Compare Home Insurance

Dah Sing Insurance | 大新保險

HomeSure Plan C

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

9.4

/ 10

Home Content Score

9 / 10

First Year Premium (HKD)

HKD 810

1,080

Blue Cross | 藍十字保險

Home Safe Protection B

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-9999 sq ft

Basic

10Life Score

9.2

/ 10

Home Content Score

9.2 / 10

First Year Premium (HKD)

HKD 783

979

QBE | 昆士蘭保險

Home Plus Protection Package (Premier)

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

9.1

/ 10

Home Content Score

10 / 10

First Year Premium (HKD)

HKD 754

Prudential | 保誠保險

PRUChoice Home - Premier

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

9.0

/ 10

Home Content Score

8.4 / 10

First Year Premium (HKD)

HKD 860

Hong Leong | 豐隆

Home Insurance - Plan 1

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 401-500 sq ft

Basic

10Life Score

8.3

/ 10

Home Content Score

8.9 / 10

First Year Premium (HKD)

HKD 1,284

Chubb Insurance | 安達保險

My Home Guard Plan B

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-10000 sq ft

Basic

10Life Score

8.3

/ 10

Home Content Score

8.5 / 10

First Year Premium (HKD)

HKD 1,058

MSIG | MSIG

iHome - Plan A

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

8.2

/ 10

Home Content Score

7.6 / 10

First Year Premium (HKD)

HKD 1,340

AIG | 美亞

Premium Home Plus - Enhanced Version (Standard)

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

8.0

/ 10

Home Content Score

9.7 / 10

First Year Premium (HKD)

HKD 799

BOCG Insurance | 中銀集團保險

Premier Home Comprehensive Insurance Policy Plan 3

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

7.9

/ 10

Home Content Score

7.6 / 10

First Year Premium (HKD)

HKD 820

1,025

HSBC | 滙豐

ResidenceSurance Plan3

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 482-673 sq ft

Basic

10Life Score

7.7

/ 10

Home Content Score

8.3 / 10

First Year Premium (HKD)

HKD 1,850

OneDegree | OneDegree

Home Insurance (plus)

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 401-560 sq ft

Basic

10Life Score

7.6

/ 10

Home Content Score

7.8 / 10

First Year Premium (HKD)

HKD 1,294

AXA Hong Kong and Macau | AXA 安盛

SmartHome Plus (Plan B)

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

7.2

/ 10

Home Content Score

7.6 / 10

First Year Premium (HKD)

HKD 1,644

1,827

Allianz | 安聯

Home Insurance Plan - Gold

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 301-500 sq ft

Basic

10Life Score

6.9

/ 10

Home Content Score

7.9 / 10

First Year Premium (HKD)

HKD 724

FWD | 富衛

HomeCare Insurance

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

6.6

/ 10

Home Content Score

6.2 / 10

First Year Premium (HKD)

HKD 630

Zurich | 蘇黎世

HomeChoice - Standard

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

9.6

/ 10

10Life Score

Home Content Score

10 / 10

Liability Score

10 / 10

Personal Accident Score

6.3 / 10

First Year Premium (HKD)

869

HKD 695

Dah Sing Insurance | 大新保險

HomeSure Plan C

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

9.4

/ 10

10Life Score

Home Content Score

9 / 10

Liability Score

9.9 / 10

Personal Accident Score

9.2 / 10

First Year Premium (HKD)

1,080

HKD 810

Blue Cross | 藍十字保險

Home Safe Protection B

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-9999 sq ft

Basic

9.2

/ 10

10Life Score

Home Content Score

9.2 / 10

Liability Score

9.9 / 10

Personal Accident Score

6.3 / 10

First Year Premium (HKD)

979

HKD 783

QBE | 昆士蘭保險

Home Plus Protection Package (Premier)

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

9.1

/ 10

10Life Score

 Home Content Score  
 10 / 10   
 Liability Score  
 8 / 10   
 Personal Accident Score  
 8.8 / 10   

First Year Premium (HKD)

HKD 754

Prudential | 保誠保險

PRUChoice Home - Premier

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

9.0

/ 10

10Life Score

Home Content Score

8.4 / 10

Liability Score

9.9 / 10

Personal Accident Score

8.8 / 10

First Year Premium (HKD)

HKD 860

Hong Leong | 豐隆

Home Insurance - Plan 1

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 401-500 sq ft

Basic

8.3

/ 10

10Life Score

 Home Content Score  
 8.9 / 10   
 Liability Score  
 7.7 / 10   
 Personal Accident Score  
 7.5 / 10   

First Year Premium (HKD)

