Buying Family Health Insurance (with summary on VHIS family discounts, updated Jan 2021)
10Life Team
自願醫保靈活計劃 | 半私家房計劃的賠償上限 | 10Life | |
年度賠償上限 | 終身賠償上限 | 醫療保障評分
(見註3) |
|
保柏 · Bupa Hero 非凡自願醫保計劃(智選) | $25,000,000 | 不設上限 | 10 |
滙豐 · 滙豐自願醫保靈活計劃銀級 | $25,000,000 | 不設上限 | 10 |
安盛 · AXA 安盛智尊守慧醫療保障 (卓越) | $10,000,000 | $40,000,000 | 10 |
宏利 · 晉悅自願醫保靈活計劃 | $8,000,000 | $32,000,000 | 10 |
友邦 · AIA自願醫保尊尚計劃 | $5,000,000 | $20,000,000 | 10 |
- 以上資訊由10Life提供,僅供參考,並不是銷售提議。以上資料更新至 2021年2月1日。
- 「全數保障」的是指,保險公司會全額支付,扣除自付費(如有)後的合資格醫療費用及其他費用,但受每年保障限額、終身保障限額、及其他相關條件所限。有關索償需符合「醫療所需」、費用亦要「合理及慣常」。
- 上述預計醫療保障是根據12個常見、涉及不同程度、及醫療服務的傷病個案,於一般情況下的醫療開支,再由10Life精算師對照醫療保險產品的賠償上限,計算出來的預計平均保障,詳見《大眾醫療保險的評分方法》。
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