Retirement Planning Made Easy - 5 Steps to Compare QDAP from AIA, Manulife and Prudential
10Life Team
| 保費繳付期 | 年金期 | 投保年齡 | 年金開始年齡 |
| 5年 | 10年 | 18歲至40歲 | 50歲 |
| 18歲至45歲 | 55歲 | ||
| 18歲至50歲 | 60歲 | ||
| 18歲至55歲 | 65歲 | ||
| 18歲至60歲 | 70歲 |
| 保費繳付期 | 年金期 | 投保年齡 | 年金開始年齡 |
| 5年 | 30年 | 18歲至50歲 | 55歲 |
| 25年 | 18歲至55歲 | 60歲 | |
| 20年 | 18歲至60歲 | 65歲 | |
| 15年 | 18歲至65歲 | 70歲 | |
| 10年 | 25年 | 18歲至50歲 | 60歲 |
| 20年 | 18歲至55歲 | 65歲 | |
| 15年 | 18歲至60歲 | 70歲 |
| 保費繳付期 | 年金期 | 投保年齡 | 年金開始年齡 |
| 5年 | 10年 | 45歲至69歲 | 50歲至74歲（視乎投保年齡及保費繳付期） |
| 40歲至64歲 | |||
| 30歲至54歲 | |||
| 10年 | 20年 | 30歲至54歲 | |
| 10年 | 20歲至44歲 |
| 3大要求 |
友邦 AIA延期年金 |
宏利 歲稅樂享延期年金 |
保誠
「雋逸人生」延期年金 |
| 1) 供款期至少10年 | ✗ | ✓ | ✓ |
| 2) 65歲開始收取年金 | ✓ | ✓ | ✓ |
| 3) 收取年金至85歲 (共20年) | ✗ | ✓ | ✓ |
|
宏利 歲稅樂享延期年金 |
保誠 「雋逸人生」 延期年金 |
|
| 保證IRR | 1.69% | 1.33% |
| 預期IRR | 4.23% | 3.61% |
|
首年退保金額 佔已付保費的百分比 |
宏利 歲稅樂享延期年金 |
保誠 「雋逸人生」延期年金 |
| 最高 | 33.0% | 14% |
| 最低 | 32.7% |
- 本文由10Life從不同途徑搜集市場資料製作而成，僅供一般參考之用，並沒有考慮任何個人需要及合適性，亦不應被視爲銷售建議。投保前應與持牌保險顧問商討適合自己的保險方案，並以保險公司提供的資料爲準。
- 以上保費資料更新至 2022年2月10日，並未包括保險業監管局收取的保費徵費。
- 本文最後更新日期： 2022年2月10日。
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