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Enquiries: enquiries@10life.com
Hotline: (852) 3705 1599
Address: 16/F Greatmany Centre, 109-115 Queen’s Road East, Wan Chai, Hong Kong


Hong Kong High-Speed Rail Guide: Connecting 73 Mainland High-Speed Rail Stations
High-speed rail city travel recommendations, suitable for short trips
Travelling to Mainland China also requires purchasing travel insurance
Also worth noting: if you need to make multiple trips to Mainland China, you may wish to consider annual travel insurance.

“Travelling north to spend” has become a hot topic among Hong Kong people in recent years, and many residents enjoy visiting Greater Bay Area destinations such as Shenzhen, Zhuhai and Zhongshan. However, people may also grow tired of these places and hope to explore other cities.
As the mainland’s high-speed rail network continues to improve, this article introduces four mainland cities that are well suited to high-speed rail travel, departing from Hong Kong West Kowloon Station. At the same time, many people travelling north may overlook travel insurance, but travelling to the mainland is no different from travelling to other countries: during the journey, travellers may face trip delays, accidents while travelling, and medical expenses. Travel insurance provides cover for such costs.
Hong Kong High-Speed Rail Guide: Connecting 73 Mainland High-Speed Rail Stations
Hong Kong West Kowloon High Speed Rail Station is now connected to 73 mainland high-speed rail stations. Departing from Hong Kong, you can take short-haul trains to Shenzhen, Dongguan and Guangzhou, among others; long-haul trains can take you to farther destinations such as Chaoshan, Xiamen, Shanghai and Beijing.
Please check the latest train timetable here
High-speed rail city travel recommendations, suitable for short trips
There are many ways for Hong Kong residents to travel to Guangzhou, including taking cross-boundary direct coach services and taking the high-speed train via Shenzhen. If travellers choose to take the high-speed rail to Guangzhou, departing from Hong Kong West Kowloon Station, the journey takes about 1 hour to Guangzhou South Station, making it a faster option.
Popular attractions:
From Hong Kong, taking the high-speed rail to Chaoshan takes about 2 hours and 30 minutes. When it comes to the Chaoshan region, the most well-known is undoubtedly its range of Chaoshan cuisine, including braised goose in soy sauce, beef hotpot, Teochew kuey teow, and Teochew-style oyster pancakes.
Popular attractions:
In the past, before the high-speed rail opened, Hong Kong residents may have had fewer opportunities to visit Xiamen. However, since the high-speed rail began operating, the journey from Hong Kong to Xiamen takes about 4 hours by high-speed rail, making it more suitable for a 3-day 2-night or 4-day 3-night itinerary.
Popular attractions:
As the saying goes, “Guilin’s scenery is the best under heaven”. If travellers wish to enjoy beautiful scenery, taking the high-speed rail from Hong Kong to Guilin takes only 3 hours, making it suitable for a 4-day 3-night trip or a longer travel plan.
Popular attractions:
Travelling to Mainland China also requires purchasing travel insurance
When travelling to Mainland China, travellers may encounter theft of personal belongings, as well as accidents during the trip and medical expenses. To protect against such costs, travellers can purchase suitable travel insurance before departure. Below is a comparison of the prices and coverage scores of 7 travel insurance plans.
假設受保人為成年人、4天旅程、目的地為日本/中國內地或台灣/韓國/泰國/越南
| 產品 | 保費 | 總評分 |
| MSIG iTravel Go(單次旅程) 計劃 A | 9.5 | |
8.9 | ||
| BOC 中銀 環宇遨翔旅遊保障計劃 鑽石計劃(附加升級保障) | $266 經 10Life 網上投保指定計劃可享 7 折優惠 →立即投保← | 8.8 |
