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Term Life

Term Life Insurance (also known as “Pure Life Insurance”) usually has lower price (premium) and higher leverage (death benefit multiple) compared to Whole Life Insurance. A lump sum death benefit is paid to the beneficiary if the insured dies within the benefit period. The premium varies by issue age, premium term and benefit term. There are limits on the renewal age and coverage age. 10Life scores the term life products based on the coverage value, including the price and the terms.
We found Term Life product(s) matching your selected filters.
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FWD | 富衛
MyTerm
Product Details
10-year RenewalOnline Underwriting
10.0/10$1,000$100#$1,000$640#
10.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Product Website
Quote Now
ZA Insure | 眾安人壽
ZA Life Protection
Product Details
10-year RenewalOnline Underwriting
10.0/10$870$653#$870$848#
10.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Product Website
Get Offer
Blue
WeCare Term Life Protection Plan 2
Product Details
10-year RenewalOnline Underwriting
9.8/10$900$630#$900$873#
10.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Product Website
Quote Now
Bowtie | 保泰人壽
Bowtie Term Life
Product Details
Yearly RenewalOnline Underwriting
9.8/10$640$480#$852$837#
9.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Product Website
Quote Now
ZA Insure | 眾安人壽
ZA Life Protection
Product Details
5-year RenewalOnline Underwriting
9.5/10$730$547#$925$907#
10.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Product Website
Get Offer
Blue
WeCare Term Life Protection Plan 2
Product Details
5-year RenewalOnline Underwriting
9.5/10$740$518#$930$908#
10.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Product Website
Quote Now
New
BOC Life | 中銀人壽
iProtect 10 Years Insurance Plan
Product Details
10-year RenewalOnline Underwriting
9.5/10
$910
$910
10.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
FWD | 富衛
MyTerm
Product Details
20-year RenewalOnline Underwriting
9.4/10$1,430$143#$1,430$915#
10.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Product Website
Quote Now
ZA Insure | 眾安人壽
ZA Life Protection
Product Details
Yearly RenewalOnline Underwriting
9.4/10$650$488#$941$925#
10.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Product Website
Get Offer
FWD | 富衛
MyTerm
Product Details
5-year RenewalOnline Underwriting
9.3/10$990$99#$1,140$932#
10.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Product Website
Quote Now

Term Life

We found Term Life product(s) matching your selected filters.
FWD | 富衛
MyTerm
10-year RenewalOnline Underwriting
10Life Rating :
10.0/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium :
$1,000$100#
10-year Average Annual Premium :
$1,000$640#
Terms Score :
10.0/10
Quote Now
ZA Insure | 眾安人壽
ZA Life Protection
10-year RenewalOnline Underwriting
10Life Rating :
10.0/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium :
$870$653#
10-year Average Annual Premium :
$870$848#
Terms Score :
10.0/10
Get Offer
Blue
WeCare Term Life Protection Plan 2
10-year RenewalOnline Underwriting
10Life Rating :
9.8/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium :
$900$630#
10-year Average Annual Premium :
$900$873#
Terms Score :
10.0/10
Quote Now
Bowtie | 保泰人壽
Bowtie Term Life
Yearly RenewalOnline Underwriting
10Life Rating :
9.8/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium :
$640$480#
10-year Average Annual Premium :
$852$837#
Terms Score :
9.0/10
Quote Now
ZA Insure | 眾安人壽
ZA Life Protection
5-year RenewalOnline Underwriting
10Life Rating :
9.5/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium :
$730$547#
10-year Average Annual Premium :
$925$907#
Terms Score :
10.0/10
Get Offer
Blue
WeCare Term Life Protection Plan 2
5-year RenewalOnline Underwriting
10Life Rating :
9.5/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium :
$740$518#
10-year Average Annual Premium :
$930$908#
Terms Score :
10.0/10
Quote Now
New
BOC Life | 中銀人壽
iProtect 10 Years Insurance Plan
10-year RenewalOnline Underwriting
10Life Rating :
9.5/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium :
$910
10-year Average Annual Premium :
$910
Terms Score :
10.0/10
FWD | 富衛
MyTerm
20-year RenewalOnline Underwriting
10Life Rating :
9.4/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium :
$1,430$143#
10-year Average Annual Premium :
$1,430$915#
Terms Score :
10.0/10
Quote Now
ZA Insure | 眾安人壽
ZA Life Protection
Yearly RenewalOnline Underwriting
10Life Rating :
9.4/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium :
$650$488#
10-year Average Annual Premium :
$941$925#
Terms Score :
10.0/10
Get Offer
FWD | 富衛
MyTerm
5-year RenewalOnline Underwriting
10Life Rating :
9.3/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium :
$990$99#
10-year Average Annual Premium :
$1,140$932#
Terms Score :
10.0/10
Quote Now

Further Readings

Remarks:

  1. Any premium displayed excludes insurance levy collected by the Hong Kong Insurance Authority.
  2. 10Life Product Comparison and 10Life Insurance Ratings are operated by 10Life Financial Limited, an authorised insurance broker with Insurance Authority License Number FB1526. 10Life Product Comparison and 10Life Insurance Ratings are developed for generic customer segments using mathematical calculations based on product information, facts and data, and are not influenced by any partnerships with or fees received from insurance companies.
  3. Any information on 10Life Platform ("10Life Information"), including but not limited to Product Comparison, Product Ratings, Blog Articles are intended for general education purpose and reference only and should not be constituted as any insurance, financial, investment or other professional advice or solicitation to buy insurance, financial or investment products. 10Life Information does not take into account your individual needs. Reading 10Life Information should not be considered as conducting a suitability assessment. You should only rely on information authorised by insurance companies and/or seek independent advice from licensed intermediaries before purchasing any insurance products or making any insurance decisions. While best effort is used when collecting, validating and updating 10Life Information from various channels, none of 10Life Group and its subsidiaries, affiliates, agents, directors, officers and employees will be responsible for any liability arising from using 10Life Information or for any claims and/or losses caused thereby, and no warranty or guarantee is made on the accuracy, completeness and timeliness of the information.

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