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2025-04-09

5min read

10Life 編輯團隊

Term Cancer Insurance Quick Guide

What is Term Cancer Insurance?

Cover cancer only

Similar nature to critical illness insurance

Lump sum benefit

Term Cancer Insurance is a type of Critical Illness Insurance with coverage limited to cancer. A lump sum benefit is payable if the insured is diagnosed with a defined cancer during the policy term.

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Term Cancer Insurance Glossary

Cancer

Cancer means a malignant tumour, characterised by the uncontrolled growth and spread of malignant cells with invasion and destruction of normal tissue. The cancer must be confirmed by histological evidence of malignancy on a pathology report.

Carcinoma-in-situ

Refers to the lesions confirmed by histopathology that the cancer cells have not penetrated the basement membrane, nor invaded the surrounding tissues of the organs and under the stomata.

Who needs Term Cancer Insurance?

If you have no / insufficient Critical Illness Insurance

Term Cancer Insurance can enhance coverage of the most common critical illness (cancer) for a specific time period.

If you only have basic medical insurance

The cancer payout can help cover the large medical expenses in case of cancer.

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