Whole Life Critical Illness Insurance Comparison 2026

Gender
Male
Age
35
Smoker Status
Non Smoker
Multiple Claims
Any
Sum Assured
150,000
Currency
USD
Insurer
Gender
Male
Age
35
Smoker Status
Non Smoker
Multiple Claims
Any
Sum Assured
150,000
Currency
USD

Male

Age : 35

Non Smoker

Multiple Claims : Any

Sum Assured : 150,000

USD

Insurer

We found 14 Whole Life Critical Illness Insurance product(s) matching your selected filters.
Assumptions
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5 Star Ratings
Manulife | 宏利

IncomeGuard Critical Illness Protector

5Star Products 5-Star (Coverage)
5Star Products 5-Star (Innovative)
Multiple - 3 Major CI
25-year Payment
9.0
/ 10
10Life Score
Whole Life CI Coverage Score
9.0 / 10
Terms Score
8.8 / 10
Annual Premium
USD 6,008 / Year
WhatsApp Enquiry
Prudential | 保誠保險

Health Critical Illness Extended Care III

Multiple - 3 Major CI
25-year Payment
8.6
/ 10
10Life Score
Whole Life CI Coverage Score
8.8 / 10
Terms Score
6.3 / 10
Annual Premium
USD 4,787 / Year
WhatsApp Enquiry
CTF Life | 周大福人壽

FamCare 198

Multiple - 3 Major CI
25-year Payment
8.3
/ 10
10Life Score
Whole Life CI Coverage Score
8.3 / 10
Terms Score
7.8 / 10
Annual Premium
USD 4,119 / Year
WhatsApp Enquiry
Manulife | 宏利

ManuBright Care 2 Plus

Multiple - 3 Major CI
25-year Payment
8.3
/ 10
10Life Score
Whole Life CI Coverage Score
8.3 / 10
Terms Score
7.5 / 10
Annual Premium
USD 4,348 / Year
WhatsApp Enquiry
Sun Life | Sun Life 永明

SunHealth LovePromise

Multiple - 3 Major CI
25-year Payment
8.2
/ 10
10Life Score
Whole Life CI Coverage Score
8.3 / 10
Terms Score
7.8 / 10
Annual Premium
USD 4,227 / Year
WhatsApp Enquiry
Manulife | 宏利

Manulife Bright Care PRO

Multiple - 3 Major CI
25-year Payment
8.2
/ 10
10Life Score
Whole Life CI Coverage Score
8.2 / 10
Terms Score
7.8 / 10
Annual Premium
USD 3,875 / Year
WhatsApp Enquiry
CTF Life | 周大福人壽

HealthCare 168 Plus

Multiple - 3 Major CI
25-year Payment
8.0
/ 10
10Life Score
Whole Life CI Coverage Score
8.1 / 10
Terms Score
7.8 / 10
Annual Premium
USD 4,038 / Year
WhatsApp Enquiry
China Life | 中國人壽

Elite Care Critical Illness Insurance Plan

Multiple - 3 Major CI
25-year Payment
8.0
/ 10
10Life Score
Whole Life CI Coverage Score
8.1 / 10
Terms Score
7.3 / 10
Annual Premium
USD 4,339 / Year
WhatsApp Enquiry
Manulife | 宏利

IncomeShield Critical Illness Protector

Multiple - 3 Major CI
25-year Payment
7.9
/ 10
10Life Score
Whole Life CI Coverage Score
7.9 / 10
Terms Score
8.5 / 10
Annual Premium
USD 6,193 / Year
WhatsApp Enquiry
Chubb Life | 安達人壽

Embrace Care Critical Illness Protector

Multiple - 3 Major CI
25-year Payment
7.9
/ 10
10Life Score
Whole Life CI Coverage Score
7.9 / 10
Terms Score
8.0 / 10
Annual Premium
USD 4,008 / Year
WhatsApp Enquiry
Manulife | 宏利

ManuBright Care 2

Multiple - 3 Major CI
25-year Payment
7.8
/ 10
10Life Score
Whole Life CI Coverage Score
7.8 / 10
Terms Score
7.5 / 10
Annual Premium
USD 4,036 / Year
WhatsApp Enquiry
Well Link Life | 立橋人壽

Well Protect Critical Illness Insurance Plan

Multiple - 3 Major CI
20-year Payment
6.8
/ 10
10Life Score
Whole Life CI Coverage Score
6.9 / 10
Terms Score
6.0 / 10
Annual Premium
USD 4,853 / Year
WhatsApp Enquiry
BOC Life | 中銀人壽

Smart Guard Critical Illness Plan

Multiple - 3 Major CI
20-year Payment
6.7
/ 10
10Life Score
Whole Life CI Coverage Score
6.8 / 10
Terms Score
5.5 / 10
Annual Premium
USD 4,365 / Year
WhatsApp Enquiry
AIA | 友邦香港

