Compare Whole Life Protection

Protection Quick Guide
Gender
Male
Age
35
Payment Term
5 Years
Total Premium
100,000
Insurer
Currency
USD
Gender
Male
Age
35
Payment Term
5 Years
Total Premium
100,000

Male

Age : 35

Payment Term : 5 Years

Total Premium : 100,000

Insurer

USD

We found 71 Whole Life Protection Insurance product(s) matching your selected filters.
Assumptions
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5-Star Ratings
Generali | 忠意保險
LionPatron
5-year Payment
USD
10.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
1,111,974
21st - 50th Years Avg. Death Benefit
USD
412,378
Annual Premium
USD
20,000
WhatsApp Enquiry
FWD | 富衛
Glorious Fortune - Longevity (50% guaranteed death benefit)
5-year Payment
USD
10.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
706,964
21st - 50th Years Avg. Death Benefit
USD
406,504
Annual Premium
USD
20,000
WhatsApp Enquiry
Sun Life | Sun Life 永明
Generations II - 50 (50% of Sum Assured)
5-year Payment
USD
10.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
674,763
21st - 50th Years Avg. Death Benefit
USD
500,449
Annual Premium
USD
20,000
WhatsApp Enquiry
YF Life | 萬通保險
Preeminence
5-year Payment
USD
10.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
621,891
21st - 50th Years Avg. Death Benefit
USD
513,060
Annual Premium
USD
20,000
WhatsApp Enquiry
Chubb Life | 安達人壽
Supreme Life Insurance Plan II (Regular Premium)
5-year Payment
USD
10.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
617,420
21st - 50th Years Avg. Death Benefit
USD
477,275
Annual Premium
USD
20,000
WhatsApp Enquiry
FWD | 富衛
Glorious Fortune - Longevity (70% guaranteed death benefit)
5-year Payment
USD
10.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
589,797
21st - 50th Years Avg. Death Benefit
USD
439,398
Annual Premium
USD
20,000
WhatsApp Enquiry
Sun Life | Sun Life 永明
Generations II - 70 (70% of Sum Assured)
5-year Payment
USD
10.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
560,383
21st - 50th Years Avg. Death Benefit
USD
501,543
Annual Premium
USD
20,000
WhatsApp Enquiry
China Life | 中國人壽
Noble Legend Life Insurance Plan (Preferred Plus)
5-year Payment
USD
10.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
536,769
21st - 50th Years Avg. Death Benefit
USD
434,783
Annual Premium
USD
20,000
WhatsApp Enquiry
China Life | 中國人壽
Noble Legend Life Insurance Plan (Preferred)
5-year Payment
USD
10.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
511,902
21st - 50th Years Avg. Death Benefit
USD
414,641
Annual Premium
USD
20,000
WhatsApp Enquiry
China Life | 中國人壽
Noble Legend Life Insurance Plan (Standard Plus)
5-year Payment
USD
10.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
488,759
21st - 50th Years Avg. Death Benefit
USD
395,894
Annual Premium
USD
20,000
WhatsApp Enquiry
China Life | 中國人壽
Noble Legend Life Insurance Plan (Standard)
5-year Payment
USD
10.0
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
478,927
21st - 50th Years Avg. Death Benefit
USD
387,931
Annual Premium
USD
20,000
WhatsApp Enquiry
FWD | 富衛
Glorious Fortune - Longevity (100% guaranteed death benefit)
5-year Payment
USD
9.6
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
443,557
21st - 50th Years Avg. Death Benefit
USD
443,557
Annual Premium
USD
20,000
WhatsApp Enquiry
FWD | 富衛
Glorious Fortune-Wealth
5-year Payment
USD
8.9
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
484,262
21st - 50th Years Avg. Death Benefit
USD
278,451
Annual Premium
USD
20,000
WhatsApp Enquiry
Prudential | 保誠保險
PRUlife Protector 2
5-year Payment
USD
8.6
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
463,614
21st - 50th Years Avg. Death Benefit
USD
266,578
Annual Premium
USD
20,000
WhatsApp Enquiry
Chubb Life | 安達人壽
Custom Whole Life
5-year Payment
USD
8.6
