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Short-term savings insurance provides guaranteed return to the policyholder within a few years. These products feature quick and fixed returns. Widely popular among by customers, some short-term savings products are supplied with quota and limited timeframe.
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Well Link Life | Well Save Supreme Endowment Plan
9.7/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
New
5-year Guaranteed IRR : 3.18%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : -3.45%
Minimum Premium Amount : $2,500 (USD)
Limited offer
Apply 'Well Save Supreme Endowment Plan' and 'Well Enjoy Deferred Annuity Plan (Supreme)' at the same time, you can enjoy 8% discount* on the first year premium of 'Well Enjoy Deferred Annuity Plan (Supreme)'!
Product Highlights
- Flexible savings solution to grow your wealth
- Guaranteed return up to 3.33% p.a.^
- Life protection and savings in 8 years
- Online application with simplified process
^ Applicable to USD policies with lump-sum premium prepayment.
Promotion offer
【Offer Period: On or before 31 March 2021】 【Premium Discount Offer】
Apply 'Well Save Supreme Endowment Plan' and 'Well Enjoy Deferred Annuity Plan (Supreme)' at the same time, you can enjoy 8% discount* on the first year premium of 'Well Enjoy Deferred Annuity Plan (Supreme)'!
* Offer subject to terms and conditions. Please refer to promotional leaflet for details.
Blue | WeSave S2 Insurance Plan
9.7/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
5-year Guaranteed IRR : 2.61%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : 2.00%
Minimum Premium Amount : $4,000 (USD)
Flash offer
Apply for the “WeSave S2 Insurance Plan” with designated promo code 【10HKTV200】 to get HK$200 HKTVmall eVoucher.
Product Highlights
- Guarantees an average interest rate of 2.6% p.a.*
- Fully withdraw your funds whenever you need at no charge.
- Easy application, all settled in 5 minutes.
*“The 2.6% p.a.” refers to the guaranteed 5-year average rate of return should the policy be in USD and be paid in one lump sum payment.
Promotion offer
- Flash offer Apply for the “WeSave S2 Insurance Plan” with designated promo code 【10HKTV200】 to get HK$200 HKTVmall eVoucher.
Offer is subject to limited quota for the first 100 Eligible Applicants. Act now!
Terms and Conditions
Click here to view the terms and conditions of this promotion.
Well Link Life | Well Save Supreme Endowment Plan
9.5/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
New
5-year Guaranteed IRR : 3.05%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : -10.00%
Minimum Premium Amount : $2,500 (USD)
Limited offer
Apply 'Well Save Supreme Endowment Plan' and 'Well Enjoy Deferred Annuity Plan (Supreme)' at the same time, you can enjoy 8% discount* on the first year premium of 'Well Enjoy Deferred Annuity Plan (Supreme)'!
Product Highlights
- Flexible savings solution to grow your wealth
- Guaranteed return up to 3.28% p.a.^
- Life protection and savings in 8 years
- Online application with simplified process
^ Applicable to USD policies.
Promotion offer
【Offer Period: On or before 31 March 2021】 【Premium Discount Offer】
Apply 'Well Save Supreme Endowment Plan' and 'Well Enjoy Deferred Annuity Plan (Supreme)' at the same time, you can enjoy 8% discount* on the first year premium of 'Well Enjoy Deferred Annuity Plan (Supreme)'!
* Offer subject to terms and conditions. Please refer to promotional leaflet for details.
Blue | WeSave E1 Insurance Plan
9.4/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
New
5-year Guaranteed IRR : 3.10%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : -20.00%
Minimum Premium Amount : $4,000 (USD)
Limited offer
Apply for the “WeSave E1 Insurance Plan” with designated promo code 【AY10LE1300】 to get a free "WeCare Personal Accident Protection Plan 1"^ and HK$300 HKTVmall eVoucher.
Product Highlights
High return
- A guaranteed rate of 3.1% p.a.* after the 5-year plan reaches maturity
- Invest with a single premium payment to get a competitive return after 5 years
- Extra life protection
Promotion offer
Limited offer
- Apply for the “WeSave E1 Insurance Plan” with designated promo code 【AY10LE1300】 to get a free "WeCare Personal Accident Protection Plan 1"^ and HK$300 HKTVmall eVoucher. Offer is subject to limited quota for the first 200 Eligible Applicants.
Act now!
Relevant Information
^The Policy Benefit Term of the Free “WeCare Personal Accident Protection Plan 1” is 1 year and the sum assured is HK$100,000.
Terms and conditions apply. Please visit the policy provision for details.
Terms and conditions apply. Please visit the policy provision for details.
BOC Life | iTarget 3 Years Savings Insurance Plan
8.8/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
5-year Guaranteed IRR : 2.34%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : -17.74%
Minimum Premium Amount : $5,000 (USD)
Hang Seng Insurance | 5-Year eEndowment Life Insurance Plan
8.7/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
5-year Guaranteed IRR : 2.30%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : -40.18%
Minimum Premium Amount : $1,800 (USD)
BOC Life | iTarget 3 Years Savings Insurance Plan
8.5/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
5-year Guaranteed IRR : 2.05%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : -35.00%
Minimum Premium Amount : $5,000 (USD)
China Taiping | iSpeedySave
8.4/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
5-year Guaranteed IRR : 2.79%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : -30.00%
Minimum Premium Amount : $12,500 (USD)
9.7/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
New
Well Link Life | Well Save Supreme Endowment Plan
5-year Guaranteed IRR : 3.18%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : -3.45%
Minimum Premium Amount : $2,500 (USD)
Limited offer
Apply 'Well Save Supreme Endowment Plan' and 'Well Enjoy Deferred Annuity Plan (Supreme)' at the same time, you can enjoy 8% discount* on the first year premium of 'Well Enjoy Deferred Annuity Plan (Supreme)'!
