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Whole Life Protection Insurance

Whole Life Protection Insurance combines a long-term life insurance with savings. Protection and return are the major components of Whole Life Protection insurance. Protection refers to the death benefit compensated to the beneficiary if the insured passes away. Guaranteed return refers to the guaranteed rates of the savings return provided by the insurer after the policy is in force for a certain period. Breakeven period is when the value of the policy exceeds the accumulated premiums paid. Every product has a different proposition, this product focuses on the life protection. Based on your preference, you can refer to the "death benefit" scores designed by our actuaries.
We found Whole Life Protection Insurance product(s) matching your selected filters.
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FTLife | 富通
“On Your Mind” Insurance Plan (Smart Version)
Product Details
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
9.9/10
$518,002
$305,535
Life Protection Score
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
BOC Life | 中銀人壽
CoverU Whole Life Insurance Plan
Product Details
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
9.5/10
$448,959
$294,318
Life Protection Score
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
Sun Life | 永明
Vital
Product Details
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
9.4/10
$415,648
$318,663
Life Protection Score
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
Quote Now
Chubb | 安達人壽
Custom Whole Life (100% Life Protection)
Product Details
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
8.4/10
$333,035
$315,673
Life Protection Score
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
Prudential | 保誠保險
PRUlife Protector 2
Product Details
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
8.1/10
$395,257
$233,860
Life Protection Score
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
FTLife | 富通
“On Your Mind” Insurance Plan (Supreme Version)
Product Details
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
8.0/10
$356,421
$253,202
Life Protection Score
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
Prudential | 保誠保險
LiveFree Protector
Product Details
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
6.8/10
$266,100
$266,100
Life Protection Score
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
AXA | 安盛
Fortune Protector Life
Product Details
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
6.7/10
$262,672
$262,672
Life Protection Score
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
AXA | 安盛
Fortune Guard Life Insurance
Product Details
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
6.7/10
$262,672
$262,672
Life Protection Score
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
YF Life | 萬通保險
LifeDeluxe Insurance Plan Smart
Product Details
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
6.3/10
$246,670
$246,670
Life Protection Score
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit
Average Death Benefit means the average of guaranteed death benefits in the time period

Whole Life Protection Insurance

We found Whole Life Protection Insurance product(s) matching your selected filters.
FTLife | 富通
“On Your Mind” Insurance Plan (Smart Version)
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
Life Protection Score :
9.9/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$518,002
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$305,535
Average Death Benefit means the average of guaranteed death benefits in the time period
BOC Life | 中銀人壽
CoverU Whole Life Insurance Plan
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
Life Protection Score :
9.5/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$448,959
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$294,318
Average Death Benefit means the average of guaranteed death benefits in the time period
Sun Life | 永明
Vital
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
Life Protection Score :
9.4/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$415,648
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$318,663
Average Death Benefit means the average of guaranteed death benefits in the time period
Quote Now
Chubb | 安達人壽
Custom Whole Life (100% Life Protection)
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
Life Protection Score :
8.4/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$333,035
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$315,673
Average Death Benefit means the average of guaranteed death benefits in the time period
Prudential | 保誠保險
PRUlife Protector 2
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
Life Protection Score :
8.1/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$395,257
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$233,860
Average Death Benefit means the average of guaranteed death benefits in the time period
FTLife | 富通
“On Your Mind” Insurance Plan (Supreme Version)
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
Life Protection Score :
8.0/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$356,421
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$253,202
Average Death Benefit means the average of guaranteed death benefits in the time period
Prudential | 保誠保險
LiveFree Protector
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
Life Protection Score :
6.8/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$266,100
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$266,100
Average Death Benefit means the average of guaranteed death benefits in the time period
AXA | 安盛
Fortune Protector Life
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
Life Protection Score :
6.7/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$262,672
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$262,672
Average Death Benefit means the average of guaranteed death benefits in the time period
AXA | 安盛
Fortune Guard Life Insurance
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
Life Protection Score :
6.7/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$262,672
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$262,672
Average Death Benefit means the average of guaranteed death benefits in the time period
YF Life | 萬通保險
LifeDeluxe Insurance Plan Smart
20-year PaymentUSD$5,000 Annual Premium$100,000 Total Premium
Life Protection Score :
6.3/10
Life Protection Score is based on the early years coverage (60%) and long term coverage (40%). Details
Age 35-54 Average Death Benefit :
$246,670
Average Death Benefit means the average of guaranteed death benefits in the time period
Age 55-84 Average Death Benefit :
$246,670
Average Death Benefit means the average of guaranteed death benefits in the time period
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Remarks:

  1. Any premium displayed excludes insurance levy collected by the Hong Kong Insurance Authority.
  2. 10Life Product Comparison and 10Life Insurance Ratings are operated by 10Life Financial Limited, an authorised insurance broker company licensed with the Insurance Authority under License Number FB1526. 10Life Product Comparison and 10Life Insurance Ratings are developed for generic customer segments using mathematical calculations based on product information, facts and data, and are not influenced by any partnerships with or fees received from insurance companies.
  3. Any information on 10Life Platform ("10Life Information"), including but not limited to Product Comparison, Product Ratings, Blog Articles are intended for general education purpose and reference only. None of the 10Life Information is intended, nor should they be considered or relied upon, as regulated advice, insurance, financial, investment or professional advice, recommendation, approval, endorsement, invitation or solicitation in respect of any insurance, financial or investment products. 10Life Information does not take into account your individual needs. Reading 10Life Information should not be considered as conducting a suitability assessment, and is not sufficient to form the basis of any decisions to purchase any insurance products. You should rely on information authorised by insurance companies, carry out your own research and/or seek independent advice from licensed intermediaries before purchasing any insurance products or making any insurance decisions. While reasonable effort is used when collecting, validating and updating 10Life Information from various channels, none of 10Life Group and its subsidiaries, affiliates, agents, directors, officers and employees will be responsible for any liability, claims and losses arising from or associated with you using 10Life Information. No warranty, representation or guarantee is given by 10Life Group and its subsidiaries on the accuracy, completeness and timeliness of the information.

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