12 Medical Cases with Different Severity including Angioplasty, ACL Surgery, Stroke, Cancer, etc |
Breast Cancer with Mastectomy, Reconstruction, Chemotherapy & Radiotherapy |
Medical Inflation Protection Features |
Average Coverage^ |
Estimated Coverage^ |
✓ |
100% |
100% |
Benefit Level | Regular Product website |
Enhance Product website |
Premier Product website |
Noble Product website |
Ward class | Ward | Semi-private | Standard private | Standard private |
Geographical Limitation (For emergency treatment) |
Worldwide3 |
|||
Geographical Limitation (For non-emergency treatment) |
Greater China3,4 | Asia (Including Australia and New Zealand)3,5 |
Asia (Including Australia and New Zealand)3,5 |
Worldwide excluding USA2,3 |
Annual benefit limit per year (HKD) |
$5,000,000 per policy year |
$25,000,000 per policy year |
$30,000,000 per policy year |
$40,000,000 per policy year |
Lifetime benefit limit (HKD) |
Nil | |||
Deductible (HKD) |
Nil / $20,000 / $50,000 per policy year |
Full cover for hospitalisation and surgical benefits1 | Eligible hospitalisation and surgical expenses will be fully covered 1for all benefit levels without sub-limit and lifetime limit constraints for major items such as room & board, surgeon’s fee, anaesthetist’s fee, and prescribed diagnostic imaging tests, etc. |
Full cover for prescribed non-surgical cancer treatments and outpatient kidney dialysis7 | If the insured is unfortunately diagnosed with cancer, the plan will provide full cover on eligible expenses including radiotherapy, chemotherapy, targeted therapy, immunotherapy and hormonal therapy, so that the insured does not need to worry about the medical bills. Besides, the plan also provides full cover7 on the kidney dialysis expenses in long term for chronic kidney failure. |
No waiting period for unknown pre-existing conditions | The insured will be fully reimbursed without any waiting period on eligible expenses arising from unknown pre-existing conditions which the insured is reasonably unaware of at the time of insurance application (subject to the benefit schedule and the policy contract). |
Pre- and post-confinement/day case procedure outpatient care | Full cover1for all prior specified outpatient visits or emergency consultations within 30 days before each admission/day case procedure and follow-up outpatient visits per confinement/day case procedure within 90 days after discharge from hospital or completion of day case procedure. |
For emergency treatment | Worldwide coverage for all benefit levels. |
Other enhanced benefits | including companion bed, home nursing, specified reconstructive surgery benefit, emergency outpatient treatment for accident, etc. |
The above information is provided by the advertiser to promote its products and services. 10Life Financial Limited is not responsible for any liability, claims and losses arising from or associated with you using the information. 10Life Financial Limited has not verified the information and does not make any warranty, representation or guarantee on the accuracy, completeness and timeliness of the information.
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