Compare Whole Life Protection

Protection Quick Guide
Gender
Female
Age
35
Payment Term
15 Years
Total Premium
100,000
Insurer
Currency
USD
Gender
Female
Age
35
Payment Term
15 Years
Total Premium
100,000

Female

Age : 35

Payment Term : 15 Years

Total Premium : 100,000

Insurer

USD

We found 14 Whole Life Protection Insurance product(s) matching your selected filters.
Assumptions
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5-Star Ratings
Prudential | 保誠保險
PRUlife Protector 2
15-year Payment
USD
7.9
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
467,230
21st - 50th Years Avg. Death Benefit
USD
268,657
Annual Premium
USD
6,667
WhatsApp Enquiry
CTF Life | 周大福人壽
My Love Insurance Plan 2
15-year Payment
USD
6.6
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
310,221
21st - 50th Years Avg. Death Benefit
USD
310,221
Annual Premium
USD
6,667
WhatsApp Enquiry
AXA Hong Kong and Macau | AXA 安盛
Fortune Guard Life Insurance
15-year Payment
USD
6.4
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
303,272
21st - 50th Years Avg. Death Benefit
USD
303,272
Annual Premium
USD
6,667
WhatsApp Enquiry
AXA Hong Kong and Macau | AXA 安盛
Fortune Protector Life
15-year Payment
USD
6.4
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
303,272
21st - 50th Years Avg. Death Benefit
USD
303,272
Annual Premium
USD
6,667
WhatsApp Enquiry
Well Link Life | 立橋人壽
Well Protect
15-year Payment
USD
5.8
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
275,254
21st - 50th Years Avg. Death Benefit
USD
275,254
Annual Premium
USD
6,667
WhatsApp Enquiry
Sun Life | Sun Life 永明
LIFE Brilliance
15-year Payment
USD
5.3
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
250,755
21st - 50th Years Avg. Death Benefit
USD
250,755
Annual Premium
USD
6,667
WhatsApp Enquiry
China Life | 中國人壽
Promise Family Protector
15-year Payment
USD
3.5
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
165,058
21st - 50th Years Avg. Death Benefit
USD
165,058
Annual Premium
USD
6,667
WhatsApp Enquiry
Well Link Life | 立橋人壽
Well Save Future Coupon Plan
15-year Payment
USD
2.2
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
78,860
21st - 50th Years Avg. Death Benefit
USD
172,318
Annual Premium
USD
6,667
WhatsApp Enquiry
AIA | 友邦香港
Forever Love Coupon Plan 5
15-year Payment
USD
1.5
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
68,250
21st - 50th Years Avg. Death Benefit
USD
111,865
Annual Premium
USD
6,667
WhatsApp Enquiry
Manulife | 宏利
Genesis
15-year Payment
USD
1.5
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
65,000
21st - 50th Years Avg. Death Benefit
USD
105,685
Annual Premium
USD
6,667
WhatsApp Enquiry
CTF Life | 周大福人壽
Everglow 128 Insurance Plan
15-year Payment
USD
1.4
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
65,395
21st - 50th Years Avg. Death Benefit
USD
100,870
Annual Premium
USD
6,667
WhatsApp Enquiry
Manulife | 宏利
ManuCentury (100 years)
15-year Payment
USD
1.3
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
75,449
21st - 50th Years Avg. Death Benefit
USD
87,800
Annual Premium
USD
6,667
WhatsApp Enquiry
Manulife | 宏利
ManuCentury (Age 100)
15-year Payment
USD
1.1
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
70,187
21st - 50th Years Avg. Death Benefit
USD
68,455
Annual Premium
USD
6,667
WhatsApp Enquiry
Manulife | 宏利
La Vie 2
15-year Payment
USD
1.1
/ 10
10Life Score
First 20 Years Avg. Death Benefit
USD
66,796
21st - 50th Years Avg. Death Benefit
USD
75,944
Annual Premium
USD
6,667
WhatsApp Enquiry
Prudential | 保誠保險
PRUlife Protector 2
15-year Payment
USD
10Life Score
7.9
/ 10
First 20 Years Avg. Death Benefit
USD 467,230
21st - 50th Years Avg. Death Benefit
USD 268,657
Annual Premium
USD 6,667
WhatsApp Enquiry
CTF Life | 周大福人壽
My Love Insurance Plan 2
15-year Payment
USD
10Life Score
6.6
/ 10
First 20 Years Avg. Death Benefit
USD 310,221
21st - 50th Years Avg. Death Benefit
USD 310,221
Annual Premium
USD 6,667
WhatsApp Enquiry
AXA Hong Kong and Macau | AXA 安盛
Fortune Guard Life Insurance
15-year Payment
USD
10Life Score
6.4
/ 10
First 20 Years Avg. Death Benefit
USD 303,272
21st - 50th Years Avg. Death Benefit
USD 303,272
Annual Premium
USD 6,667
WhatsApp Enquiry
AXA Hong Kong and Macau | AXA 安盛
Fortune Protector Life
15-year Payment
USD
10Life Score
6.4
/ 10
First 20 Years Avg. Death Benefit
USD 303,272
21st - 50th Years Avg. Death Benefit
USD 303,272
Annual Premium
USD 6,667
WhatsApp Enquiry
Well Link Life | 立橋人壽
Well Protect
15-year Payment
USD
10Life Score
5.8
/ 10
First 20 Years Avg. Death Benefit
USD 275,254
21st - 50th Years Avg. Death Benefit
USD 275,254
Annual Premium
USD 6,667
WhatsApp Enquiry
Sun Life | Sun Life 永明
LIFE Brilliance
15-year Payment
USD
10Life Score
5.3
/ 10
First 20 Years Avg. Death Benefit
USD 250,755
21st - 50th Years Avg. Death Benefit
USD 250,755
Annual Premium
USD 6,667
WhatsApp Enquiry
China Life | 中國人壽
Promise Family Protector
15-year Payment
USD
10Life Score
3.5
/ 10
First 20 Years Avg. Death Benefit
USD 165,058
21st - 50th Years Avg. Death Benefit
USD 165,058
Annual Premium
USD 6,667
WhatsApp Enquiry
Well Link Life | 立橋人壽
Well Save Future Coupon Plan
15-year Payment
USD
10Life Score
2.2
/ 10
First 20 Years Avg. Death Benefit
USD 78,860
21st - 50th Years Avg. Death Benefit
USD 172,318
Annual Premium
USD 6,667
WhatsApp Enquiry
AIA | 友邦香港
Forever Love Coupon Plan 5
15-year Payment
USD
10Life Score
1.5
/ 10
First 20 Years Avg. Death Benefit
USD 68,250
21st - 50th Years Avg. Death Benefit
USD 111,865
Annual Premium
USD 6,667
WhatsApp Enquiry
Manulife | 宏利
Genesis
15-year Payment
USD
10Life Score
1.5
/ 10
First 20 Years Avg. Death Benefit
USD 65,000
21st - 50th Years Avg. Death Benefit
USD 105,685
Annual Premium
USD 6,667
WhatsApp Enquiry
CTF Life | 周大福人壽
Everglow 128 Insurance Plan
15-year Payment
USD
10Life Score
1.4
/ 10
First 20 Years Avg. Death Benefit
USD 65,395
21st - 50th Years Avg. Death Benefit
USD 100,870
Annual Premium
USD 6,667
WhatsApp Enquiry
Manulife | 宏利
ManuCentury (100 years)
15-year Payment
USD
10Life Score
1.3
/ 10
First 20 Years Avg. Death Benefit
USD 75,449
21st - 50th Years Avg. Death Benefit
USD 87,800
Annual Premium
USD 6,667
WhatsApp Enquiry
Manulife | 宏利
ManuCentury (Age 100)
15-year Payment
USD
10Life Score
1.1
/ 10
First 20 Years Avg. Death Benefit
USD 70,187
21st - 50th Years Avg. Death Benefit
USD 68,455
Annual Premium
USD 6,667
WhatsApp Enquiry
Manulife | 宏利
La Vie 2
15-year Payment
USD
10Life Score
1.1
/ 10
First 20 Years Avg. Death Benefit
USD 66,796
21st - 50th Years Avg. Death Benefit
USD 75,944
Annual Premium
USD 6,667
WhatsApp Enquiry
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Life Protection Insurance Quick Guide