| Generali 忠意保險 忠意旅遊保 尊貴計劃 | $191 經 10Life 網上投保指定計劃可享 6 折優惠 →立即投保← | 8.6 |
| Starr 「卓悅遊」旅遊保險 尊貴計劃 | $143 經 10Life 網上投保指定計劃可享 6 折優惠 →立即投保← | 8.4 |
| AXA 安盛 「卓越」豐盛優遊樂 - 至尊計劃 | $189 經 10Life 網上投保指定計劃可享 65 折優惠 →立即投保← | 8.4 |
| QBE 昆士蘭保險 旅遊保險單次旅遊 金計劃 | $149 經 10Life 網上投保指定計劃可享 7 折優惠 →立即投保← | 7.8 |
| 中國平安 網上旅遊保險 優裕計劃 | $167 經 10Life 網上投保指定計劃可享 8 折優惠 →立即投保← | 7.0 |
| 註: 假設受保人為成年人、5天旅程、目的地為日本/中國內地或台灣/韓國/泰國/越南。 產品資料最後更新日期:2026年7月13日 | ||
Also worth noting: if you need to make multiple trips to Mainland China, you may wish to consider annual travel insurance.
As travel between Hong Kong and Mainland China becomes increasingly convenient, many people make multiple trips to the Mainland each year for leisure and business. Rather than purchasing travel insurance before every departure, you may also choose annual travel insurance. Its key feature is that, once you buy one policy, the insured person is covered throughout the year, saving you the hassle of arranging travel insurance for each trip.
| Annual Travel Insurance Plans | Premium | Maximum Insurable Age | Rating |
| BOC 中銀 環宇遨翔旅遊保障計劃 鑽石計劃(附加升級保障) |
$2,036 20% off when you take out insurance via 10Life →Apply Now← |
80 years old | 8.8 |
| Blue Cross 藍十字 智在遊 尊尚計劃 |
$2,163 25% discount code: 10Life →Apply Now← |
70 years old | 8.7 |
| Starr 「卓悅遊」旅遊保險 尊貴計劃 |
$1,680 20% discount code: TALifex20 →Apply Now← |
70 years old (renewable up to age 75) |
8.5 |
| Zurich蘇黎世 「易起行+」旅遊保險計劃 優越計劃 |
$2,385 25% discount code: 10LIFETRAVEL25 →Apply Now← |
75 years old (renewable up to age 80) |
8.5 |
| AXA 安盛 「卓越」豐盛優遊樂 - 至尊計劃 |
$1,908 25% off when you take out insurance via 10Life →Apply Now← |
75 years old (renewable up to age 80) |
8.4 |
| Notes: 1. Coverage area: Asia 2. Coverage area: Worldwide 3. Ranked by product rating (high to low) 4. Last updated: 17 July 2025 |
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There are various ways to book Hong Kong High Speed Rail tickets, including purchasing tickets in person at West Kowloon Station, or booking online via the MTR High Speed Rail official website, the China Railway official website (Railway 12306), or online travel agents.
High Speed Rail tickets are all issued under a real-name system, so when purchasing High Speed Rail tickets, the name entered by the traveller must match the name on the travel document.
Adult passengers travelling on Hong Kong High Speed Rail may carry 20 kg of luggage, while child passengers may carry 10 kg. The total length, width and height of each item of luggage must not exceed 130 cm.
The Hong Kong High Speed Rail T-Express operated by MTR is divided into “First Class” and “Second Class”, while the High Speed Rail operated by China Railway also offers Business Class in addition to First Class and Second Class.
Further reading: Single-trip travel insurance comparison
Article last updated on 8 January 2025


This English version of this article has been generated by machine translation powered by AI. It is provided solely for reference purposes. In the event of any discrepancy or inconsistency between this translation and the original Chinese version, the Chinese version shall prevail.

Our team of professional content researchers focussing on insurance

Our team of professional content researchers focussing on insurance
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Hong Kong High-Speed Rail Guide: Connecting 73 Mainland High-Speed Rail Stations
High-speed rail city travel recommendations, suitable for short trips
Travelling to Mainland China also requires purchasing travel insurance
Also worth noting: if you need to make multiple trips to Mainland China, you may wish to consider annual travel insurance.



