Retirement Planning Made Easy - 5 Steps to Compare QDAP from AIA, Manulife and Prudential
10Life Team
保費繳付期 | 年金期 | 投保年齡 | 年金開始年齡 |
5年 | 10年 | 18歲至40歲 | 50歲 |
18歲至45歲 | 55歲 | ||
18歲至50歲 | 60歲 | ||
18歲至55歲 | 65歲 | ||
18歲至60歲 | 70歲 |
保費繳付期 | 年金期 | 投保年齡 | 年金開始年齡 |
5年 | 30年 | 18歲至50歲 | 55歲 |
25年 | 18歲至55歲 | 60歲 | |
20年 | 18歲至60歲 | 65歲 | |
15年 | 18歲至65歲 | 70歲 | |
10年 | 25年 | 18歲至50歲 | 60歲 |
20年 | 18歲至55歲 | 65歲 | |
15年 | 18歲至60歲 | 70歲 |
保費繳付期 | 年金期 | 投保年齡 | 年金開始年齡 |
5年 | 10年 | 45歲至69歲 | 50歲至74歲(視乎投保年齡及保費繳付期) |
40歲至64歲 | |||
30歲至54歲 | |||
10年 | 20年 | 30歲至54歲 | |
10年 | 20歲至44歲 |
3大要求 |
友邦 AIA延期年金 |
宏利 歲稅樂享延期年金 |
保誠
「雋逸人生」延期年金 |
1) 供款期至少10年 | ✗ | ✓ | ✓ |
2) 65歲開始收取年金 | ✓ | ✓ | ✓ |
3) 收取年金至85歲 (共20年) | ✗ | ✓ | ✓ |
宏利 歲稅樂享延期年金 |
保誠 「雋逸人生」 延期年金 |
|
保證IRR | 1.69% | 1.33% |
預期IRR | 4.23% | 3.61% |
首年退保金額 佔已付保費的百分比 |
宏利 歲稅樂享延期年金 |
保誠 「雋逸人生」延期年金 |
最高 | 33.0% | 14% |
最低 | 32.7% |
- 本文由10Life從不同途徑搜集市場資料製作而成,僅供一般參考之用,並沒有考慮任何個人需要及合適性,亦不應被視爲銷售建議。投保前應與持牌保險顧問商討適合自己的保險方案,並以保險公司提供的資料爲準。
- 以上保費資料更新至 2022年2月10日,並未包括保險業監管局收取的保費徵費。
- 本文最後更新日期: 2022年2月10日。
Disclaimer
10Life Product Comparison and 10Life Insurance Ratings are developed by 10Life Financial Limited, an authorised insurance broker company licensed with the Insurance Authority under License Number FB1526. 10Life Product Comparison and 10Life Insurance Ratings are developed for generic customer segments using mathematical calculations based on product information, facts and data, and are not influenced by any partnerships with or fees received from insurance companies.
Any information on 10Life Platform ("10Life Information"), including but not limited to Product Comparison, Product Ratings, Blog Articles are intended for general education purpose and reference only. None of the 10Life Information is intended, nor should they be considered or relied upon, as regulated advice, insurance, financial, investment or professional advice, recommendation, approval, endorsement, invitation or solicitation in respect of any insurance, financial or investment products. 10Life Information does not take into account your individual needs. Reading 10Life Information should not be considered as conducting a suitability assessment, and is not sufficient to form the basis of any decisions to purchase any insurance products. You should rely on information authorised by insurance companies, carry out your own research and/or seek independent advice from licensed intermediaries before purchasing any insurance products or making any insurance decisions. While reasonable effort is used when collecting, validating and updating 10Life Information from various channels, none of 10Life Group and its subsidiaries, affiliates, agents, directors, officers and employees will be responsible for any liability, claim or loss arising from or associated with you using 10Life Information. No warranty, representation or guarantee is given by 10Life Group and its subsidiaries on the accuracy, completeness and timeliness of the information.
If you have any questions on 10Life Product Comparison and 10Life Insurance Ratings, please email us at enquiries@10life.com .
Have an insurance question? Just ask!
- Ask a question anytime, anywhere
- Get response from multiple licensed advisors
- Simply login with Email
Further Readings
