Compare Whole Life Protection

Protection Quick Guide
Gender
Male
Age
35
Payment Term
25 Years
Total Premium
100,000
Insurer
Currency
USD
Gender
Male
Age
35
Payment Term
25 Years
Total Premium
100,000

Male

Age : 35

Payment Term : 25 Years

Total Premium : 100,000

Insurer

USD

We found 8 Whole Life Protection Insurance product(s) matching your selected filters.
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5-Star Ratings
Sun Life | Sun Life 永明
SunProtect
Happy Kids Certification Happy Kids Certification
25-year Payment
USD
9.5
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
808,897
21st - 50th Years Avg. Death Benefit
USD
301,314
Annual Premium
USD
4,000
WhatsApp Enquiry
CTF Life | 周大福人壽
“On Your Mind” Insurance Plan (Smart Version)
Happy Kids Certification Happy Kids Certification
25-year Payment
USD
7.7
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
475,579
21st - 50th Years Avg. Death Benefit
USD
281,062
Annual Premium
USD
4,000
WhatsApp Enquiry
Prudential | 保誠保險
PRUlife Protector 2
25-year Payment
USD
6.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
392,723
21st - 50th Years Avg. Death Benefit
USD
225,816
Annual Premium
USD
4,000
WhatsApp Enquiry
CTF Life | 周大福人壽
“On Your Mind” Insurance Plan (Supreme Version)
25-year Payment
USD
6.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
338,209
21st - 50th Years Avg. Death Benefit
USD
243,754
Annual Premium
USD
4,000
WhatsApp Enquiry
Manulife | 宏利
ManuPremier Protector
25-year Payment
USD
4.7
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
231,508
21st - 50th Years Avg. Death Benefit
USD
231,508
Annual Premium
USD
4,000
WhatsApp Enquiry
AIA | 友邦香港
Serene Life (Annual Dividends)
25-year Payment
USD
4.7
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
229,227
21st - 50th Years Avg. Death Benefit
USD
229,227
Annual Premium
USD
4,000
WhatsApp Enquiry
AIA | 友邦香港
Serene Life
25-year Payment
USD
4.7
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
229,227
21st - 50th Years Avg. Death Benefit
USD
229,227
Annual Premium
USD
4,000
WhatsApp Enquiry
Manulife | 宏利
ManuElite Protector
25-year Payment
USD
3.6
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
179,135
21st - 50th Years Avg. Death Benefit
USD
179,135
Annual Premium
USD
4,000
WhatsApp Enquiry
Sun Life | Sun Life 永明
SunProtect
Happy Kids Certification Happy Kids Certification
25-year Payment
USD
10Life Score
9.5
/ 10
First 20 Years Avg. Death Benefit
USD 808,897
21st - 50th Years Avg. Death Benefit
USD 301,314
Annual Premium
USD 4,000
WhatsApp Enquiry
CTF Life | 周大福人壽
“On Your Mind” Insurance Plan (Smart Version)
Happy Kids Certification Happy Kids Certification
25-year Payment
USD
10Life Score
7.7
/ 10
First 20 Years Avg. Death Benefit
USD 475,579
21st - 50th Years Avg. Death Benefit
USD 281,062
Annual Premium
USD 4,000
WhatsApp Enquiry
Prudential | 保誠保險
PRUlife Protector 2
25-year Payment
USD
10Life Score
6.0
/ 10
First 20 Years Avg. Death Benefit
USD 392,723
21st - 50th Years Avg. Death Benefit
USD 225,816
Annual Premium
USD 4,000
WhatsApp Enquiry
CTF Life | 周大福人壽
“On Your Mind” Insurance Plan (Supreme Version)
25-year Payment
USD
10Life Score
6.0
/ 10
First 20 Years Avg. Death Benefit
USD 338,209
21st - 50th Years Avg. Death Benefit
USD 243,754
Annual Premium
USD 4,000
WhatsApp Enquiry
Manulife | 宏利
ManuPremier Protector
25-year Payment
USD
10Life Score
4.7
/ 10
First 20 Years Avg. Death Benefit
USD 231,508
21st - 50th Years Avg. Death Benefit
USD 231,508
Annual Premium
USD 4,000
WhatsApp Enquiry
AIA | 友邦香港
Serene Life (Annual Dividends)
25-year Payment
USD
10Life Score
4.7
/ 10
First 20 Years Avg. Death Benefit
USD 229,227
21st - 50th Years Avg. Death Benefit
USD 229,227
Annual Premium
USD 4,000
WhatsApp Enquiry
AIA | 友邦香港
Serene Life
25-year Payment
USD
10Life Score
4.7
/ 10
First 20 Years Avg. Death Benefit
USD 229,227
21st - 50th Years Avg. Death Benefit
USD 229,227
Annual Premium
USD 4,000
WhatsApp Enquiry
Manulife | 宏利
ManuElite Protector
25-year Payment
USD
10Life Score
3.6
/ 10
First 20 Years Avg. Death Benefit
USD 179,135
21st - 50th Years Avg. Death Benefit
USD 179,135
Annual Premium
USD 4,000
WhatsApp Enquiry
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Life Protection Insurance Quick Guide

What is Life Protection Insurance?
Provide death benefit
Protect famiy well-being

Life Protection can be categorised into Term Life and Whole Life. If the insured dies within the coverage period, the insurer would pay the sum insured to the designated beneficiary.

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Compare Life Insurance
Term VS Whole Life Insurance
tutorial-life-icon-premium.png
Premium rate
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Coverage amount
tutorial-life-icon-protection-period.png
Protection period
tutorial-ci-icon-saving-components.png
Savings element
tutorial-life-icon-term-life.png
Term Life
Lower
Higher
(based on same preimum amount)
Fixed term or up to certain age
No
tutorial-life-icon-whole-life.png
Whole Life
Higher
Lower
(based on same premium amount)
Lifetime
Yes, there is surrender value
Life Protection Glossary

Protection Gap

Refers to the shortage of cash to support the family should the breadwinner passes away.
tutorial_life-dictionary-protection-gap.png

Death Benefit

The amount of proceeds the beneficiary will receive should the insured pass away.
tutorial_life-dictionary-death-benefit.png

Breakeven Period

When the surrender value of a life policy is equal or above the total premiums paid.
tutorial_life-dictionary-breakeven-period.png
Who should buy Life Protection?
home-lifestage-family.png
Breadwinners
To ensure parents, spouse and children have sufficient cash to sustain living should the breadwinner pass away.
persona-mortgagor.png
Mortgage borrowers
Life protection can help pay off your outstanding mortgage in case you pass away, safeguarding the living shelter for your family.
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Frequently Ask Questions
What is the difference between Whole Life Protection and Savings Insurance?

While they both have a savings element, Whole Life Protection focuses on the guaranteed death benefit, and Savings Insurance focuses on wealth accumulation.

How should you choose life protection?

10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime. 

How should you choose life protection?

10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime. 

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How should you choose life protection?

10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime. 

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Rating Methodology
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5-Star Insurance Award 2025
General Enquiry
Hotline
3705 1599
10Life.com is operated by 10Life Financial Limited registered in Hong Kong under company number 1154750 (“10Life Financial”).
10Life Financial is an authorised insurance broker with Insurance Authority License Number FB1526 whose business includes operating insurance comparison website and arranging insurance products and services for its clients. 10Life Financial is wholly owned subsidiary of 10Life Group.

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