Is it worth cashing in your life insurance policy in a crisis? (Chinese Article)
從儲蓄保險提取紅利
從儲蓄保險提取現金價值
保單貸款要付利息5.5%至10%
| 保險公司的儲蓄保險 | 保單貸款利率 (每年) |
| AIA 友邦 | 7% （1977年以後生效之美元、港元保單） |
| AXA 安盛 | 8% |
| BOC Life 中銀人壽 | 7.5%至10% |
| China Life 中國人壽 | 7% |
| FT Life富通保險 | 8% |
| FWD富衛人壽 | 6% |
| HSBC Life滙豐人壽 | 7%（2018年12月1日前之保單）；5.5%（2018年12月1日或之後） |
| Manulife 宏利 | 10% |
| Prudential 保誠 | 8% |
| Sun Life 永明金融 | 8% |
| 註：保單貸款利率資料更新至2022年4月28日；以保險公司公佈為準。 | |
「借定唔借？還得到先好借」
儲蓄保險宜注意流動性風險
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