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Term Life

Term Life Insurance (also known as “Pure Life Insurance”) usually has lower price (premium) and higher leverage (death benefit multiple) compared to Whole Life Insurance. A lump sum death benefit is paid to the beneficiary if the insured dies within the benefit period. The premium varies by issue age, premium term and benefit term. There are limits on the renewal age and coverage age. 10Life scores the term life products based on the coverage value, including the price and the terms.
We found Term Life product(s) matching your selected filters.
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FWD | 富衛
MyTerm
Product Details
20-year RenewalOnline Underwriting
9.4/10$1,430$143^$1,430$915^10.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Product Website
Quote Now
Blue
WeCare Term Life Protection Plan 2
Product Details
20-year RenewalOnline Underwriting
7.3/10$1,320$924#$1,320$1,280#10.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Product Website
Quote Now
FWD | 富衛
MyTerm Series
Product Details
20-year RenewalStandard Underwriting
6.8/10$1,430$1,43010.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
China Taiping | 中國太平
China Taiping Fortune Life Term Protector
Product Details
20-year RenewalStandard Underwriting
6.6/10$1,470$1,47010.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
China Taiping | 中國太平
iLife
Product Details
20-year RenewalOnline Underwriting
6.6/10$1,480$1,48010.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Generali | 忠意保險
Supreme Gold Plan
Product Details
20-year RenewalStandard Underwriting
6.0/10$1,690$1,69010.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Blue
WeCare Term Life Protection Plan 1
Product Details
20-year RenewalOnline Underwriting
6.0/10$1,720$1,72010.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Prudential | 英國保誠
PRUTerm Family Protector
Product Details
20-year RenewalStandard Underwriting
5.9/10$1,740$1,74010.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
AIA | 友邦
Wisdom Term Life
Product Details
20-year RenewalOnline Underwriting
5.7/10$1,860$1,86010.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score
Manulife | 宏利
Manuterm
Product Details
20-year RenewalStandard Underwriting
5.2/10$2,140$2,14010.0/10
10Life Rating
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium 10-year Average Annual Premium Terms Score

Term Life

We found Term Life product(s) matching your selected filters.
FWD | 富衛
MyTerm
20-year RenewalOnline Underwriting
10Life Rating : 9.4/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium : $1,430$143^
10-year Average Annual Premium : $1,430$915^
Terms Score : 10.0/10
Quote Now
Blue
WeCare Term Life Protection Plan 2
20-year RenewalOnline Underwriting
10Life Rating : 7.3/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium : $1,320$924#
10-year Average Annual Premium : $1,320$1,280#
Terms Score : 10.0/10
Quote Now
FWD | 富衛
MyTerm Series
20-year RenewalStandard Underwriting
10Life Rating : 6.8/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium : $1,430
10-year Average Annual Premium : $1,430
Terms Score : 10.0/10
China Taiping | 中國太平
China Taiping Fortune Life Term Protector
20-year RenewalStandard Underwriting
10Life Rating : 6.6/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium : $1,470
10-year Average Annual Premium : $1,470
Terms Score : 10.0/10
China Taiping | 中國太平
iLife
20-year RenewalOnline Underwriting
10Life Rating : 6.6/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium : $1,480
10-year Average Annual Premium : $1,480
Terms Score : 10.0/10
Generali | 忠意保險
Supreme Gold Plan
20-year RenewalStandard Underwriting
10Life Rating : 6.0/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium : $1,690
10-year Average Annual Premium : $1,690
Terms Score : 10.0/10
Blue
WeCare Term Life Protection Plan 1
20-year RenewalOnline Underwriting
10Life Rating : 6.0/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium : $1,720
10-year Average Annual Premium : $1,720
Terms Score : 10.0/10
Prudential | 英國保誠
PRUTerm Family Protector
20-year RenewalStandard Underwriting
10Life Rating : 5.9/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium : $1,740
10-year Average Annual Premium : $1,740
Terms Score : 10.0/10
AIA | 友邦
Wisdom Term Life
20-year RenewalOnline Underwriting
10Life Rating : 5.7/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium : $1,860
10-year Average Annual Premium : $1,860
Terms Score : 10.0/10
Manulife | 宏利
Manuterm
20-year RenewalStandard Underwriting
10Life Rating : 5.2/10
Term Life Overall Score includes 10-year Death Benefit Score (80%) and Terms Score (20%). Details
1st Year Premium : $2,140
10-year Average Annual Premium : $2,140
Terms Score : 10.0/10

Further Readings

Remarks:

  1. The above premium excludes insurance levy collected by the Insurance Authority.
  2. The information on 10Life is intended for general education purpose and reference only, and does not constitute any insurance, financial, investment or other professional purchase advice or solicitation to buy insurance, financial or investment products. 10Life Product Ratings and Scores are mathematical calculations based on public product information and assumptions for generic customer segments. The Product Ratings and Scores DO NOT reflect YOUR personal needs. 10Life hereby excludes any liability arising from using the information and will not make warranty or guarantee on the accuracy, completeness and timeliness of the information or for any claims and / or losses caused thereby. You should seek independent professional advice and review the insurance product information carefully before purchasing any insurance products. The information shown in the communications placed on 10Life does not constitute an offer or solicitation for the purchase or sale of any banking or insurance products or services.
  3. 10Life Insurance Product Ratings are based on facts and data, and are not be influenced by any partnerships with insurance companies.

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