Top 10 Whole Life Savings Insurance (15-30 year payment) - Projected Return
2021Q1
RankCompanyProductPayment
 Term
10Life Projected Return Score20-year
 IRR
30-year
 IRR
1富通 FTLifeRegent 2 Insurance Plan (Prestige Version)15-year payment10.05.1%5.8%
2富通 FTLife"Joyful Life" Insurance Plan15-year payment8.74.5%5.2%
3富通 FTLife"Joyful Life" Insurance Plan20-year payment8.54.3%5.2%
4永明金融 Sun LifeLIFE Brilliance15-year payment8.44.6%4.8%
5安達人壽 ChubbChubb Platinum Plus Insurance Plan18-year payment8.23.3%5.5%
6富衛 FWDEasy Achiever Savings Insurance Plan 2020-year payment8.24.5%4.7%
7中國人壽 China LifeSupreme Wealth (20-year) Whole Life Plan (Simplified)20-year payment8.14.2%4.9%
8中國人壽 China LifeSupreme Wealth (15-year) Whole Life Plan (Simplified)15-year payment7.94.1%4.7%
9永明金融 Sun LifeLIFE Brilliance20-year payment7.63.9%4.6%
10中國太平 China TaipingTaiping EliteLife Protection Plan20-year payment7.53.9%4.5%
Rank
Payment
 Term
10Life Projected Return Score
20-year
 IRR
30-year
 IRR
1
15-year payment
10.0
5.1%
5.8%
2
15-year payment
8.7
4.5%
5.2%
3
20-year payment
8.5
4.3%
5.2%
4
15-year payment
8.4
4.6%
4.8%
5
18-year payment
8.2
3.3%
5.5%
6
20-year payment
8.2
4.5%
4.7%
7
20-year payment
8.1
4.2%
4.9%
8
15-year payment
7.9
4.1%
4.7%
9
20-year payment
7.6
3.9%
4.6%
10
20-year payment
7.5
3.9%
4.5%
Remarks: 1. The above information is as of 2021-1-1. 2. 10Life obtains product information from public sources and applies assumptions and calculations to arrive at the above scores. All information is intended for general education and reference only and does not constitute any insurance purchase advice. 10Life will not make warranty or guarantee on the accuracy, completeness and timeliness of the information. 3. The insured is age 35 male, non-smoker, 15 to 30 year payment term.
Disclaimer
10Life strives to use unbiased scoring methodologies to compare insurance products. We obtain public information of insurance companies from different sources and apply data analytics to derive scores and ratings. The information for reference only and does not take into account your personal needs or constitute any sales advice. You should seek advice from licensed insurance advisors before purchasing insurance products. 10Life may review and revise the scoring methodologies regularly to enhance the product comparisons. If you have any enquiries or suggestions on our scoring methodologies, please email us at enquiries@10life.com
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