Understand Your Risk Preference for Savings Insurance (Chinese Article)
- 預期回報（悲觀）：取自參考銷售說明文件中的 「悲觀情景」。「悲觀情景」是保險公司按「現時預計」的投資回報的第25百分位數計算，並假設其他相關因素（如索償經驗、開支、續保率等）維持不變。
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