Top Guaranteed Return RMB Short-term Savings Insurance (Chinese Article)
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Short-term savings insurance provides guaranteed return to the policyholder within a few years. These products feature quick and fixed returns. Widely popular among by customers, some short-term savings products are supplied with quota and limited timeframe.
We found Short-Term Savings product(s) matching your selected filters.
Sort by
USD1-year Payment8-year MaturityOnline Purchase
| 9.7/10 | 3.18% | -3.46% | $2,500 (USD) |
10Life Rating Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details | 5-year Guaranteed IRR Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years | Guaranteed IRR at yr 1 surrender | Minimum Premium Amount |
USD1-year Payment5-year MaturityOnline Purchase
| 9.7/10 | 3.12% | -3.46% | $7,500 (USD) |
10Life Rating Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details | 5-year Guaranteed IRR Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years | Guaranteed IRR at yr 1 surrender | Minimum Premium Amount |
USD1-year Payment5-year MaturityOnline Purchase
| 9.4/10 | 3.10% | -20.00% | $4,000 (USD) |
10Life Rating Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details | 5-year Guaranteed IRR Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years | Guaranteed IRR at yr 1 surrender | Minimum Premium Amount |
USD3-year Payment8-year MaturityOnline Purchase
| 9.5/10 | 3.05% | -10.00% | $2,500 (USD) |
10Life Rating Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details | 5-year Guaranteed IRR Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years | Guaranteed IRR at yr 1 surrender | Minimum Premium Amount |
USD1-year Payment5-year Maturity
| 9.3/10 | 3.00% | -17.87% | $5,000 (USD) |
10Life Rating Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details | 5-year Guaranteed IRR Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years | Guaranteed IRR at yr 1 surrender | Minimum Premium Amount |
USD1-year Payment5-year MaturityOnline Purchase
| 9.7/10 | 2.69% | 3.90% | $200 (USD) |
10Life Rating Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details | 5-year Guaranteed IRR Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years | Guaranteed IRR at yr 1 surrender | Minimum Premium Amount |
Limited Offer
Apply for the “WeSave S3 Insurance Plan (Mini) Promotion” with designated promo code 【10LIFES3M】 to get up to 10% p.a. guaranteed crediting interest rate in the first 3 months of the policy.
Product Highlights
- Guaranteed average crediting interest rate up to 2.69% p.a.*
- The minimum premium requirement is as low as USD200
- Fully withdraw your funds whenever you need at no charge
- Easy application, all settled in as fast as 5 minutes
* “Up to 2.69% p.a.” refers to the guaranteed average annualised rate of return, which the extra 8% p.a. Bonus Guaranteed Crediting Rate for the first 3 months has been included in the calculation, should the policy be held for its entire five years benefit term subject to the policy effective date.
Promotion offer
Applicants who apply for the “WeSave S3 Insurance Plan (Mini) Promotion” with designated promo code 【10LIFES3M】 are entitled to a Bonus Guaranteed Crediting Interest rate of 8% p.a. in the first 3 months of their policy.
For terms & conditions of the promotion, please refer to the promotion website.
The above information is provided by the advertiser to promote its products and services. 10Life Financial Limited is not responsible for any liability, claims and losses arising from or associated with you using the information. 10Life Financial Limited has not verified the information and does not make any warranty, representation or guarantee on the accuracy, completeness and timeliness of the information.
USD1-year Payment3-year MaturityOnline Purchase
| 9.7/10 | 2.62% | 2.10% | $7,500 (USD) |
10Life Rating Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details | 5-year Guaranteed IRR Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years | Guaranteed IRR at yr 1 surrender | Minimum Premium Amount |
USDPre-paid3-year MaturityOnline Purchase
| 9.6/10 | 2.38% | 0.15% | $2,500 (USD) |
10Life Rating Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details | 5-year Guaranteed IRR Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years | Guaranteed IRR at yr 1 surrender | Minimum Premium Amount |
USDPre-paid5-year MaturityOnline Purchase
| 9.0/10 | 2.35% | -9.58% | $5,000 (USD) |
10Life Rating Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details | 5-year Guaranteed IRR Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years | Guaranteed IRR at yr 1 surrender | Minimum Premium Amount |
USD1-year Payment5-year MaturityOnline Purchase
| 9.6/10 | 2.31% | 2.00% | $4,000 (USD) |
10Life Rating Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details | 5-year Guaranteed IRR Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years | Guaranteed IRR at yr 1 surrender | Minimum Premium Amount |
We found Short-Term Savings product(s) matching your selected filters.
