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Table of Content

Hong Kong High-Speed Rail Guide: Connecting 73 Mainland High-Speed Rail Stations

High-speed rail city travel recommendations, suitable for short trips 

Travelling to Mainland China also requires purchasing travel insurance

Also worth noting: if you need to make multiple trips to Mainland China, you may wish to consider annual travel insurance.

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Travel and Overseas Study

[2026 Mainland High-Speed Rail Trips] Hong Kong High-Speed Rail Guide with Mainland Travel Hotspot Recommendations

2025-01-17 5min read

“Travelling north to spend” has become a hot topic among Hong Kong people in recent years, and many residents enjoy visiting Greater Bay Area destinations such as Shenzhen, Zhuhai and Zhongshan. However, people may also grow tired of these places and hope to explore other cities.

As the mainland’s high-speed rail network continues to improve, this article introduces four mainland cities that are well suited to high-speed rail travel, departing from Hong Kong West Kowloon Station. At the same time, many people travelling north may overlook travel insurance, but travelling to the mainland is no different from travelling to other countries: during the journey, travellers may face trip delays, accidents while travelling, and medical expenses. Travel insurance provides cover for such costs. 

Hong Kong High-Speed Rail Guide: Connecting 73 Mainland High-Speed Rail Stations

Hong Kong West Kowloon High Speed Rail Station is now connected to 73 mainland high-speed rail stations. Departing from Hong Kong, you can take short-haul trains to Shenzhen, Dongguan and Guangzhou, among others; long-haul trains can take you to farther destinations such as Chaoshan, Xiamen, Shanghai and Beijing.

Please check the latest train timetable here 

High-speed rail city travel recommendations, suitable for short trips 

1. Guangzhou

There are many ways for Hong Kong residents to travel to Guangzhou, including taking cross-boundary direct coach services and taking the high-speed train via Shenzhen. If travellers choose to take the high-speed rail to Guangzhou, departing from Hong Kong West Kowloon Station, the journey takes about 1 hour to Guangzhou South Station, making it a faster option.

Popular attractions:

  • The world’s second-largest indoor ski resort – Sunac Snow Park
  • Canton Tower
  • Chimelong Tourist Resort
  • Shamian Island

2. Chaoshan

From Hong Kong, taking the high-speed rail to Chaoshan takes about 2 hours and 30 minutes. When it comes to the Chaoshan region, the most well-known is undoubtedly its range of Chaoshan cuisine, including braised goose in soy sauce, beef hotpot, Teochew kuey teow, and Teochew-style oyster pancakes.

Popular attractions:

  • Guangji Bridge
  • Kaiyuan Temple
  • Paifang Street, Chaozhou
  • Longhu Ancient Village

3. Xiamen

In the past, before the high-speed rail opened, Hong Kong residents may have had fewer opportunities to visit Xiamen. However, since the high-speed rail began operating, the journey from Hong Kong to Xiamen takes about 4 hours by high-speed rail, making it more suitable for a 3-day 2-night or 4-day 3-night itinerary.

Popular attractions:

  • Tianluokeng Tulou Cluster
  • Shapowei
  • Gulangyu Island
  • Riyue Valley Hot Springs
  • Lijiang River Night Cruise 

4. Guilin

As the saying goes, “Guilin’s scenery is the best under heaven”. If travellers wish to enjoy beautiful scenery, taking the high-speed rail from Hong Kong to Guilin takes only 3 hours, making it suitable for a 4-day 3-night trip or a longer travel plan. 

Popular attractions:

  • Two Rivers and Four Lakes Scenic Area
  • Solitary Beauty Peak and King’s City Scenic Area
  • Lijiang River Scenic Area

Travelling to Mainland China also requires purchasing travel insurance

When travelling to Mainland China, travellers may encounter theft of personal belongings, as well as accidents during the trip and medical expenses. To protect against such costs, travellers can purchase suitable travel insurance before departure. Below is a comparison of the prices and coverage scores of 7 travel insurance plans. 

