The Hidden Benefits of VHIS Beyond Tax Deductions
10Life Team
- 截至2021年3月31日,自願醫保保單的數目已達791,000張。
- 納稅人可為自己、或受養人的自願醫保保費,申請免稅額,而扣稅額上限為每份保單$8000元。當大家計算實際節省的稅款時,就要將保費與邊際稅率相乘,每份保單能實際節省的稅款,最多為$1,360。詳情請參閱〈扣稅吸引嗎?已有醫保轉不轉會?轉移時權益係點?〉。
- 詳情請參閱食物及衞生局公布的《自願醫保計劃認可產品保單範本(2020年7月修訂)》第4部份第 1節。
- 引述自《自願醫保計劃認可產品保單範本(2020年7月修訂)》第4部份續保條款第1(b)節,粗體及英語部份為筆者所加。
- 引述自《自願醫保計劃認可產品保單範本(2020年7月修訂)》第4部份續保條款第1節,粗體及英語部份為筆者所加。
- 《自願醫保計劃認可產品保單範本(2020年7月修訂)》條款及細則中保單第8條原文節錄:「每位保單持有人及 受 保 人均有責任回覆問題,並披露問題所要求的重要事實。本公司同意,若在投保申請文件内未 有包括任何相關問題,將被視為本公司豁免保單持有人及受保人披露有關所需資料的責任。」
- 以上資訊由10Life提供,更新至 2021年7月23日,僅供參考,絕非銷售提議。
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