Well Link Life | 立橋人壽
Well Save Supreme Endowment Plan
10Life Rating :
9.7/10
Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details
5-year Guaranteed IRR :
3.18%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender :
-3.46%
Minimum Premium Amount :
$2,500 (USD)
Well Link Life | 立橋人壽
Well Save 5-Year Endowment Pro
10Life Rating :
9.7/10
Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details
5-year Guaranteed IRR :
3.12%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender :
-3.46%
Minimum Premium Amount :
$7,500 (USD)
Blue
WeSave E1 Insurance Plan
10Life Rating :
9.4/10
Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details
5-year Guaranteed IRR :
3.10%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender :
-20.00%
Minimum Premium Amount :
$4,000 (USD)
Well Link Life | 立橋人壽
Well Save Supreme Endowment Plan
10Life Rating :
9.5/10
Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details
5-year Guaranteed IRR :
3.05%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender :
-10.00%
Minimum Premium Amount :
$2,500 (USD)
FTLife | 富通
“Your Choice” Insurance Plan
10Life Rating :
9.3/10
Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details
5-year Guaranteed IRR :
3.00%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender :
-17.87%
Minimum Premium Amount :
$5,000 (USD)
Blue
WeSave S3 Insurance Plan (Mini)
10Life Rating :
9.7/10
Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details
5-year Guaranteed IRR :
2.69%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender :
3.90%
Minimum Premium Amount :
$200 (USD)
Limited Offer
Apply for the “WeSave S3 Insurance Plan (Mini) Promotion” with designated promo code 【10LIFES3M】 to get up to 10% p.a. guaranteed crediting interest rate in the first 3 months of the policy.
Product Highlights
- Guaranteed average crediting interest rate up to 2.69% p.a.*
- The minimum premium requirement is as low as USD200
- Fully withdraw your funds whenever you need at no charge
- Easy application, all settled in as fast as 5 minutes
* “Up to 2.69% p.a.” refers to the guaranteed average annualised rate of return, which the extra 8% p.a. Bonus Guaranteed Crediting Rate for the first 3 months has been included in the calculation, should the policy be held for its entire five years benefit term subject to the policy effective date.
Promotion offer
Applicants who apply for the “WeSave S3 Insurance Plan (Mini) Promotion” with designated promo code 【10LIFES3M】 are entitled to a Bonus Guaranteed Crediting Interest rate of 8% p.a. in the first 3 months of their policy.
For terms & conditions of the promotion, please refer to the promotion website.
The above information is provided by the advertiser to promote its products and services. 10Life Financial Limited is not responsible for any liability, claims and losses arising from or associated with you using the information. 10Life Financial Limited has not verified the information and does not make any warranty, representation or guarantee on the accuracy, completeness and timeliness of the information.
Well Link Life | 立橋人壽
Well Save 3-Year Endowment Pro
10Life Rating :
9.7/10
Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details
5-year Guaranteed IRR :
2.62%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender :
2.10%
Minimum Premium Amount :
$7,500 (USD)
Fubon Life | 富邦人壽
PowerSave 3-Year Insurance Plan
10Life Rating :
9.6/10
Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details
5-year Guaranteed IRR :
2.38%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender :
0.15%
Minimum Premium Amount :
$2,500 (USD)
HSBC Life | 滙豐保險
HSBC Swift Save Insurance Plan
10Life Rating :
9.0/10
Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details
5-year Guaranteed IRR :
2.35%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender :
-9.58%
Minimum Premium Amount :
$5,000 (USD)
Blue
WeSave S3 Insurance Plan
10Life Rating :
9.6/10
Overall Short Term Savings Score is based on the guaranteed amounts received at maturity and early surrdender. Details
5-year Guaranteed IRR :
2.31%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender :
2.00%
Minimum Premium Amount :
$4,000 (USD)
Further Readings
Remarks:
- Any premium displayed excludes insurance levy collected by the Hong Kong Insurance Authority.
- 10Life Product Comparison and 10Life Insurance Ratings are operated by 10Life Financial Limited, an authorised insurance broker company licensed with the Insurance Authority under License Number FB1526. 10Life Product Comparison and 10Life Insurance Ratings are developed for generic customer segments using mathematical calculations based on product information, facts and data, and are not influenced by any partnerships with or fees received from insurance companies.
- Any information on 10Life Platform ("10Life Information"), including but not limited to Product Comparison, Product Ratings, Blog Articles are intended for general education purpose and reference only. None of the 10Life Information is intended, nor should they be considered or relied upon, as regulated advice, insurance, financial, investment or professional advice, recommendation, approval, endorsement, invitation or solicitation in respect of any insurance, financial or investment products. 10Life Information does not take into account your individual needs. Reading 10Life Information should not be considered as conducting a suitability assessment, and is not sufficient to form the basis of any decisions to purchase any insurance products. You should rely on information authorised by insurance companies, carry out your own research and/or seek independent advice from licensed intermediaries before purchasing any insurance products or making any insurance decisions. While reasonable effort is used when collecting, validating and updating 10Life Information from various channels, none of 10Life Group and its subsidiaries, affiliates, agents, directors, officers and employees will be responsible for any liability, claims and losses arising from or associated with you using 10Life Information. No warranty, representation or guarantee is given by 10Life Group and its subsidiaries on the accuracy, completeness and timeliness of the information.
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