比較旅遊保險

假設受保人為成年人、4天旅程、目的地為日本/中國內地或台灣/韓國/泰國/越南

產品保費總評分
MSIG
iTravel Go(單次旅程)
計劃 A

$164
$327
經 10Life 網上投保指定計劃可享 5 折優惠
→立即投保←

9.5

Blue Cross 藍十字
旅遊寶 - 環球 
藍鑽石計劃

$167
$257
經 10Life 網上投保指定計劃可享 65 折優惠
→立即投保←

8.9

BOC 中銀 
環宇遨翔旅遊保障計劃 
鑽石計劃(附加升級保障)
$266
$380
經 10Life 網上投保指定計劃可享 7 折優惠
→立即投保←
8.8
Generali 忠意保險
忠意旅遊保
尊貴計劃
$191
$319
經 10Life 網上投保指定計劃可享 6 折優惠
→立即投保←
8.6
Starr 
「卓悅遊」旅遊保險 
尊貴計劃
$143
$260
經 10Life 網上投保指定計劃可享 6 折優惠
→立即投保←

8.4

AXA 安盛
「卓越」豐盛優遊樂 - 至尊計劃
$189
$290
經 10Life 網上投保指定計劃可享 65 折優惠
→立即投保←
8.4
QBE 昆士蘭保險 
旅遊保險單次旅遊 
金計劃
$149
$212
經 10Life 網上投保指定計劃可享 7 折優惠
→立即投保←
7.8
中國平安
網上旅遊保險
優裕計劃
$167
$209
經 10Life 網上投保指定計劃可享 8 折優惠
→立即投保←
7.0
註:
假設受保人為成年人、5天旅程、目的地為日本/中國內地或台灣/韓國/泰國/越南。
產品資料最後更新日期:2026年7月13日  

Also worth noting: if you need to make multiple trips to Mainland China, you may wish to consider annual travel insurance.

As travel between Hong Kong and Mainland China becomes increasingly convenient, many people make multiple trips to the Mainland each year for leisure and business. Rather than purchasing travel insurance before every departure, you may also choose annual travel insurance. Its key feature is that, once you buy one policy, the insured person is covered throughout the year, saving you the hassle of arranging travel insurance for each trip.

Table 2: Premium comparison of 7 annual travel insurance plans (HKD)

Annual Travel Insurance Plans Premium Maximum Insurable Age Rating
BOC 中銀 
環宇遨翔旅遊保障計劃 
鑽石計劃(附加升級保障)
 
$2,036
$2,545
20% off when you take out insurance via 10Life
→Apply Now←
80 years old 8.8
Blue Cross 藍十字 
智在遊
尊尚計劃 
 
$2,163
$2,704
25% discount code: 10Life
→Apply Now←
70 years old 8.7
Starr 
「卓悅遊」旅遊保險 
尊貴計劃
 
$1,680
$2,100
20% discount code: TALifex20
→Apply Now←
70 years old
(renewable up to age 75)
8.5
Zurich蘇黎世
「易起行+」旅遊保險計劃    
優越計劃
 
$2,385
$3,180
25% discount code: 10LIFETRAVEL25
→Apply Now←
75 years old
(renewable up to age 80)
8.5
AXA 安盛 
「卓越」豐盛優遊樂 - 至尊計劃
 
$1,908
$2,936
25% off when you take out insurance via 10Life
→Apply Now←
75 years old
(renewable up to age 80)
8.4
Notes:      
1. Coverage area: Asia
2. Coverage area: Worldwide
3. Ranked by product rating (high to low) 
4. Last updated: 17 July 2025   

Q&A: What are the methods for booking High Speed Rail tickets?

There are various ways to book Hong Kong High Speed Rail tickets, including purchasing tickets in person at West Kowloon Station, or booking online via the MTR High Speed Rail official website, the China Railway official website (Railway 12306), or online travel agents. 

Q&A: What documents are required for High Speed Rail ticket booking?

High Speed Rail tickets are all issued under a real-name system, so when purchasing High Speed Rail tickets, the name entered by the traveller must match the name on the travel document.

  • Hong Kong/Macau residents: Mainland Travel Permit for Hong Kong and Macao Residents (Home Return Permit)
  • Mainland China residents: Resident Identity Card of the People's Republic of China (Second-generation ID card), Mainland Travel Permit for Hong Kong and Macao Residents (two-way permit)
  • Taiwan residents: Mainland Travel Permit for Taiwan Residents (Taiwan Compatriot Permit)
  • Other nationalities: valid passport and valid visa

Q&A: Is there a luggage allowance?

Adult passengers travelling on Hong Kong High Speed Rail may carry 20 kg of luggage, while child passengers may carry 10 kg. The total length, width and height of each item of luggage must not exceed 130 cm.

Q&A: What are the seat classes on Hong Kong High Speed Rail?

The Hong Kong High Speed Rail T-Express operated by MTR is divided into “First Class” and “Second Class”, while the High Speed Rail operated by China Railway also offers Business Class in addition to First Class and Second Class.

