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5星保險大獎評分方法

5星保險大獎評分方法

專業精算師辨別出對消費者重要的因素,制定評級準則
倫凱恩 Iris Lun
10Life聯合創辦人及首席精算師
1. 年度保險公司大獎

年度人壽保險公司

10Life檢視五大保險類別,包括終身人壽、長期儲蓄、年金、危疾和住院保險,而獲奬的保險公司在多個產品類別中得到5星評級,取得認可的產品類別較同業廣泛,反映該保險公司在不同產品領域皆可提供優質的保障

年度健康保險公司

10Life檢視多個健康相關的保險類別,包括定期危疾、終身危疾、自願醫保(普通房、半私家房和私家房)、高端醫療和Top-up保險,而獲奬的保險公司在多個產品類別中得到5星評級,取得認可的產品類別較同業廣泛,反映該保險公司在健康相關領域產品可提供較優質的保障

年度財富保險公司

10Life檢視多個財富相關的保險類別,包括即期年金、扣稅年金(儲蓄、退休收入、對沖長壽風險)、儲蓄保險(黃金十年、教育升學、退休規劃、財富傳承),而獲奬的保險公司在多個產品類別中得到5星評級,取得認可的產品類別較同業廣泛,反映該保險公司在財富相關領域產品大致可提供較理想的回報

2. 5星醫療保險獎

3. 5星危疾保險獎

4. 5星儲蓄保險獎

5. 5星扣稅年金保險獎

6. 5星即期年金保險獎

7. 5星終身人壽保險獎

 

更新日期﹕2024年1月15日

Disclaimer

10Life Product Comparison and 10Life Insurance Ratings are developed by 10Life Financial Limited, an authorised insurance broker company licensed with the Insurance Authority under License Number FB1526. 10Life Product Comparison and 10Life Insurance Ratings are developed for generic customer segments using mathematical calculations based on product information, facts and data, and are not influenced by any partnerships with or fees received from insurance companies.

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