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
379,890
21st - 50th Years Avg. Death Benefit
USD
361,800
Annual Premium
USD
20,000
WhatsApp Enquiry
Generali | 忠意保險
LionPatron
5-year Payment
USD
10Life Score
10.0
/ 10
First 20 Years Avg. Death Benefit
USD 1,111,974
21st - 50th Years Avg. Death Benefit
USD 412,378
Annual Premium
USD 20,000
WhatsApp Enquiry
FWD | 富衛
Glorious Fortune - Longevity (50% guaranteed death benefit)
5-year Payment
USD
10Life Score
10.0
/ 10
First 20 Years Avg. Death Benefit
USD 706,964
21st - 50th Years Avg. Death Benefit
USD 406,504
Annual Premium
USD 20,000
WhatsApp Enquiry
Sun Life | Sun Life 永明
Generations II - 50 (50% of Sum Assured)
5-year Payment
USD
10Life Score
10.0
/ 10
First 20 Years Avg. Death Benefit
USD 674,763
21st - 50th Years Avg. Death Benefit
USD 500,449
Annual Premium
USD 20,000
WhatsApp Enquiry
YF Life | 萬通保險
Preeminence
5-year Payment
USD
10Life Score
10.0
/ 10
First 20 Years Avg. Death Benefit
USD 621,891
21st - 50th Years Avg. Death Benefit
USD 513,060
Annual Premium
USD 20,000
WhatsApp Enquiry
Chubb Life | 安達人壽
Supreme Life Insurance Plan II (Regular Premium)
5-year Payment
USD
10Life Score
10.0
/ 10
First 20 Years Avg. Death Benefit
USD 617,420
21st - 50th Years Avg. Death Benefit
USD 477,275
Annual Premium
USD 20,000
WhatsApp Enquiry
FWD | 富衛
Glorious Fortune - Longevity (70% guaranteed death benefit)
5-year Payment
USD
10Life Score
10.0
/ 10
First 20 Years Avg. Death Benefit
USD 589,797
21st - 50th Years Avg. Death Benefit
USD 439,398
Annual Premium
USD 20,000
WhatsApp Enquiry
Sun Life | Sun Life 永明
Generations II - 70 (70% of Sum Assured)
5-year Payment
USD
10Life Score
10.0
/ 10
First 20 Years Avg. Death Benefit
USD 560,383
21st - 50th Years Avg. Death Benefit
USD 501,543
Annual Premium
USD 20,000
WhatsApp Enquiry
China Life | 中國人壽
Noble Legend Life Insurance Plan (Preferred Plus)
5-year Payment
USD
10Life Score
10.0
/ 10
First 20 Years Avg. Death Benefit
USD 536,769
21st - 50th Years Avg. Death Benefit
USD 434,783
Annual Premium
USD 20,000
WhatsApp Enquiry
China Life | 中國人壽
Noble Legend Life Insurance Plan (Preferred)
5-year Payment
USD
10Life Score
10.0
/ 10
First 20 Years Avg. Death Benefit
USD 511,902
21st - 50th Years Avg. Death Benefit
USD 414,641
Annual Premium
USD 20,000
WhatsApp Enquiry
China Life | 中國人壽
Noble Legend Life Insurance Plan (Standard Plus)
5-year Payment
USD
10Life Score
10.0
/ 10
First 20 Years Avg. Death Benefit
USD 488,759
21st - 50th Years Avg. Death Benefit
USD 395,894
Annual Premium
USD 20,000
WhatsApp Enquiry
China Life | 中國人壽
Noble Legend Life Insurance Plan (Standard)
5-year Payment
USD
10Life Score
10.0
/ 10
First 20 Years Avg. Death Benefit
USD 478,927
21st - 50th Years Avg. Death Benefit
USD 387,931
Annual Premium
USD 20,000
WhatsApp Enquiry
FWD | 富衛
Glorious Fortune - Longevity (100% guaranteed death benefit)
5-year Payment
USD
10Life Score
9.6
/ 10
First 20 Years Avg. Death Benefit
USD 443,557
21st - 50th Years Avg. Death Benefit
USD 443,557
Annual Premium
USD 20,000
WhatsApp Enquiry
FWD | 富衛
Glorious Fortune-Wealth
5-year Payment
USD
10Life Score
8.9
/ 10
First 20 Years Avg. Death Benefit
USD 484,262
21st - 50th Years Avg. Death Benefit
USD 278,451
Annual Premium
USD 20,000
WhatsApp Enquiry
Prudential | 保誠保險
PRUlife Protector 2
5-year Payment
USD
10Life Score
8.6
/ 10
First 20 Years Avg. Death Benefit
USD 463,614
21st - 50th Years Avg. Death Benefit
USD 266,578
Annual Premium
USD 20,000
WhatsApp Enquiry
Chubb Life | 安達人壽
Custom Whole Life
5-year Payment
USD
10Life Score
8.6
/ 10
First 20 Years Avg. Death Benefit
USD 379,890
21st - 50th Years Avg. Death Benefit
USD 361,800
Annual Premium
USD 20,000
WhatsApp Enquiry
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Life Protection Insurance Quick Guide

