Compare Term Life Insurance

Term Life Quick Guide
Gender
Female
Age
25
Target Protection Period
10 Years
Sum Assured
1,000,000
Insurer
Renewal Term
Any
Underwriting
Any
Gender
Female
Age
25
Target Protection Period
10 Years
Sum Assured
1,000,000

Female

Age : 25

Target Protection Period : 10 Years

Sum Assured : 1,000,000

Insurer

Renewal Term : Any

Underwriting : Any

We found 58 Term Life product(s) matching your selected filters.
Assumptions
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First Year Premium
Bowtie | 保泰人壽
Bowtie Term Life
Online Underwriting
10.0
/ 10
10Life Score
Terms Score
10.0 / 10
Renewal Term
Yearly Renewal
10-Year Average Premium
362
HKD
306
First Year Premium
324
HKD 97
Product Website
Fubon Life | 富邦人壽
Fubon Term Life Protector
Online Underwriting
10.0
/ 10
10Life Score
Terms Score
10.0 / 10
Renewal Term
Yearly Renewal
10-Year Average Premium
332
HKD
319
First Year Premium
290
HKD 160
Product Website
FWD | 富衛
MyTerm Plus Standard Plan
Online Underwriting
10.0
/ 10
10Life Score
Terms Score
10.0 / 10
Renewal Term
10-year Renewal
10-Year Average Premium
400
HKD
356
First Year Premium
400
HKD 200
Product Website
HSBC Life | 滙豐保險
HSBC Family Protector
Online Underwriting
7.2
/ 10
10Life Score
Terms Score
10.0 / 10
Renewal Term
10-year Renewal
10-Year Average Premium
600
HKD
560
First Year Premium
600
HKD 200
Product Website
FWD | 富衛
MyTerm Plus Superior Plan
Online Underwriting
9.0
/ 10
10Life Score
Terms Score
10.0 / 10
Renewal Term
10-year Renewal
10-Year Average Premium
464
HKD
413
First Year Premium
464
HKD 232
Product Website
FWD | 富衛
MyTerm Plus Standard Plan
Online Underwriting
8.9
/ 10
10Life Score
Terms Score
10.0 / 10
Renewal Term
Yearly Renewal
10-Year Average Premium
438
HKD
422
First Year Premium
400
HKD 240
Product Website
FWD | 富衛
MyTerm Plus Superior Plan
Online Underwriting
8.0
/ 10
10Life Score
Terms Score
10.0 / 10
Renewal Term
Yearly Renewal
10-Year Average Premium
503
HKD
485
First Year Premium
464
HKD 279
Product Website
Pacific Life | 太平洋人壽
Always Term II (Diamond)
Standard Underwriting
9.8
/ 10
10Life Score
Terms Score
9.0 / 10
Renewal Term
10-year Renewal
10-Year Average Premium
HKD
310
First Year Premium
HKD 310
WhatsApp Enquiry
ZA Insure | 眾安人壽
ZA Life Protection
Online Underwriting
9.2
/ 10
10Life Score
Terms Score
10.0 / 10
Renewal Term
Yearly Renewal
10-Year Average Premium
HKD
402
First Year Premium
HKD 330
WhatsApp Enquiry
Blue | Blue
WeCare Term Life Protection Plan TL3
Online Underwriting
9.7
/ 10
10Life Score
Terms Score
9.0 / 10
Renewal Term
5-year Renewal
10-Year Average Premium
HKD
365
First Year Premium
HKD 340
WhatsApp Enquiry
Blue | Blue
WeCare Flexible Term Life Protection Plan TF1
Online Underwriting
9.2
/ 10
10Life Score
Terms Score
10.0 / 10
Renewal Term
Yearly Renewal
10-Year Average Premium
HKD
403
First Year Premium
HKD 340
WhatsApp Enquiry
ZA Insure | 眾安人壽
ZA Life Protection
Online Underwriting
9.6
/ 10
10Life Score
Terms Score
10.0 / 10
Renewal Term
5-year Renewal
10-Year Average Premium
HKD
380
First Year Premium
HKD 350
WhatsApp Enquiry
Well Link Life | 立橋人壽
Well SmartPro
Online Underwriting
8.7
/ 10
10Life Score
Terms Score
10.0 / 10
Renewal Term
Yearly Renewal
10-Year Average Premium
HKD
431
First Year Premium
HKD 350
WhatsApp Enquiry
Blue | Blue
WeCare Term Life Protection Plan TL3
Online Underwriting
9.8
/ 10
10Life Score
Terms Score
9.0 / 10
Renewal Term
10-year Renewal
10-Year Average Premium
HKD
360
First Year Premium
HKD 360
