Top 10 Whole Life Savings Insurance (1-3 year payment) - Projected Return
2021Q1
RankCompanyProductPayment
 Term
10Life Projected Return Score10-year
 IRR
20-year
 IRR
30-year
 IRR
1富通 FTLifeRegent Prime Insurance Plan (Premier)2-year payment9.83.7%5.5%6.2%
2富衛 FWDMaxFocus Signature Insurance Plan2-year payment9.73.7%5.5%6.1%
3中銀人壽 BOC LifeSmartUp Pro Whole Life Insurance Plan2-year payment9.12.7%5.3%5.8%
4富邦人壽 Fubon LifeFubon Prosperity Booster Whole Life Plan 23-year payment9.13.5%5.0%5.7%
5忠意保險 GeneraliLionTycoon3-year payment9.02.1%5.0%6.1%
6英國保誠 PrudentialEvergreen Growth Saver Plus II1-year payment8.92.9%5.0%5.7%
7富通 FTLifeRegent 2 Insurance Plan (Premier Version)2-year payment8.92.2%5.1%5.8%
8富邦人壽 Fubon LifeFubon Prosperity Booster Whole Life Plan 21-year payment8.73.2%4.8%5.5%
9中國太平 China TaipingProsperous Future Savings Plan3-year payment8.44.3%4.7%4.7%
10中國太平 China TaipingProsperous Future Savings Plan (Prepaid)1-year payment8.44.3%4.7%4.7%
Rank
Payment
 Term
10Life Projected Return Score
10-year
 IRR
20-year
 IRR
30-year
 IRR
1
2-year payment
9.8
3.7%
5.5%
6.2%
2
2-year payment
9.7
3.7%
5.5%
6.1%
3
2-year payment
9.1
2.7%
5.3%
5.8%
4
3-year payment
9.1
3.5%
5.0%
5.7%
5
3-year payment
9.0
2.1%
5.0%
6.1%
6
1-year payment
8.9
2.9%
5.0%
5.7%
7
2-year payment
8.9
2.2%
5.1%
5.8%
8
1-year payment
8.7
3.2%
4.8%
5.5%
9
3-year payment
8.4
4.3%
4.7%
4.7%
10
1-year payment
8.4
4.3%
4.7%
4.7%
Remarks: 1. The above information is as of 2021-1-1. 2. 10Life obtains product information from public sources and applies assumptions and calculations to arrive at the above scores. All information is intended for general education and reference only and does not constitute any insurance purchase advice. 10Life will not make warranty or guarantee on the accuracy, completeness and timeliness of the information. 3. The insured is age 35 male, non-smoker, 1 to 3 year payment term.
Disclaimer
10Life strives to use unbiased scoring methodologies to compare insurance products. We obtain public information of insurance companies from different sources and apply data analytics to derive scores and ratings. The information for reference only and does not take into account your personal needs or constitute any sales advice. You should seek advice from licensed insurance advisors before purchasing insurance products. 10Life may review and revise the scoring methodologies regularly to enhance the product comparisons. If you have any enquiries or suggestions on our scoring methodologies, please email us at enquiries@10life.com
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