Essence - On Your Side Insurance Plan

Multiple - 3 Major CI
25-year Payment
6.6
/ 10
10Life Score
Whole Life CI Coverage Score
6.6 / 10
Terms Score
6.3 / 10
Annual Premium
USD 4,376 / Year
WhatsApp Enquiry
Manulife | 宏利
IncomeGuard Critical Illness Protector
5Star Products 5-Star (Coverage)
5Star Products 5-Star (Innovative)
Multiple - 3 Major CI
25-year Payment
10Life Score
9.0
/ 10
Whole Life CI Coverage Score
9.0 / 10
Terms Score
8.8 / 10
Annual Premium
USD 6,008 / Year
WhatsApp Enquiry
Prudential | 保誠保險
Health Critical Illness Extended Care III
Multiple - 3 Major CI
25-year Payment
10Life Score
8.6
/ 10
Whole Life CI Coverage Score
8.8 / 10
Terms Score
6.3 / 10
Annual Premium
USD 4,787 / Year
WhatsApp Enquiry
CTF Life | 周大福人壽
FamCare 198
Multiple - 3 Major CI
25-year Payment
10Life Score
8.3
/ 10
Whole Life CI Coverage Score
8.3 / 10
Terms Score
7.8 / 10
Annual Premium
USD 4,119 / Year
WhatsApp Enquiry
Manulife | 宏利
ManuBright Care 2 Plus
Multiple - 3 Major CI
25-year Payment
10Life Score
8.3
/ 10
Whole Life CI Coverage Score
8.3 / 10
Terms Score
7.5 / 10
Annual Premium
USD 4,348 / Year
WhatsApp Enquiry
Sun Life | Sun Life 永明
SunHealth LovePromise
Multiple - 3 Major CI
25-year Payment
10Life Score
8.2
/ 10
Whole Life CI Coverage Score
8.3 / 10
Terms Score
7.8 / 10
Annual Premium
USD 4,227 / Year
WhatsApp Enquiry
Manulife | 宏利
Manulife Bright Care PRO
Multiple - 3 Major CI
25-year Payment
10Life Score
8.2
/ 10
Whole Life CI Coverage Score
8.2 / 10
Terms Score
7.8 / 10
Annual Premium
USD 3,875 / Year
WhatsApp Enquiry
CTF Life | 周大福人壽
HealthCare 168 Plus
Multiple - 3 Major CI
25-year Payment
10Life Score
8.0
/ 10
Whole Life CI Coverage Score
8.1 / 10
Terms Score
7.8 / 10
Annual Premium
USD 4,038 / Year
WhatsApp Enquiry
China Life | 中國人壽
Elite Care Critical Illness Insurance Plan
Multiple - 3 Major CI
25-year Payment
10Life Score
8.0
/ 10
Whole Life CI Coverage Score
8.1 / 10
Terms Score
7.3 / 10
Annual Premium
USD 4,339 / Year
WhatsApp Enquiry
Manulife | 宏利
IncomeShield Critical Illness Protector
Multiple - 3 Major CI
25-year Payment
10Life Score
7.9
/ 10
Whole Life CI Coverage Score
7.9 / 10
Terms Score
8.5 / 10
Annual Premium
USD 6,193 / Year
WhatsApp Enquiry
Chubb Life | 安達人壽
Embrace Care Critical Illness Protector
Multiple - 3 Major CI
25-year Payment
10Life Score
7.9
/ 10
Whole Life CI Coverage Score
7.9 / 10
Terms Score
8.0 / 10
Annual Premium
USD 4,008 / Year
WhatsApp Enquiry
Manulife | 宏利
ManuBright Care 2
Multiple - 3 Major CI
25-year Payment
10Life Score
7.8
/ 10
Whole Life CI Coverage Score
7.8 / 10
Terms Score
7.5 / 10
Annual Premium
USD 4,036 / Year
WhatsApp Enquiry
Well Link Life | 立橋人壽
Well Protect Critical Illness Insurance Plan
Multiple - 3 Major CI
20-year Payment
10Life Score
6.8
/ 10
Whole Life CI Coverage Score
6.9 / 10
Terms Score
6.0 / 10
Annual Premium
USD 4,853 / Year
WhatsApp Enquiry
BOC Life | 中銀人壽
Smart Guard Critical Illness Plan
Multiple - 3 Major CI
20-year Payment
10Life Score
6.7
/ 10
Whole Life CI Coverage Score
6.8 / 10
Terms Score
5.5 / 10
Annual Premium
USD 4,365 / Year
WhatsApp Enquiry
AIA | 友邦香港
Essence - On Your Side Insurance Plan
Multiple - 3 Major CI
25-year Payment
10Life Score
6.6
/ 10
Whole Life CI Coverage Score
6.6 / 10
Terms Score
6.3 / 10
Annual Premium
USD 4,376 / Year
WhatsApp Enquiry
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