• 10Life logo10Life logo

    Online Chat

    Confirm to leave?

    Long Term Savings

    Savings return for the medium and long term is the main purpose of buying whole life savings insurance. Unlike other financial products, savings insurance provides not only guaranteed and projected returns but also life protection. Different savings insurance products have different propositions, some focussing on guaranteed return, some focussing on both guaranteed and projected returns while others emphasising projected return only. Based on your risk preference, you can refer to the relevant 10Life scores designed by our actuaries, including "Conservative Savings Score", "Growth Savings Score" and "Aggressive Savings Score".
    We found Long Term Savings product(s) matching your selected filters.
    Sort by
    BOC Life | 中銀人壽
    SmartUp Pro Whole Life Insurance Plan
    Product Details
    5-year PaymentUSD
    9.9/10
    102.50%
    201.80%
    247.70%
    Growth Savings Score
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic)
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base)
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    China Life | 中國人壽
    Supreme Fortune Wealth Planner
    Product Details
    5-year PaymentUSD
    9.9/10
    101.00%
    204.80%
    242.60%
    Growth Savings Score
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic)
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base)
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    Generali | 忠意保險
    LionTycoon Beyond
    Product Details
    5-year PaymentUSD
    9.7/10
    100.00%
    193.90%
    260.20%
    Growth Savings Score
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic)
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base)
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    Quote Now
    Manulife | 宏利
    ManuGlobal Saver
    Product Details
    5-year PaymentUSD
    9.5/10
    101.00%
    191.20%
    248.50%
    Growth Savings Score
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic)
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base)
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    Act Now
    New
    Sun Life | 永明
    Stellar
    Product Details
    6-year PaymentUSD
    9.5/10
    100.70%
    189.90%
    252.20%
    Growth Savings Score
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic)
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base)
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    Quote Now
    China Life | 中國人壽
    Supreme Fortune Wealth Planner
    Product Details
    8-year PaymentUSD
    9.3/10
    100.40%
    192.50%
    223.90%
    Growth Savings Score
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic)
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base)
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    YF Life | 萬通保險
    Infinity Saver 3
    Product Details
    5-year PaymentUSD
    9.3/10
    100.20%
    187.30%
    246.80%
    Growth Savings Score
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic)
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base)
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    Manulife | 宏利
    ManuImperial Saver 2
    Product Details
    5-year PaymentUSD
    9.3/10
    100.30%
    186.40%
    242.50%
    Growth Savings Score
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic)
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base)
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    Generali | 忠意保險
    LionTycoon
    Product Details
    5-year PaymentUSD
    9.2/10
    100.00%
    184.30%
    240.20%
    Growth Savings Score
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic)
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base)
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    Manulife | 宏利
    ManuGrand Saver 2
    Product Details
    5-year PaymentUSD
    9.0/10
    123.60%
    183.40%
    230.80%
    Growth Savings Score
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic)
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base)
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).

    Long Term Savings

    We found Long Term Savings product(s) matching your selected filters.
    BOC Life | 中銀人壽
    SmartUp Pro Whole Life Insurance Plan
    5-year PaymentUSD
    Growth Savings Score :
    9.9/10
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio :
    102.50%
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic) :
    201.80%
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base) :
    247.70%
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    China Life | 中國人壽
    Supreme Fortune Wealth Planner
    5-year PaymentUSD
    Growth Savings Score :
    9.9/10
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio :
    101.00%
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic) :
    204.80%
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base) :
    242.60%
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    Generali | 忠意保險
    LionTycoon Beyond
    5-year PaymentUSD
    Growth Savings Score :
    9.7/10
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio :
    100.00%
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic) :
    193.90%
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base) :
    260.20%
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    Quote Now
    Manulife | 宏利
    ManuGlobal Saver
    5-year PaymentUSD
    Growth Savings Score :
    9.5/10
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio :
    101.00%
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic) :
    191.20%
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base) :
    248.50%
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    Act Now
    New
    Sun Life | 永明
    Stellar
    6-year PaymentUSD
    Growth Savings Score :
    9.5/10
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio :
    100.70%
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic) :
    189.90%
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base) :
    252.20%
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    Quote Now
    China Life | 中國人壽
    Supreme Fortune Wealth Planner
    8-year PaymentUSD
    Growth Savings Score :
    9.3/10
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio :
    100.40%
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic) :
    192.50%
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base) :
    223.90%
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    YF Life | 萬通保險
    Infinity Saver 3
    5-year PaymentUSD
    Growth Savings Score :
    9.3/10
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio :
    100.20%
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic) :
    187.30%
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base) :
    246.80%
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    Manulife | 宏利
    ManuImperial Saver 2
    5-year PaymentUSD
    Growth Savings Score :
    9.3/10
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio :
    100.30%
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic) :
    186.40%
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base) :
    242.50%
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    Generali | 忠意保險
    LionTycoon
    5-year PaymentUSD
    Growth Savings Score :
    9.2/10
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio :
    100.00%
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic) :
    184.30%
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base) :
    240.20%
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    Manulife | 宏利
    ManuGrand Saver 2
    5-year PaymentUSD
    Growth Savings Score :
    9.0/10
    Growth Savings Score is based on the projected cash value - base (20%) and projected cash value - pessimistic (80%) at selected time horizons. Details
    Guaranteed Return Ratio :
    123.60%
    Guaranteed Return Ratio = Guaranteed Cash Value / Premium Paid. Guaranteed cash value is the guaranteed amount payable by the insurance company if the policy is surrendered at the end of the selected policy year.
    Projected Return Ratio (Pessimistic) :
    183.40%
    Projected Return Ratio (Pessimistic) = Projected Cash Value (Pessimistic) / Premium Paid. Projected Cash Value (Pessimistic) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, assuming the investment returns are lower than the current assumed investment return (i.e. Pessimistic Scenario).
    Projected Return Ratio (Base) :
    230.80%
    Projected Return Ratio (Base) = Projected Cash Value (Base) / Premium Paid. Projected Cash Value (Base) is the projected amount payable by the insurance company if the policy is surrendered at the end of the selected policy year, under the current assumed investment return (i.e. Base Scenario).
    cta-banner