Product Highlights
- Flexible savings solution to grow your wealth
- Guaranteed return up to 3.33% p.a.^
- Life protection and savings in 8 years
- Online application with simplified process
^ Applicable to USD policies with lump-sum premium prepayment.
Promotion offer
【Offer Period: On or before 31 March 2021】 【Premium Discount Offer】
Apply 'Well Save Supreme Endowment Plan' and 'Well Enjoy Deferred Annuity Plan (Supreme)' at the same time, you can enjoy 8% discount* on the first year premium of 'Well Enjoy Deferred Annuity Plan (Supreme)'!
* Offer subject to terms and conditions. Please refer to promotional leaflet for details.
9.7/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Blue | WeSave S2 Insurance Plan
5-year Guaranteed IRR : 2.61%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : 2.00%
Minimum Premium Amount : $4,000 (USD)
Flash offer
Apply for the “WeSave S2 Insurance Plan” with designated promo code 【10HKTV200】 to get HK$200 HKTVmall eVoucher.
Product Highlights
- Guarantees an average interest rate of 2.6% p.a.*
- Fully withdraw your funds whenever you need at no charge.
- Easy application, all settled in 5 minutes.
*“The 2.6% p.a.” refers to the guaranteed 5-year average rate of return should the policy be in USD and be paid in one lump sum payment.
Promotion offer
- Flash offer Apply for the “WeSave S2 Insurance Plan” with designated promo code 【10HKTV200】 to get HK$200 HKTVmall eVoucher.
Offer is subject to limited quota for the first 100 Eligible Applicants. Act now!
Terms and Conditions
Click here to view the terms and conditions of this promotion.
9.5/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
New
Well Link Life | Well Save Supreme Endowment Plan
5-year Guaranteed IRR : 3.05%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : -10.00%
Minimum Premium Amount : $2,500 (USD)
Limited offer
Apply 'Well Save Supreme Endowment Plan' and 'Well Enjoy Deferred Annuity Plan (Supreme)' at the same time, you can enjoy 8% discount* on the first year premium of 'Well Enjoy Deferred Annuity Plan (Supreme)'!
Product Highlights
- Flexible savings solution to grow your wealth
- Guaranteed return up to 3.28% p.a.^
- Life protection and savings in 8 years
- Online application with simplified process
^ Applicable to USD policies.
Promotion offer
【Offer Period: On or before 31 March 2021】 【Premium Discount Offer】
Apply 'Well Save Supreme Endowment Plan' and 'Well Enjoy Deferred Annuity Plan (Supreme)' at the same time, you can enjoy 8% discount* on the first year premium of 'Well Enjoy Deferred Annuity Plan (Supreme)'!
* Offer subject to terms and conditions. Please refer to promotional leaflet for details.
9.4/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
New
Blue | WeSave E1 Insurance Plan
5-year Guaranteed IRR : 3.10%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : -20.00%
Minimum Premium Amount : $4,000 (USD)
Limited offer
Apply for the “WeSave E1 Insurance Plan” with designated promo code 【AY10LE1300】 to get a free "WeCare Personal Accident Protection Plan 1"^ and HK$300 HKTVmall eVoucher.
Product Highlights
High return
- A guaranteed rate of 3.1% p.a.* after the 5-year plan reaches maturity
- Invest with a single premium payment to get a competitive return after 5 years
- Extra life protection
Promotion offer
Limited offer
- Apply for the “WeSave E1 Insurance Plan” with designated promo code 【AY10LE1300】 to get a free "WeCare Personal Accident Protection Plan 1"^ and HK$300 HKTVmall eVoucher. Offer is subject to limited quota for the first 200 Eligible Applicants.
Act now!
Relevant Information
^The Policy Benefit Term of the Free “WeCare Personal Accident Protection Plan 1” is 1 year and the sum assured is HK$100,000.
Terms and conditions apply. Please visit the policy provision for details.
Terms and conditions apply. Please visit the policy provision for details.
8.8/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
BOC Life | iTarget 3 Years Savings Insurance Plan
5-year Guaranteed IRR : 2.34%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : -17.74%
Minimum Premium Amount : $5,000 (USD)
8.7/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
Hang Seng Insurance | 5-Year eEndowment Life Insurance Plan
5-year Guaranteed IRR : 2.30%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : -40.18%
Minimum Premium Amount : $1,800 (USD)
8.5/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
BOC Life | iTarget 3 Years Savings Insurance Plan
5-year Guaranteed IRR : 2.05%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : -35.00%
Minimum Premium Amount : $5,000 (USD)
8.4/10
Short Term Savings Score is based on the guaranteed returns at maturity and at early surrender. Details
China Taiping | iSpeedySave
5-year Guaranteed IRR : 2.79%
Internal rate of return (IRR) at the 5th policy anniversary, or maturity at earlier years
Guaranteed IRR at yr 1 surrender : -30.00%
Minimum Premium Amount : $12,500 (USD)
Remarks:
- The above premium excludes insurance levy collected by the Insurance Authority.
- The information on 10Life is intended for general education purpose and reference only, and does not constitute any insurance, financial, investment or other professional purchase advice or solicitation to buy insurance, financial or investment products. 10Life Product Ratings and Scores are mathematical calculations based on public product information and assumptions for generic customer segments. The Product Ratings and Scores DO NOT reflect YOUR personal needs. 10Life hereby excludes any liability arising from using the information and will not make warranty or guarantee on the accuracy, completeness and timeliness of the information or for any claims and / or losses caused thereby. You should seek independent professional advice and review the insurance product information carefully before purchasing any insurance products. The information shown in the communications placed on 10Life does not constitute an offer or solicitation for the purchase or sale of any banking or insurance products or services.
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