Short-Term Savings
Short-term savings insurance provides guaranteed return to the policyholder within a few years. These products feature quick and fixed returns. Widely popular among by customers, some short-term savings products are supplied with quota and limited timeframe.
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Blue | WeSave S2 Insurance Plan
USD1-year payment5-year termOnline Purchase
9.7/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Guaranteed IRR at Maturity : 2.61%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : 2.00%
Minimum Premium Amount : $4,000 (USD)
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BOC Life | iTarget 3 Years Savings Insurance Plan
USDPre-paid3-year termOnline Purchase
8.8/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Guaranteed IRR at Maturity : 2.34%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -17.74%
Minimum Premium Amount : $5,000 (USD)
HSBC | HSBC FirstSave Insurance Plan
USD2-year payment5-year termOnline Purchase
8.8/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Guaranteed IRR at Maturity : 2.30%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -29.32%
Minimum Premium Amount : $10,000 (USD)
Hang Seng Insurance | 5-Year eEndowment Life Insurance Plan
USD2-year payment5-year termOnline Purchase
8.7/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Guaranteed IRR at Maturity : 2.30%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -40.18%
Minimum Premium Amount : $1,800 (USD)
BOC Life | iTarget 3 Years Savings Insurance Plan
USD2-year payment3-year termOnline Purchase
8.5/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Guaranteed IRR at Maturity : 2.05%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -35.00%
Minimum Premium Amount : $5,000 (USD)
China Taiping | iSpeedySave
USD3-year payment5-year termOnline Purchase
8.4/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
New
Guaranteed IRR at Maturity : 2.79%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -30.00%
Minimum Premium Amount : $12,500 (USD)
Short-Term Savings
9.7/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Blue | WeSave S2 Insurance Plan
USD1-year payment5-year termOnline Purchase
Guaranteed IRR at Maturity : 2.61%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : 2.00%
Minimum Premium Amount : $4,000 (USD)
Quote Now
8.8/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
BOC Life | iTarget 3 Years Savings Insurance Plan
USDPre-paid3-year termOnline Purchase
Guaranteed IRR at Maturity : 2.34%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -17.74%
Minimum Premium Amount : $5,000 (USD)
8.8/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
HSBC | HSBC FirstSave Insurance Plan
USD2-year payment5-year termOnline Purchase
Guaranteed IRR at Maturity : 2.30%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -29.32%
Minimum Premium Amount : $10,000 (USD)
8.7/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Hang Seng Insurance | 5-Year eEndowment Life Insurance Plan
USD2-year payment5-year termOnline Purchase
Guaranteed IRR at Maturity : 2.30%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -40.18%
Minimum Premium Amount : $1,800 (USD)
8.5/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
BOC Life | iTarget 3 Years Savings Insurance Plan
USD2-year payment3-year termOnline Purchase
Guaranteed IRR at Maturity : 2.05%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -35.00%
Minimum Premium Amount : $5,000 (USD)
8.4/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
New
China Taiping | iSpeedySave
USD3-year payment5-year termOnline Purchase
Guaranteed IRR at Maturity : 2.79%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -30.00%
Minimum Premium Amount : $12,500 (USD)
Remarks:

  1. The above premium excludes insurance levy collected by the Insurance Authority.
  2. 10Life obtains public product information from different sources and applies assumptions and mathematical calculations to arrive at the product scores. All information is intended for general education purpose and reference only, and does not constitute any insurance, financial, investment or other professional purchase advice. 10Life hereby excludes any liability arising from using the information, and will not make warranty or guarantee on the accuracy, completeness and timeliness of the information or for any claims and / or losses caused thereby. You should seek independent advice before purchasing any insurance products.

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