WhatsApp Enquiry
ZA Insure | 眾安人壽
ZA Life Protection
Online Underwriting
9.8
/ 10
10Life Score
Terms Score
10.0 / 10
Renewal Term
10-year Renewal
10-Year Average Premium
HKD
370
First Year Premium
HKD 370
WhatsApp Enquiry
Bowtie | 保泰人壽
Bowtie Term Life
Online Underwriting
10Life Score
10.0
/ 10
Terms Score
10.0 / 10
Renewal Term
Yearly Renewal
10-Year Average Premium
HKD 306
362
First Year Premium
HKD 97
324
Product Website
Fubon Life | 富邦人壽
Fubon Term Life Protector
Online Underwriting
10Life Score
10.0
/ 10
Terms Score
10.0 / 10
Renewal Term
Yearly Renewal
10-Year Average Premium
HKD 319
332
First Year Premium
HKD 160
290
Product Website
FWD | 富衛
MyTerm Plus Standard Plan
Online Underwriting
10Life Score
10.0
/ 10
Terms Score
10.0 / 10
Renewal Term
10-year Renewal
10-Year Average Premium
HKD 356
400
First Year Premium
HKD 200
400
Product Website
HSBC Life | 滙豐保險
HSBC Family Protector
Online Underwriting
10Life Score
7.2
/ 10
Terms Score
10.0 / 10
Renewal Term
10-year Renewal
10-Year Average Premium
HKD 560
600
First Year Premium
HKD 200
600
Product Website
FWD | 富衛
MyTerm Plus Superior Plan
Online Underwriting
10Life Score
9.0
/ 10
Terms Score
10.0 / 10
Renewal Term
10-year Renewal
10-Year Average Premium
HKD 413
464
First Year Premium
HKD 232
464
Product Website
FWD | 富衛
MyTerm Plus Standard Plan
Online Underwriting
10Life Score
8.9
/ 10
Terms Score
10.0 / 10
Renewal Term
Yearly Renewal
10-Year Average Premium
HKD 422
438
First Year Premium
HKD 240
400
Product Website
FWD | 富衛
MyTerm Plus Superior Plan
Online Underwriting
10Life Score
8.0
/ 10
Terms Score
10.0 / 10
Renewal Term
Yearly Renewal
10-Year Average Premium
HKD 485
503
First Year Premium
HKD 279
464
Product Website
Pacific Life | 太平洋人壽
Always Term II (Diamond)
Standard Underwriting
10Life Score
9.8
/ 10
Terms Score
9.0 / 10
Renewal Term
10-year Renewal
10-Year Average Premium
HKD 310
First Year Premium
HKD 310
WhatsApp Enquiry
ZA Insure | 眾安人壽
ZA Life Protection
Online Underwriting
10Life Score
9.2
/ 10
Terms Score
10.0 / 10
Renewal Term
Yearly Renewal
10-Year Average Premium
HKD 402
First Year Premium
HKD 330
WhatsApp Enquiry
Blue | Blue
WeCare Term Life Protection Plan TL3
Online Underwriting
10Life Score
9.7
/ 10
Terms Score
9.0 / 10
Renewal Term
5-year Renewal
10-Year Average Premium
HKD 365
First Year Premium
HKD 340
WhatsApp Enquiry
Blue | Blue
WeCare Flexible Term Life Protection Plan TF1
Online Underwriting
10Life Score
9.2
/ 10
Terms Score
10.0 / 10
Renewal Term
Yearly Renewal
10-Year Average Premium
HKD 403
First Year Premium
HKD 340
WhatsApp Enquiry
ZA Insure | 眾安人壽
ZA Life Protection
Online Underwriting
10Life Score
9.6
/ 10
Terms Score
10.0 / 10
Renewal Term
5-year Renewal
10-Year Average Premium
HKD 380
First Year Premium
HKD 350
WhatsApp Enquiry
Well Link Life | 立橋人壽
Well SmartPro
Online Underwriting
10Life Score
8.7
/ 10
Terms Score
10.0 / 10
Renewal Term
Yearly Renewal
10-Year Average Premium
HKD 431
First Year Premium
HKD 350
WhatsApp Enquiry
Blue | Blue
WeCare Term Life Protection Plan TL3
Online Underwriting
10Life Score
9.8
/ 10
Terms Score
9.0 / 10
Renewal Term
10-year Renewal
10-Year Average Premium
HKD 360
First Year Premium
HKD 360
WhatsApp Enquiry
ZA Insure | 眾安人壽
ZA Life Protection
Online Underwriting
10Life Score
9.8
/ 10
Terms Score
10.0 / 10
Renewal Term
10-year Renewal
10-Year Average Premium
HKD 370
First Year Premium
HKD 370
WhatsApp Enquiry
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Life Protection Insurance Quick Guide