What is Life Protection Insurance?
Provide death benefit
Protect famiy well-being

Life Protection can be categorised into Term Life and Whole Life. If the insured dies within the coverage period, the insurer would pay the sum insured to the designated beneficiary.

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Compare Life Insurance
Term VS Whole Life Insurance
tutorial-life-icon-premium.png
Premium rate
tutorial-life-icon-sum-assured.png
Coverage amount
tutorial-life-icon-protection-period.png
Protection period
tutorial-ci-icon-saving-components.png
Savings element
tutorial-life-icon-term-life.png
Term Life
Lower
Higher
(based on same preimum amount)
Fixed term or up to certain age
No
tutorial-life-icon-whole-life.png
Whole Life
Higher
Lower
(based on same premium amount)
Lifetime
Yes, there is surrender value
Life Protection Glossary

Protection Gap

Refers to the shortage of cash to support the family should the breadwinner passes away.
tutorial_life-dictionary-protection-gap.png

Death Benefit

The amount of proceeds the beneficiary will receive should the insured pass away.
tutorial_life-dictionary-death-benefit.png

Breakeven Period

When the surrender value of a life policy is equal or above the total premiums paid.
tutorial_life-dictionary-breakeven-period.png
Who should buy Life Protection?
home-lifestage-family.png
Breadwinners
To ensure parents, spouse and children have sufficient cash to sustain living should the breadwinner pass away.
persona-mortgagor.png
Mortgage borrowers
Life protection can help pay off your outstanding mortgage in case you pass away, safeguarding the living shelter for your family.
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Frequently Ask Questions
What is the difference between Whole Life Protection and Savings Insurance?

While they both have a savings element, Whole Life Protection focuses on the guaranteed death benefit, and Savings Insurance focuses on wealth accumulation.

How should you choose life protection?

10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime. 

How should you choose life protection?

10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime. 

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Rating Methodology
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How should you choose life protection?

10Life compares term life protection on the coverage age and renewable period, premium rates and terms. For whole life insurance, we evaluate the products based on the death benefit coverage throughout the lifetime. 

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Rating Methodology
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5-Star Insurance Award 2025
General Enquiry
Hotline
3705 1599
10Life.com is operated by 10Life Financial Limited registered in Hong Kong under company number 1154750 (“10Life Financial”).
10Life Financial is an authorised insurance broker with Insurance Authority License Number FB1526 whose business includes operating insurance comparison website and arranging insurance products and services for its clients. 10Life Financial is wholly owned subsidiary of 10Life Group.

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