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Whole Life Protection Insurance combines a long-term life insurance with savings. Protection and return are the major components of Whole Life Protection insurance. Protection refers to the death benefit compensated to the beneficiary if the insured passes away. Guaranteed return refers to the guaranteed rates of the savings return provided by the insurer after the policy is in force for a certain period. Breakeven period is when the value of the policy exceeds the accumulated premiums paid. Every product has a different proposition, this product focuses on the life protection. Based on your preference, you can refer to the "death benefit" scores designed by our actuaries.
We found Whole Life Protection Insurance product(s) matching your selected filters.
Sort by
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
| 9.9/10 | $518,002 | $305,535 |
Life Protection Score Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details | Age 35-54 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period | Age 55-84 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period |
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
| 9.5/10 | $448,959 | $294,318 |
Life Protection Score Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details | Age 35-54 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period | Age 55-84 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period |
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
| 9.4/10 | $415,648 | $318,663 |
Life Protection Score Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details | Age 35-54 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period | Age 55-84 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period |
Limited Offer
Enjoy up to 8% premium rebate on Annualized First Year Premium upon successful application of Vital
Product Highlights
- 【Additional Death Benefit】Provides up to 70% of Sum Assured as part of the Death Benefit to tide your loved ones over difficult period according to the occurrence of the insured’s death and Designated Anniversary
- 【Wealth growth】Offers Guaranteed Cash Value and non-guaranteed Reversionary Bonus and Terminal Bonus that add to your wealth
- 【Without medical underwriting】Upon designated key life events, no medical underwriting is required for the insured to exercise Guaranteed Insurability Option for getting additional cover
- 【Unemployment Benefit】Keep you protected in the unfortunate event such as out of work
- 【Rider benefits】With affordable additional premiums, you can enhance your plan with medical, accident, critical illness, and disability protection by attaching your choice of a range of rider benefits for a widen safety net
Promotion offer
- Limited Time Offer: Client who successfully apply Vital can enjoy 8% premium rebate on Annualized First Year Premium(AFYP)*
- Promotion runs till December 31, 2022. To enjoy this offer, please click the “Quote Now” button to reach offer page.
Relevant information
* The above information is a product summary only, please contact your Advisor for details. Please refer to the product brochure and sample Policy Document for details including definitions and full terms and conditions including product risks. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.
Premium rebate is subject to terms and conditions. Please refer to the promotion leaflet for details.
The above information is provided by the advertiser to promote its products and services. 10Life Financial Limited is not responsible for any liability, claims and losses arising from or associated with you using the information. 10Life Financial Limited has not verified the information and does not make any warranty, representation or guarantee on the accuracy, completeness and timeliness of the information.
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
| 8.4/10 | $333,035 | $315,673 |
Life Protection Score Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details | Age 35-54 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period | Age 55-84 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period |
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
| 8.1/10 | $395,257 | $233,860 |
Life Protection Score Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details | Age 35-54 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period | Age 55-84 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period |
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
| 8.0/10 | $356,421 | $253,202 |
Life Protection Score Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details | Age 35-54 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period | Age 55-84 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period |
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
| 6.8/10 | $266,100 | $266,100 |
Life Protection Score Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details | Age 35-54 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period | Age 55-84 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period |
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
| 6.7/10 | $262,672 | $262,672 |
Life Protection Score Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details | Age 35-54 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period | Age 55-84 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period |
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
| 6.7/10 | $262,672 | $262,672 |
Life Protection Score Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details | Age 35-54 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period | Age 55-84 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period |
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
| 6.3/10 | $246,670 | $246,670 |
Life Protection Score Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details | Age 35-54 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period | Age 55-84 Average Death Benefit Average Death Benefit means the average of guaranteed death benefits in the time period |
We found Whole Life Protection Insurance product(s) matching your selected filters.