What is Life Protection Insurance?
Provide death benefit
Protect famiy well-being

Life Protection can be categorised into Term Life and Whole Life. If the insured dies within the coverage period, the insurer would pay the sum insured to the designated beneficiary.

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Compare Life Insurance
Term VS Whole Life Insurance
tutorial-life-icon-premium.png
Premium rate
tutorial-life-icon-sum-assured.png
Coverage amount
tutorial-life-icon-protection-period.png
Protection period
tutorial-ci-icon-saving-components.png
Savings element
tutorial-life-icon-term-life.png
Term Life
Lower
Higher
(based on same preimum amount)
Fixed term or up to certain age
No
tutorial-life-icon-whole-life.png
Whole Life
Higher
Lower
(based on same premium amount)
Lifetime
Yes, there is surrender value
Life Protection Glossary

Protection Gap

Refers to the shortage of cash to support the family should the breadwinner passes away.
tutorial_life-dictionary-protection-gap.png

Death Benefit

The amount of proceeds the beneficiary will receive should the insured pass away.
tutorial_life-dictionary-death-benefit.png

Breakeven Period

When the surrender value of a life policy is equal or above the total premiums paid.
tutorial_life-dictionary-breakeven-period.png
Who should buy Life Protection?
home-lifestage-family.png
Breadwinners
To ensure parents, spouse and children have sufficient cash to sustain living should the breadwinner pass away.
persona-mortgagor.png
Mortgage borrowers
Life protection can help pay off your outstanding mortgage in case you pass away, safeguarding the living shelter for your family.
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Frequently Ask Questions
What is the difference between Whole Life Protection and Savings Insurance?

While they both have a savings element, Whole Life Protection focuses on the guaranteed death benefit, and Savings Insurance focuses on wealth accumulation.

How should you choose life protection?

10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime. 

How should you choose life protection?

10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime. 

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Rating Methodology
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Compare Life Insurance
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How should you choose life protection?

10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime. 

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Rating Methodology
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5-Star Insurance Award 2025
General Enquiry
Hotline
3705 1599
10Life.com is operated by 10Life Financial Limited registered in Hong Kong under company number 1154750 (“10Life Financial”).
10Life Financial is an authorised insurance broker with Insurance Authority License Number FB1526 whose business includes operating insurance comparison website and arranging insurance products and services for its clients. 10Life Financial is wholly owned subsidiary of 10Life Group.

© 2025 10Life Group Limited (registered in Hong Kong under company number 2366460) ("10Life Group"). All rights reserved.

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