HKD 1,284

Chubb Insurance | 安達保險

My Home Guard Plan B

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-10000 sq ft

Basic

8.3

/ 10

10Life Score

 Home Content Score  
 8.5 / 10   
 Liability Score  
 7.7 / 10   
 Personal Accident Score  
 10 / 10   

First Year Premium (HKD)

HKD 1,058

MSIG | MSIG

iHome - Plan A

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

8.2

/ 10

10Life Score

 Home Content Score  
 7.6 / 10   
 Liability Score  
 10 / 10   
 Personal Accident Score  
 3.8 / 10   

First Year Premium (HKD)

HKD 1,340

AIG | 美亞

Premium Home Plus - Enhanced Version (Standard)

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

8.0

/ 10

10Life Score

 Home Content Score  
 9.7 / 10   
 Liability Score  
 6.9 / 10   
 Personal Accident Score  
 3.8 / 10   

First Year Premium (HKD)

HKD 799

BOCG Insurance | 中銀集團保險

Premier Home Comprehensive Insurance Policy Plan 3

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

7.9

/ 10

10Life Score

Home Content Score

7.6 / 10

Liability Score

7.7 / 10

Personal Accident Score

10 / 10

First Year Premium (HKD)

1,025

HKD 820

HSBC | 滙豐

ResidenceSurance Plan3

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 482-673 sq ft

Basic

7.7

/ 10

10Life Score

 Home Content Score  
 8.3 / 10   
 Liability Score  
 8.8 / 10   
 Personal Accident Score  
 0 / 10   

First Year Premium (HKD)

HKD 1,850

OneDegree | OneDegree

Home Insurance (plus)

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 401-560 sq ft

Basic

7.6

/ 10

10Life Score

 Home Content Score  
 7.8 / 10   
 Liability Score  
 7.7 / 10   
 Personal Accident Score  
 5.6 / 10   

First Year Premium (HKD)

HKD 1,294

AXA Hong Kong and Macau | AXA 安盛

SmartHome Plus (Plan B)

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

7.2

/ 10

10Life Score

Home Content Score

7.6 / 10

Liability Score

7.7 / 10

Personal Accident Score

3.8 / 10

First Year Premium (HKD)

1,827

HKD 1,644

Allianz | 安聯

Home Insurance Plan - Gold

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 301-500 sq ft

Basic

6.9

/ 10

10Life Score

 Home Content Score  
 7.9 / 10   
 Liability Score  
 7.4 / 10   
 Personal Accident Score  
 0 / 10   

First Year Premium (HKD)

HKD 724

FWD | 富衛

HomeCare Insurance

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

6.6

/ 10

10Life Score

 Home Content Score  
 6.2 / 10   
 Liability Score  
 8.2 / 10   
 Personal Accident Score  
 2.5 / 10   

First Year Premium (HKD)

HKD 630

Zurich | 蘇黎世

HomeChoice - Standard

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

9.6

/ 10

Home Content Score

10 / 10

Liability Score

10 / 10

Personal Accident Score

6.3 / 10

First Year Premium (HKD)

HKD 695

869

Dah Sing Insurance | 大新保險

HomeSure Plan C

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

9.4

/ 10

Home Content Score

9 / 10

Liability Score

9.9 / 10

Personal Accident Score

9.2 / 10

First Year Premium (HKD)

HKD 810

1,080

Blue Cross | 藍十字保險

Home Safe Protection B

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-9999 sq ft

Basic

10Life Score

9.2

/ 10

Home Content Score

9.2 / 10

Liability Score

9.9 / 10

Personal Accident Score

6.3 / 10

First Year Premium (HKD)

HKD 783

979

QBE | 昆士蘭保險

Home Plus Protection Package (Premier)

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

9.1

/ 10

Home Content Score

10 / 10

Liability Score

8 / 10

Personal Accident Score

8.8 / 10

First Year Premium (HKD)

HKD 754

Prudential | 保誠保險

PRUChoice Home - Premier

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

9.0

/ 10

Home Content Score

8.4 / 10

Liability Score

9.9 / 10

Personal Accident Score

8.8 / 10

First Year Premium (HKD)

HKD 860

Hong Leong | 豐隆

Home Insurance - Plan 1

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 401-500 sq ft

Basic

10Life Score

8.3

/ 10

Home Content Score

8.9 / 10

Liability Score

7.7 / 10

Personal Accident Score

7.5 / 10

First Year Premium (HKD)

HKD 1,284

Chubb Insurance | 安達保險

My Home Guard Plan B

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-10000 sq ft

Basic

10Life Score

8.3

/ 10

Home Content Score

8.5 / 10

Liability Score

7.7 / 10

Personal Accident Score

10 / 10

First Year Premium (HKD)

HKD 1,058

MSIG | MSIG

iHome - Plan A

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

8.2

/ 10

Home Content Score

7.6 / 10

Liability Score

10 / 10

Personal Accident Score

3.8 / 10

First Year Premium (HKD)