What is Life Protection Insurance?
Provide death benefit
Protect famiy well-being

Life Protection can be categorised into Term Life and Whole Life. If the insured dies within the coverage period, the insurer would pay the sum insured to the designated beneficiary.

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Term VS Whole Life Insurance
tutorial-life-icon-premium.png
Premium rate
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Coverage amount
tutorial-life-icon-protection-period.png
Protection period
tutorial-ci-icon-saving-components.png
Savings element
tutorial-life-icon-term-life.png
Term Life
Lower
Higher
(based on same preimum amount)
Fixed term or up to certain age
No
tutorial-life-icon-whole-life.png
Whole Life
Higher
Lower
(based on same premium amount)
Lifetime
Yes, there is surrender value
Life Protection Glossary

Protection Gap

Refers to the shortage of cash to support the family should the breadwinner passes away.
tutorial_life-dictionary-protection-gap.png

Death Benefit

The amount of proceeds the beneficiary will receive should the insured pass away.
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Breakeven Period

When the surrender value of a life policy is equal or above the total premiums paid.
tutorial_life-dictionary-breakeven-period.png
Who should buy Life Protection?
home-lifestage-family.png
Breadwinners
To ensure parents, spouse and children have sufficient cash to sustain living should the breadwinner pass away
persona-mortgagor.png
Mortgage borrowers
Life protection can help pay off your outstanding mortgage in case you pass away, safeguarding the living shelter for your family.
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Frequently Ask Questions
What is the difference between Whole Life Protection and Savings Insurance?

While they both have a savings element, Whole Life Protection focuses on the guaranteed death benefit, and Savings Insurance focuses on wealth accumulation.

How do you calculate the protection gap?

The Insurance Authority and most insurance companies have protection calculators on their websites to help estimate protection gaps. You can also consult a licensed insurance advisor for a more accurate and personalised gap analysis.

How should you choose life protection?

10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime. 

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How should you choose life protection?

10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime. 

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General Enquiry
Hotline
3705 1599
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10Life Financial is an authorised insurance broker with Insurance Authority License Number FB1526 whose business includes operating insurance comparison website and arranging insurance products and services for its clients. 10Life Financial is wholly owned subsidiary of 10Life Group.

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