5-Star Voluntary Health Insurance Showdown: Product Upgrade with New Annual Coverage Breakthrough! (Comparison of Voluntary Health Insurance Semi-Private Room Plans) (Updated August 2021)

 

1. “Full Coverage” means the insurance company will fully reimburse eligible medical expenses and other costs after deducting any deductible balance (if applicable), subject to the per policy year coverage limit (if applicable), lifetime coverage limit (if applicable), per policy year per illness coverage limit (if applicable), and/or other relevant conditions. Full Coverage applies only to specified coverage items, while other items are subject to reimbursement limits for the relevant items. Claims must meet the criteria of “medically necessary,” and expenses must be “reasonable and customary.”
2. 10Life calculates the expected average coverage based on medical expenses for various common cases of differing severity and medical services under general circumstances, cross-referenced by 10Life actuaries against the reimbursement limits of medical products. For details, refer to the “Rating Methodology for Public Medical Insurance.” The expected coverage ratio for the above illness cases is calculated based on anticipated medical expenses under general circumstances, serving as a reference for “estimating” medical insurance coverage and out-of-pocket costs for consumers. This is for reference only and has not been confirmed by the relevant insurance companies.
3. The above information is provided by 10Life, updated as of 17 August 2021, for reference only and does not constitute sales advice. 

This English version of this article has been generated by machine translation powered by AI. It is provided solely for reference purposes. In the event of any discrepancy or inconsistency between this translation and the original Chinese version, the Chinese version shall prevail.