Further reading: Single-trip travel insurance comparison

Article last updated on 8 January 2025 

旅遊保險邊款好?
旅遊保險邊款好?

This English version of this article has been generated by machine translation powered by AI. It is provided solely for reference purposes. In the event of any discrepancy or inconsistency between this translation and the original Chinese version, the Chinese version shall prevail.

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10Life Product Comparison and 10Life Insurance Ratings are developed by 10Life Financial Limited, an authorised insurance broker company licensed with the Insurance Authority under License Number FB1526. 10Life Product Comparison and 10Life Insurance Ratings are developed for generic customer segments using mathematical calculations based on product information, facts and data, and are not influenced by any partnerships with or fees received from insurance companies. Any information on 10Life Platform ("10Life Information"), including but not limited to Product Comparison, Product Ratings, Blog Articles are intended for general education purpose and reference only. None of the 10Life Information is intended, nor should they be considered or relied upon, as regulated advice, insurance, financial, investment or professional advice, recommendation, approval, endorsement, invitation or solicitation in respect of any insurance, financial or investment products. 10Life Information does not take into account your individual needs. Reading 10Life Information should not be considered as conducting a suitability assessment, and is not sufficient to form the basis of any decisions to purchase any insurance products. You should rely on information authorised by insurance companies, carry out your own research and/or seek independent advice from licensed intermediaries before purchasing any insurance products or making any insurance decisions. While reasonable effort is used when collecting, validating and updating 10Life Information from various channels, none of 10Life Group and its subsidiaries, affiliates, agents, directors, officers and employees will be responsible for any liability, claim or loss arising from or associated with you using 10Life Information. No warranty, representation or guarantee is given by 10Life Group and its subsidiaries on the accuracy, completeness and timeliness of the information. If you have any questions on 10Life Product Comparison and 10Life Insurance Ratings, please email us at enquiries@10life.com

Table of Content

Hong Kong High-Speed Rail Guide: Connecting 73 Mainland High-Speed Rail Stations

High-speed rail city travel recommendations, suitable for short trips 

Travelling to Mainland China also requires purchasing travel insurance

Also worth noting: if you need to make multiple trips to Mainland China, you may wish to consider annual travel insurance.

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10Life.com is operated by 10Life Financial Limited registered in Hong Kong under company number 1154750 (“10Life Financial”).

10Life Financial is an authorised insurance broker with Insurance Authority License Number FB1526 whose business includes operating insurance comparison website and arranging insurance products and services for its clients. 10Life Financial is wholly owned subsidiary of 10Life Group.

© 2026 10Life Group Limited (registered in Hong Kong under company number 2366460) ("10Life Group"). All rights reserved. version: 1.0.0-ad9082c3

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Contact Us

(852) 3705 1599
16/F Greatmany Centre, 109-115 Queen’s Road East, Wan Chai, Hong Kong

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繁體中文 English

10Life.com is operated by 10Life Financial Limited registered in Hong Kong under company number 1154750 (“10Life Financial”).

10Life Financial is an authorised insurance broker with Insurance Authority License Number FB1526 whose business includes operating insurance comparison website and arranging insurance products and services for its clients. 10Life Financial is wholly owned subsidiary of 10Life Group.

© 2026 10Life Group Limited (registered in Hong Kong under company number 2366460) ("10Life Group"). All rights reserved. version: 1.0.0-ad9082c3

Terms of Use Privacy Policy Cookie Policy Anti-scam Guide
10Life

Insurance Products

How to choose insurance?

Compare By Category Choose By Life Stage AI Smart Match Travel Insurance Insurance Academy VHIS Premium Increase Calculator 10Life Advisor Service

About 10Life

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Resources


If you need help, please leave your contact information and questions

Contact Us

(852) 3705 1599
16/F Greatmany Centre, 109-115 Queen’s Road East, Wan Chai, Hong Kong

Follow Us

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繁體中文 English

10Life.com is operated by 10Life Financial Limited registered in Hong Kong under company number 1154750 (“10Life Financial”).

10Life Financial is an authorised insurance broker with Insurance Authority License Number FB1526 whose business includes operating insurance comparison website and arranging insurance products and services for its clients. 10Life Financial is wholly owned subsidiary of 10Life Group.

© 2026 10Life Group Limited (registered in Hong Kong under company number 2366460) ("10Life Group"). All rights reserved. version: 1.0.0-ad9082c3

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