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Short-term savings insurance provides guaranteed return to the policyholder within a few years. These products feature quick and fixed returns. Widely popular among by customers, some short-term savings products are supplied with quota and limited timeframe.
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Blue | WeSave S2 Insurance Plan
9.7/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Guaranteed IRR at Maturity : 2.61%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : 2.00%
Minimum Premium Amount : $4,000 (USD)
Flash offer
Apply for the “WeSave S2 Insurance Plan” with designated promo code 【10HKTVDEC】 to get HK$200 HKTVmall eVoucher.
Product Highlights
- Guarantees an average interest rate of 2.6% p.a.*
- Fully withdraw your funds whenever you need at no charge.
- Easy application, all settled in 5 minutes.
*“The 2.6% p.a.” refers to the guaranteed 5-year average rate of return should the policy be in USD and be paid in one lump sum payment.
Promotion offer
- Flash offer Apply for the “WeSave S2 Insurance Plan” with designated promo code 【10HKTVDEC】 to get HK$200 HKTVmall eVoucher.
Offer is subject to limited quota for the first 100 Eligible Applicants. Act now!
Terms and Conditions
Click here to view the terms and conditions of this promotion.
BOC Life | iTarget 3 Years Savings Insurance Plan
8.8/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Guaranteed IRR at Maturity : 2.34%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -17.74%
Minimum Premium Amount : $5,000 (USD)
HSBC | HSBC FirstSave Insurance Plan
8.8/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Guaranteed IRR at Maturity : 2.30%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -29.32%
Minimum Premium Amount : $10,000 (USD)
Hang Seng Insurance | 5-Year eEndowment Life Insurance Plan
8.7/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Guaranteed IRR at Maturity : 2.30%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -40.18%
Minimum Premium Amount : $1,800 (USD)
BOC Life | iTarget 3 Years Savings Insurance Plan
8.5/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Guaranteed IRR at Maturity : 2.05%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -35.00%
Minimum Premium Amount : $5,000 (USD)
China Taiping | iSpeedySave
8.4/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
New
Guaranteed IRR at Maturity : 2.79%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -30.00%
Minimum Premium Amount : $12,500 (USD)
9.7/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Blue | WeSave S2 Insurance Plan
Guaranteed IRR at Maturity : 2.61%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : 2.00%
Minimum Premium Amount : $4,000 (USD)
Flash offer
Apply for the “WeSave S2 Insurance Plan” with designated promo code 【10HKTVDEC】 to get HK$200 HKTVmall eVoucher.
Product Highlights
- Guarantees an average interest rate of 2.6% p.a.*
- Fully withdraw your funds whenever you need at no charge.
- Easy application, all settled in 5 minutes.
*“The 2.6% p.a.” refers to the guaranteed 5-year average rate of return should the policy be in USD and be paid in one lump sum payment.
Promotion offer
- Flash offer Apply for the “WeSave S2 Insurance Plan” with designated promo code 【10HKTVDEC】 to get HK$200 HKTVmall eVoucher.
Offer is subject to limited quota for the first 100 Eligible Applicants. Act now!
Terms and Conditions
Click here to view the terms and conditions of this promotion.
8.8/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
BOC Life | iTarget 3 Years Savings Insurance Plan
Guaranteed IRR at Maturity : 2.34%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -17.74%
Minimum Premium Amount : $5,000 (USD)
8.8/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
HSBC | HSBC FirstSave Insurance Plan
Guaranteed IRR at Maturity : 2.30%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -29.32%
Minimum Premium Amount : $10,000 (USD)
8.7/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Hang Seng Insurance | 5-Year eEndowment Life Insurance Plan
Guaranteed IRR at Maturity : 2.30%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -40.18%
Minimum Premium Amount : $1,800 (USD)
8.5/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
BOC Life | iTarget 3 Years Savings Insurance Plan
Guaranteed IRR at Maturity : 2.05%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -35.00%
Minimum Premium Amount : $5,000 (USD)
8.4/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
New
China Taiping | iSpeedySave
Guaranteed IRR at Maturity : 2.79%
IRR, Internal Rate of Return
Guaranteed IRR at yr 1 surrender : -30.00%
Minimum Premium Amount : $12,500 (USD)
Remarks:
- The above premium excludes insurance levy collected by the Insurance Authority.
- 10Life obtains public product information from different sources and applies assumptions and mathematical calculations to arrive at the product scores. All information is intended for general education purpose and reference only, and does not constitute any insurance, financial, investment or other professional purchase advice. 10Life hereby excludes any liability arising from using the information, and will not make warranty or guarantee on the accuracy, completeness and timeliness of the information or for any claims and / or losses caused thereby. You should seek independent advice before purchasing any insurance products.
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