FTLife | 富通
“On Your Mind” Insurance Plan (Smart Version)
Life Protection Score :
9.9/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$518,002
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$305,535
Average Death Benefit means the average of guaranteed death benefits in the time period
BOC Life | 中銀人壽
CoverU Whole Life Insurance Plan
Life Protection Score :
9.5/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$448,959
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$294,318
Average Death Benefit means the average of guaranteed death benefits in the time period
Sun Life | 永明
Vital
Life Protection Score :
9.4/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$415,648
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$318,663
Average Death Benefit means the average of guaranteed death benefits in the time period
Limited Offer
Enjoy up to 8% premium rebate on Annualized First Year Premium upon successful application of Vital
Product Highlights
- 【Additional Death Benefit】Provides up to 70% of Sum Assured as part of the Death Benefit to tide your loved ones over difficult period according to the occurrence of the insured’s death and Designated Anniversary
- 【Wealth growth】Offers Guaranteed Cash Value and non-guaranteed Reversionary Bonus and Terminal Bonus that add to your wealth
- 【Without medical underwriting】Upon designated key life events, no medical underwriting is required for the insured to exercise Guaranteed Insurability Option for getting additional cover
- 【Unemployment Benefit】Keep you protected in the unfortunate event such as out of work
- 【Rider benefits】With affordable additional premiums, you can enhance your plan with medical, accident, critical illness, and disability protection by attaching your choice of a range of rider benefits for a widen safety net
Promotion offer
- Limited Time Offer: Client who successfully apply Vital can enjoy 8% premium rebate on Annualized First Year Premium(AFYP)*
- Promotion runs till December 31, 2022. To enjoy this offer, please click the “Quote Now” button to reach offer page.
Relevant information
* The above information is a product summary only, please contact your Advisor for details. Please refer to the product brochure and sample Policy Document for details including definitions and full terms and conditions including product risks. If there is any conflict between the Policy Document and this product summary, the Policy Document shall prevail.
Premium rebate is subject to terms and conditions. Please refer to the promotion leaflet for details.
The above information is provided by the advertiser to promote its products and services. 10Life Financial Limited is not responsible for any liability, claims and losses arising from or associated with you using the information. 10Life Financial Limited has not verified the information and does not make any warranty, representation or guarantee on the accuracy, completeness and timeliness of the information.
Chubb | 安達人壽
Custom Whole Life (100% Life Protection)
Life Protection Score :
8.4/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$333,035
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$315,673
Average Death Benefit means the average of guaranteed death benefits in the time period
Prudential | 保誠保險
PRUlife Protector 2
Life Protection Score :
8.1/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$395,257
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$233,860
Average Death Benefit means the average of guaranteed death benefits in the time period
FTLife | 富通
“On Your Mind” Insurance Plan (Supreme Version)
Life Protection Score :
8.0/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$356,421
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$253,202
Average Death Benefit means the average of guaranteed death benefits in the time period
Prudential | 保誠保險
LiveFree Protector
Life Protection Score :
6.8/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$266,100
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$266,100
Average Death Benefit means the average of guaranteed death benefits in the time period
AXA | 安盛
Fortune Protector Life
Life Protection Score :
6.7/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$262,672
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$262,672
Average Death Benefit means the average of guaranteed death benefits in the time period
AXA | 安盛
Fortune Guard Life Insurance
Life Protection Score :
6.7/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$262,672
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$262,672
Average Death Benefit means the average of guaranteed death benefits in the time period
YF Life | 萬通保險
LifeDeluxe Insurance Plan Smart
Life Protection Score :
6.3/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$246,670
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$246,670
Average Death Benefit means the average of guaranteed death benefits in the time period
Remarks:
- Any premium displayed excludes insurance levy collected by the Hong Kong Insurance Authority.
- 10Life Product Comparison and 10Life Insurance Ratings are operated by 10Life Financial Limited, an authorised insurance broker company licensed with the Insurance Authority under License Number FB1526. 10Life Product Comparison and 10Life Insurance Ratings are developed for generic customer segments using mathematical calculations based on product information, facts and data, and are not influenced by any partnerships with or fees received from insurance companies.
- Any information on 10Life Platform ("10Life Information"), including but not limited to Product Comparison, Product Ratings, Blog Articles are intended for general education purpose and reference only. None of the 10Life Information is intended, nor should they be considered or relied upon, as regulated advice, insurance, financial, investment or professional advice, recommendation, approval, endorsement, invitation or solicitation in respect of any insurance, financial or investment products. 10Life Information does not take into account your individual needs. Reading 10Life Information should not be considered as conducting a suitability assessment, and is not sufficient to form the basis of any decisions to purchase any insurance products. You should rely on information authorised by insurance companies, carry out your own research and/or seek independent advice from licensed intermediaries before purchasing any insurance products or making any insurance decisions. While reasonable effort is used when collecting, validating and updating 10Life Information from various channels, none of 10Life Group and its subsidiaries, affiliates, agents, directors, officers and employees will be responsible for any liability, claims and losses arising from or associated with you using 10Life Information. No warranty, representation or guarantee is given by 10Life Group and its subsidiaries on the accuracy, completeness and timeliness of the information.
If you have any questions on 10Life Product Comparison and 10Life Insurance Ratings, please email us at enquiries@10Life.com.
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