    Remarks:

    1. Any premium displayed excludes insurance levy collected by the Hong Kong Insurance Authority.
    2. 10Life Product Comparison and 10Life Insurance Ratings are operated by 10Life Financial Limited, an authorised insurance broker company licensed with the Insurance Authority under License Number FB1526. 10Life Product Comparison and 10Life Insurance Ratings are developed for generic customer segments using mathematical calculations based on product information, facts and data, and are not influenced by any partnerships with or fees received from insurance companies.
    3. Any information on 10Life Platform ("10Life Information"), including but not limited to Product Comparison, Product Ratings, Blog Articles are intended for general education purpose and reference only. None of the 10Life Information is intended, nor should they be considered or relied upon, as regulated advice, insurance, financial, investment or professional advice, recommendation, approval, endorsement, invitation or solicitation in respect of any insurance, financial or investment products. 10Life Information does not take into account your individual needs. Reading 10Life Information should not be considered as conducting a suitability assessment, and is not sufficient to form the basis of any decisions to purchase any insurance products. You should rely on information authorised by insurance companies, carry out your own research and/or seek independent advice from licensed intermediaries before purchasing any insurance products or making any insurance decisions. While reasonable effort is used when collecting, validating and updating 10Life Information from various channels, none of 10Life Group and its subsidiaries, affiliates, agents, directors, officers and employees will be responsible for any liability, claims and losses arising from or associated with you using 10Life Information. No warranty, representation or guarantee is given by 10Life Group and its subsidiaries on the accuracy, completeness and timeliness of the information.

    If you have any questions on 10Life Product Comparison and 10Life Insurance Ratings, please email us at enquiries@10Life.com.

    Insurance Comparison
    Insurance Information
    Insurance Ratings
    10Life
    Supports
    Follow Us
    Facebook Icon
    Instagram Icon
    YouTube Icon
    Linkedin Icon
    3705 1599
    © 22022 10Life Group Limited (registered in Hong Kong under company number 2366460) ("10Life Group"). All rights reserved.
    10Life.com and 10Life APP ("10LifePlatform") are operated by 10Life Financial Limited incorporated in Hong Kong under company number 1154750 (“10Life Financial”).
    10Life Financial is an authorised insurance broker company licensed with the Insurance Authority holding License Number FB1526. The business of 10Life Financial includes operating insurance comparison website and arranging insurance products and services for its clients. 10Life Financial is a wholly owned subsidiary of 10Life Group.
    For more details about 10Life Group and its subsidiaries, please refer to ourAbout Us.
    ×
    Ask Questions
    No contact information needed. Anonymous questions, instant chat, and get opinions from licensed advisors.
    Please sign up or login, instant anonymous questions!
    Advisor Replies
    Your question has been sent to licensed advisors.
    No contact information needed. Anonymous questions, instant chat, and get opinions from licensed advisors.
    Please sign up or login, instant anonymous questions!
    My Advisors
    No record with advisors.
    Please sign up or login. No contact information needed, instant contact with advisors!
    Instant Chat
    Licensed advisors will address all your insurance queries
    Please select advisors

    Nik, Leung Tsz Kei

    梁芷萁

    10Life Financial Manager, Insurance Specialist

    4.8
    1173
    274

    Jack, Ng Wai Lap

    黃維立

    AXA Branch Manager

    4.7
    4133
    633

    Winnie, Ng Wai King

    吳惠琼

    FTLife Agency Manager

    4.8
    1859
    312

    Even, Shum Miu Chu

    岑妙珠