HKD 1,340

AIG | 美亞

Premium Home Plus - Enhanced Version (Standard)

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

8.0

/ 10

Home Content Score

9.7 / 10

Liability Score

6.9 / 10

Personal Accident Score

3.8 / 10

First Year Premium (HKD)

HKD 799

BOCG Insurance | 中銀集團保險

Premier Home Comprehensive Insurance Policy Plan 3

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

7.9

/ 10

Home Content Score

7.6 / 10

Liability Score

7.7 / 10

Personal Accident Score

10 / 10

First Year Premium (HKD)

HKD 820

1,025

HSBC | 滙豐

ResidenceSurance Plan3

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 482-673 sq ft

Basic

10Life Score

7.7

/ 10

Home Content Score

8.3 / 10

Liability Score

8.8 / 10

Personal Accident Score

0 / 10

First Year Premium (HKD)

HKD 1,850

OneDegree | OneDegree

Home Insurance (plus)

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 401-560 sq ft

Basic

10Life Score

7.6

/ 10

Home Content Score

7.8 / 10

Liability Score

7.7 / 10

Personal Accident Score

5.6 / 10

First Year Premium (HKD)

HKD 1,294

AXA Hong Kong and Macau | AXA 安盛

SmartHome Plus (Plan B)

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

7.2

/ 10

Home Content Score

7.6 / 10

Liability Score

7.7 / 10

Personal Accident Score

3.8 / 10

First Year Premium (HKD)

HKD 1,644

1,827

Allianz | 安聯

Home Insurance Plan - Gold

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 301-500 sq ft

Basic

10Life Score

6.9

/ 10

Home Content Score

7.9 / 10

Liability Score

7.4 / 10

Personal Accident Score

0 / 10

First Year Premium (HKD)

HKD 724

FWD | 富衛

HomeCare Insurance

Self-Occupied

Multi-storey building

Property Age 35

Gross Floor Size 0-500 sq ft

Basic

10Life Score

6.6

/ 10

Home Content Score

6.2 / 10

Liability Score

8.2 / 10

Personal Accident Score

2.5 / 10

First Year Premium (HKD)

HKD 630

Add More Products

Home Insurance Quick Guide

What is Home Insurance?

Loss of Home Property Due To Water Leaks, Wind Damage or heft

Rent Arrears

Legal Liability (including Third-Party Liability)

Home insurance provides coverage for your home contents, whether you are a home owner, landlord or tenant. It can also cover legal liability from negligence and personal accidents, easing your financial burden.

WhatsApp Enquiry

Home Insurance Glossary

Home Property Coverage

Compensation for damage to the policyholder and family members' home property due to accidents or theft.

Legal Liability Coverage

Common examples include "worldwide personal liabilities coverage", which covers the policyholder or family member from negligence that causes bodily injury or property damage to others. Some products further cover liability caused by domestic helpers, pets, and other factors.

Personal Accident Coverage

Compensation for bodily disability or death caused by designated accidents within the insured property.

Who needs Home Insurance?

Home Owner (Self-Occupied)

Home insurance provides home property and legal liability coverage, safeguarding your home sweet home.

Landlord

Home insurance covers property damage at your unit by the tenant, and some products can also cover rent defaults.

Tenant

Home insurance covers home property purchased by both the landlord and the tenant. It also covers legal liability caused by the tenant.

WhatsApp Enquiry

Learn about our Scoring Methodology

Frequently Ask Questions

What is covered under home property?

Usually, it includes valuables, furniture, household appliances, computers, and personal items.

What should you be aware of when making a claim for home insurance?

Consumers should be aware of the claim deadline and procedures. Do not dispose any damaged items before inspection or approval from the insurance company, or it may affect the claim.

What is third-party liability coverage?

It covers the policyholder or family members who cause bodily injury or property damage to third parties due to personal negligence, such as burst water mains that damage building's elevator.

Does home insurance cover water leakage to the unit below?

If your unit's water leakage causes damage to the unit below, or even a lawsuit, the "personal legal liability coverage" of home insurance provides relevant compensation.

What coverage does home insurance provide during a typhoon?

Home insurance covers home property damage, such as damage to electrical appliances and personal property. Additionally, if a typhoon blows a window onto the street and causes injury to someone, the “third-party legal liability coverage” can be used to cover legal expenses.

Which is the best insurance company for Home Insurance?

When evaluating home insurance products, 10Life measures the extent of property coverage, legal liability coverage, and personal accident coverage based on the 3 scenarios (home owner, landlord, tenant), and rates the products accordingly.

Learn about our Scoring Methodology

Which is the best insurance company for Home Insurance?