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Enquiries: enquiries@10life.com
Hotline: (852) 3705 1599
Address: 16/F Greatmany Centre, 109-115 Queen’s Road East, Wan Chai, Hong Kong



Taking children on trips has many benefits: parents and children can set aside the heavy pressures of work and study together, relax properly and relieve stress; it can help strengthen the bond between parents and children and create unforgettable memories; and a family trip can even help pave the way for your children’s future prospects. If you want to enjoy quality family time in a foreign country, which destinations are recommended for family travel? And as parents, how should you plan a family trip?
Before deciding on a destination for a family trip, parents should note that travelling with children is different from the romantic getaways of the past as a couple, and there are more things to consider, including the following aspects.
Parents should avoid starting from their own preferences and instead find common interests that both they and their children enjoy. Parents can plan family trips based on their children’s personalities and hobbies, and also encourage them to explore areas they have not experienced before. For example, travelling to Japan in winter is a good opportunity for children to try skiing for the first time, and they may well fall in love with the sport.
When travelling abroad, sightseeing, shopping and food are of course essential, but parents can also put more thought into designing a themed family trip. For example, they can accompany their children on a nature trip involving hiking, climbing to higher ground, or going out to sea; if they wish to nurture their children’s artistic and cultural development, they can plan an art-focused itinerary that includes visits to local museums and art galleries, or even an in-depth heritage tour of sites of historical value. If there is sufficient time, you can also combine the above themes to make the journey richer and more diverse.
Whether for parents or children, travelling is a chance to leave behind busy work and study schedules and truly enjoy life. However, while enjoying the trip, parents may also consider adding an educational dimension to a family holiday. During the journey, parents can take the opportunity to explain the local culture, customs and etiquette to their children, point out the differences from Hong Kong, and appreciate their merits. For example, when travelling to Japan, parents can encourage their children to learn from the Japanese people’s courteous and patient national character, making the trip a valuable lesson.
Safety is undoubtedly the most important factor in family travel. Parents should avoid choosing destinations with political instability or poor public security, especially regions where child abduction by human traffickers may occur. If outdoor activities are to be arranged during the trip, it is also necessary to consider your own and your children’s abilities and physical stamina, such as whether they can swim and whether they have a regular exercise habit. Planned activities should be arranged within one’s means to avoid accidents. On this basis, Japan and South Korea are the preferred choices for many parents seeking a short trip; while in Europe, the Netherlands and the four Nordic countries are also ideal destinations.
Parents should also make full preparations for any situation, including packing commonly used medicines. If you plan to drive, it is recommended to bring your child’s usual safety seat so the whole family can travel with peace of mind.
Travel budgets can be very flexible, and parents may assess them as they see fit, but family travel insurance should never be overlooked. Most insurance products cover popular destinations for family trips, and also protect unmarried family members under the age of 18. In the unfortunate event of illness, accidental injury during outdoor activities, loss of belongings, or trip delays and cancellations, these are all within the scope of claims. 10Life has selected eight popular family insurance products on the market to give you extra protection when taking your children travelling.
Assuming the insured person is an adult, the trip lasts 7 days, and the destination is Japan
| Travel Insurance Overall Score | Two adults + one child |
Two adults + two children |
Insured child age limit | |
| BOC 中銀 環宇遨翔旅遊保障計劃 鑽石計劃(附加升級保障) |
8.8 | $810 20% off →Insure now← |
$810 20% off →Insure now← |
6 weeks |
| Blue Cross 藍十字 智在遊 尊尚計劃 |
8.6 | $687 25% off promo code 10LIFE23 →Insure now← |
$687 25% off promo code 10LIFE23 →Insure now← |
Aged 6 or above |
| Starr 「卓悅遊」旅遊保險 尊貴計劃 |
8.5 | $405 10% off promo code TSLifex10 →Insure now← |
$405 10% off promo code TSLifex10 →Insure now← |
No restrictions |
| Zurich蘇黎世 「易起行+」旅遊保障計劃 優遊計劃 |
8.5 | $732 30% off promo code 10lifetravel30 →Insure now← |
$732 30% off promo code 10lifetravel30 →Insure now← |
0 years old |
| Chubb安達 安達旅遊保險 優越計劃 |
8.3 | $798 | $798 | 0 years old |
| Allianz安聯 單次旅遊保險 金計劃 |
8.1 | $700 →Insure now← |
$839 →Insure now← |
60 days |
| bolttech 保特保險 旅遊保險 A計劃 |
8.0 | $761 | $761 | 30 days after birth |
| Notes: 1. Assuming the insured person is an adult, the trip lasts 7 days, and the destination is Japan. 2. Ranked according to insurers’ overall travel insurance scores. 3. Premiums are rounded to the nearest whole number, updated to 21 September 2023. |
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If you are preparing to plan a family trip and would like to learn more about travel insurance products, compare the travel insurance market now. Detailed benefits and premiums are clearly laid out, with dedicated actuary ratings.
Further reading: Which travel insurance is best? Experts share 10 key details to check when choosing travel insurance
This English version of this article has been generated by machine translation powered by AI. It is provided solely for reference purposes. In the event of any discrepancy or inconsistency between this translation and the original Chinese version, the Chinese version shall prevail.

Our team of professional content researchers focussing on insurance

Our team of professional content researchers focussing on insurance
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