Personal Accident Insurance - "PK" Protection Compared
Our PK Protection score is based on 6 factors:
- Sports Coverage Score - scored by the coverage of these popular sports - skiing, scuba diving, parachuting, rock-climbing and non-professional bike race. (Note that all plans exclude professional sports.)
- Accidental Death/ Permanent Disability Coverage Score - death/permanent disability payout per Annual Premium*
- Accident Medical Expense Coverage Score - maximum medical expense coverage per Annual Premium*
- Hospital Cash Score - daily hospital cash per Annual Premium*
- Physiotherapy/ Chiropractor Coverage Score - based on the relative maximum coverage per day and per case
- Chinese Bonesetter / Acupuncture Coverage Score - based on the relative maximum coverage per day and per case
*Annual Premium is calculated based on sum assured of HK$1,000,000 for accidental death or permanent disability, accident medical expense coverage of HK$40,000 (or closest equivalent) and hospital cash of HK$600 HKD a day (or closest equivalent).
(Author: 10Life Editor)
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