The Hidden Benefits of VHIS Beyond Tax Deductions
10Life Team
- 截至2021年3月31日，自願醫保保單的數目已達791,000張。
- 納稅人可為自己、或受養人的自願醫保保費，申請免稅額，而扣稅額上限為每份保單$8000元。當大家計算實際節省的稅款時，就要將保費與邊際稅率相乘，每份保單能實際節省的稅款，最多為$1,360。詳情請參閱〈扣稅吸引嗎？已有醫保轉不轉會？轉移時權益係點？〉。
- 詳情請參閱食物及衞生局公布的《自願醫保計劃認可產品保單範本（2020年7月修訂）》第4部份第 1節。
- 引述自《自願醫保計劃認可產品保單範本（2020年7月修訂）》第4部份續保條款第1(b)節，粗體及英語部份為筆者所加。
- 引述自《自願醫保計劃認可產品保單範本（2020年7月修訂）》第4部份續保條款第1節，粗體及英語部份為筆者所加。
- 《自願醫保計劃認可產品保單範本（2020年7月修訂）》條款及細則中保單第8條原文節錄：「每位保單持有人及 受 保 人均有責任回覆問題，並披露問題所要求的重要事實。本公司同意，若在投保申請文件内未 有包括任何相關問題，將被視為本公司豁免保單持有人及受保人披露有關所需資料的責任。」
- 以上資訊由10Life提供，更新至 2021年7月23日，僅供參考，絕非銷售提議。
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