Confirm to leave?

Immediate Annuity

Immediate Annuity is designed for the pre-retirees, with the Government Annuity by HKMCA being an example. The policyholder usually pays a large sum of premium at retirement, in exchange for steady annuity income starting soon after. 10Life assumes the policyholder starts paying premium at age 65 (or nearest).
We found Immediate Annuity product(s) matching your selected filters.
Sort by
HKMC Annuity | 香港年金
HKMC Annuity Plan
Product Details
Single PremiumWhole Life Annuity
9.9/10
3.6%
3.6%
10Life Rating
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
China Life | 中國人壽
Wealth Grower Guaranteed Annuity Plan
Product Details
5-year PremiumAge 65 Start36-year Annuity
8.7/10
1.7%
3.5%
10Life Rating
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
BOC Life | 中銀人壽
Smart Immediate Annuity
Product Details
Single PremiumAge 64 StartWhole Life Annuity
8.0/10
0.7%
2.8%
10Life Rating
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
HSBC | 滙豐
EarlyIncome Annuity Plan
Product Details
3-year PremiumAge 66 Start20-year Annuity
7.2/10
1.0%
2.2%
10Life Rating
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
AIA | 友邦
Spring Income Plan (Single Payment Level Payout)
Product Details
Single PremiumAge 66 Start18-year Annuity
6.3/10
0.8%
2.9%
10Life Rating
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)

Immediate Annuity

We found Immediate Annuity product(s) matching your selected filters.
HKMC Annuity | 香港年金
HKMC Annuity Plan
Single PremiumWhole Life Annuity
10Life Rating :
9.9/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 :
3.6%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 :
3.6%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
China Life | 中國人壽
Wealth Grower Guaranteed Annuity Plan
5-year PremiumAge 65 Start36-year Annuity
10Life Rating :
8.7/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 :
1.7%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 :
3.5%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
BOC Life | 中銀人壽
Smart Immediate Annuity
Single PremiumAge 64 StartWhole Life Annuity
10Life Rating :
8.0/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 :
0.7%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 :
2.8%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
HSBC | 滙豐
EarlyIncome Annuity Plan
3-year PremiumAge 66 Start20-year Annuity
10Life Rating :
7.2/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 :
1.0%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 :
2.2%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
AIA | 友邦
Spring Income Plan (Single Payment Level Payout)
Single PremiumAge 66 Start18-year Annuity
10Life Rating :
6.3/10
Overall Retirement Annuity Score is based on guaranteed return, projected return, longevity coverage, early surrender coverage and early death coverage. Details
Guaranteed IRR at age 85 :
0.8%
Guaranteed Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
Projected IRR at age 85 :
2.9%
Projected Internal Rate of Return for death at age 85, assuming the policyholder starts receiving annuity at the age of 65 (or nearest)
cta-banner

Remarks:

  1. Any premium displayed excludes insurance levy collected by the Hong Kong Insurance Authority.
  2. 10Life Product Comparison and 10Life Insurance Ratings are operated by 10Life Financial Limited, an authorised insurance broker company licensed with the Insurance Authority under License Number FB1526. 10Life Product Comparison and 10Life Insurance Ratings are developed for generic customer segments using mathematical calculations based on product information, facts and data, and are not influenced by any partnerships with or fees received from insurance companies.
  3. Any information on 10Life Platform ("10Life Information"), including but not limited to Product Comparison, Product Ratings, Blog Articles are intended for general education purpose and reference only. None of the 10Life Information is intended, nor should they be considered or relied upon, as regulated advice, insurance, financial, investment or professional advice, recommendation, approval, endorsement, invitation or solicitation in respect of any insurance, financial or investment products. 10Life Information does not take into account your individual needs. Reading 10Life Information should not be considered as conducting a suitability assessment, and is not sufficient to form the basis of any decisions to purchase any insurance products. You should rely on information authorised by insurance companies, carry out your own research and/or seek independent advice from licensed intermediaries before purchasing any insurance products or making any insurance decisions. While reasonable effort is used when collecting, validating and updating 10Life Information from various channels, none of 10Life Group and its subsidiaries, affiliates, agents, directors, officers and employees will be responsible for any liability, claims and losses arising from or associated with you using 10Life Information. No warranty, representation or guarantee is given by 10Life Group and its subsidiaries on the accuracy, completeness and timeliness of the information.

If you have any questions on 10Life Product Comparison and 10Life Insurance Ratings, please email us at enquiries@10Life.com.

×
Ask Questions
No contact information needed. Anonymous questions, instant chat, and get opinions from licensed advisors.
Please sign up or login, instant anonymous questions!
Advisor Replies
Your question has been sent to licensed advisors.
No contact information needed. Anonymous questions, instant chat, and get opinions from licensed advisors.
Please sign up or login, instant anonymous questions!
My Advisors
No record with advisors.
Please sign up or login. No contact information needed, instant contact with advisors!
Instant Chat
Licensed advisors will address all your insurance queries
Please select advisors

Nik, Leung Tsz Kei

梁芷萁

10Life Financial Manager, Insurance Specialist

4.8
1173
274

Jack, Ng Wai Lap

黃維立

AXA Unit Manager

4.7
4096
626

Arthur, Law Wing Kai

羅永楷

10Life Financial Manager of Business Development

5
253
80

Winnie, Ng Wai King

吳惠琼

FTLife Agency Manager

4.8
1859
312

Even, Shum Miu Chu

岑妙珠

恆泰 高級理財顧問

4.6
1349
249

Philip, Lee Hon Lun

李漢麟

YF Life Branch Manager

4.4
1656
265

Tony, Yeung Chun Fung

楊俊鋒

FWD Life Wealth Planner

4.7
1807
314

Mabel, Siu Sin Wan

蕭善尹

FTLife Wealth Management Director

5
1070
318

Edward, Lam Wing Chuen

林永泉

Convoy Senior Wealth Management Advisor

4.6
1558
263

Noble, Suen Chit Yuen

孫哲遠

AIA Associate Director, Wealth Management and Protection

4.4
1119
249

We use cookies to give you the best possible experience on our website. By continuing to browse this site, you give consent for cookies to be used. For more details please read our Cookie Policy.