LifeWell Protect Whole Life (10-Years Pay)10-year payment6.90.1%0.4%0.9%
4中國人壽 China LifeSuperior Wealth Plus (10-Year) Whole Life Plan10-year payment6.6-0.6%0.6%0.7%
5富衛 FWDEternity Savings Insurance Plan 099-year payment6.2-11.6%1.5%1.9%
6中國人壽 China LifeSupreme Wealth (10-year) Whole Life Plan (Simplified)10-year payment6.1-1.6%0.2%0.5%
7富衛 FWDEternity Savings Insurance Plan (12-Years Pay)12-year payment6.0-11.8%1.4%1.8%
8中銀人壽 BOC LifeIncomeShine Whole Life Coupon Plan (12-Yr Pay)12-year payment5.9-4.1%0.6%0.7%
9泰禾人壽 Tahoe LifePrime Fortune Savings Protection Plan9-year payment5.9-3.7%0.3%0.9%
10安盛 AXAFlexi Power Saver - 12 Pay 1812-year payment5.9-6.1%1.3%0.7%
Rank
Payment Term
10Life Guaranteed Return
 Score
10-year
 IRR
20-year
 IRR
30-year
 IRR
1
10-year payment
10.0
2.4%
2.6%
2.6%
2
10-year payment
7.5
-0.1%
1.2%
1.4%
3
10-year payment
6.9
0.1%
0.4%
0.9%
4
10-year payment
6.6
-0.6%
0.6%
0.7%
5
9-year payment
6.2
-11.6%
1.5%
1.9%
6
10-year payment
6.1
-1.6%
0.2%
0.5%
7
12-year payment
6.0
-11.8%
1.4%
1.8%
8
12-year payment
5.9
-4.1%
0.6%
0.7%
9
9-year payment
5.9
-3.7%
0.3%
0.9%
10
12-year payment
5.9
-6.1%
1.3%
0.7%
Remarks: 1. The above information is as of 2021-1-1. 2. 10Life obtains product information from public sources and applies assumptions and calculations to arrive at the above scores. All information is intended for general education and reference only and does not constitute any insurance purchase advice. 10Life will not make warranty or guarantee on the accuracy, completeness and timeliness of the information. 3. The insured is age 35 male, non-smoker, 9 to 12 year payment term.
Disclaimer
10Life strives to use unbiased scoring methodologies to compare insurance products. We obtain public information of insurance companies from different sources and apply data analytics to derive scores and ratings. The information for reference only and does not take into account your personal needs or constitute any sales advice. You should seek advice from licensed insurance advisors before purchasing insurance products. 10Life may review and revise the scoring methodologies regularly to enhance the product comparisons. If you have any enquiries or suggestions on our scoring methodologies, please email us at enquiries@10life.com
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