MRI - What You Need to Know

Estimated reading time 6 minutes

10Life Team

16 May 2022
blog cover image
Share to Facebook
Share to Twitter
Share to LinkedIn
Share to Whatsapp
Copy URL

10Life Team

16 May 2022

Estimated reading time 6 minutes

磁力共振掃描(Magnetic Resonance Imaging,MRI)是一種使用磁場和無線電波的醫學造影技術,準確透視人體內部組織。由於精準度高、無輻射、非侵入性,MRI檢查尤其適合診斷中風、癌症和肌肉骨骼疾病。不過,一般醫療保險會否包這項開支呢?

私家醫院或日間醫療中心MRI檢查價錢

MRI檢查過程一般需時30分鐘至2小時,視乎檢測部位和數量,並可選擇於門診進行。由於是日間檢查,不需留院過夜,價格相對平宜。

表2:私家醫院和醫療中心MRI檢查價錢比較(門診,港元)

醫療機構
腦部
乳房
上腹部
關節單側
收費表
醫療機構
寶血醫院
腦部
$5,050
乳房
網站沒有提及
上腹部
$5,980
關節單側
$7,575
收費表
醫療機構
香港專科
腦部
$5,400/ $7,5001
乳房
$7,000/ $9,9001
上腹部
$6,200/ $8,0001,2
關節單側
$5,500/ $7,5001
收費表
醫療機構
荃灣港安醫院
腦部
$5,500/ $8,6001
乳房
$6,100/ $9,4001
上腹部
$6,100/ $9,3001
關節單側
網站沒有提及
收費表
醫療機構
播道醫院
腦部
$5,500/ $9,0001
乳房
$9,4001
上腹部
$5,900/ $9,5001
關節單側
$5,500/ $9,0001
收費表
醫療機構
中大醫院
腦部
$5,670/ $8,9701
乳房
$6,040/ $9,3401
上腹部
網站沒有提及
關節單側
$5,670/ $8,9701,3
收費表
醫療機構
仁安醫院
腦部
$5,680
乳房
網站沒有提及
上腹部
網站沒有提及
關節單側
$5,7505
收費表
醫療機構
浸會醫院
腦部
$6,000/ $9,5351
乳房
$10,7001
上腹部
$6,750/ $10,7001
關節單側
$6,000 / $9,5351,4
收費表
醫療機構
港怡醫院
腦部
$6,390/ $9,8701
乳房
$14,7901
上腹部
$7,380/ $10,8701
關節單側
$6,390/ $9,8701
收費表
醫療機構
港安醫院
腦部
$6,500/ $9,6001
乳房
網站沒有提及
上腹部
網站沒有提及
關節單側
$6,400
收費表
醫療機構
聖保祿醫院
腦部
$6,760/ $10,0001
乳房
網站沒有提及
上腹部
$9,7301
關節單側
$5,9505
收費表
醫療機構
養和醫院
腦部
$8,330 / $13,3301
乳房
$12,8501
上腹部
$9,680 / $14,5201
關節單側
$8,450 / $13,5201
收費表
註:
1. 平片+ 顯影。
2. 包肝、膽、脾、胰、腎。
3. 適用於肩、肘、腕、膝、踝。
4. 適用於肩、肘、腕、臀、膝、踝。
5. 僅限膝部。
6. 以有關醫療機構資料為準。

MRI檢查可以Claim保險嗎?

一些舊款醫療保險未必涵蓋相關檢查,即使屬保障範圍,有些保障或設有共同保險,即投保持有人須承擔部份費用。

相反,一些高階的自願醫保高端醫療保險則全數保障相關開支。但要如何去判斷哪些自願醫保或高端醫療保險會賠MRI檢查?原來保險公司訂明診斷成像檢測(Prescribed Diagnostic Imaging Tests)正是針對這個項目,讀者不妨到保險解碼器比較有關保障。

檢查前的注意事項

  1. 如受檢測人士患有焦慮症或者幽閉恐懼症,請預先告知檢測人員。
  2. 孕婦應先與主診醫生商討,了解檢查的急切性和風險。
  3. 除了部分器官檢查(如腹部、膽胰、心臟)外, MRI檢查一般都沒有特別飲食要求。
  4. 金屬物有可能干擾影像和產生危險。如受檢測人士有以下情況,請預先告知檢測人員:若身體內裝有、植入或配戴有醫療器材/金屬物件,例如心臟起搏器;有紋身或紋眉;曾接受手術;子宮環;現已懷孕。

檢查過程及可能出現之風險

  1. 在進入檢測儀器之前,受檢測人士需要換上特定的檢測服。
  2. 因應情況,受檢測人士或需要注射磁力共振造影劑,並可能約2%的機會因而出現頭痛、嘔吐、噁心等反應,及約40萬分之一的機會死亡。此外,如受檢測人士患有腎病,又或對「钆」成入顯影劑有過敏歷史,請提早告知檢測人員。
  3. 完成檢查後,如受檢測人士沒有不適或過敏反應,經醫護人員確定後,便可離開。
最後,必須提醒讀者,就診斷部份疾病,MRI檢查未必一定是最好選擇,例如對於中空的器官,包括胃、腸、膀胱,以及太微細的腫瘤,MRI就未必照得到清晰的影像。而且身體檢查不單針對癌症,還有評估心血管疾病風險,糖尿病、膽固醇或尿酸等水平,這些都不能通過MRI檢查得到,需要抽血檢查及經醫生診斷才能知道。

註﹕本文最後更新日期:2022年4月27日。

Disclaimer

10Life Product Comparison and 10Life Insurance Ratings are developed by 10Life Financial Limited, an authorised insurance broker with Insurance Authority License Number FB1526. 10Life Product Comparison and 10Life Insurance Ratings are developed for generic customer segments using mathematical calculations based on product information, facts and data, and are not influenced by any partnerships with or fees received from insurance companies.  

Any information on 10Life Platform ("10Life Information"), including but not limited to Product Comparison, Product Ratings, Blog Articles are intended for general education purpose and reference only and should not be constituted as any insurance, financial, investment or other professional advice or solicitation to buy insurance, financial or investment products. 10Life Information does not take into account your individual needs. Reading 10Life Information should not be considered as conducting a suitability assessment. You should only rely on information authorised by insurance companies and/or seek independent advice from licensed intermediaries before purchasing any insurance products or making any insurance decisions. While best effort is used when collecting, validating and updating 10Life Information from various channels, none of 10Life Group and its subsidiaries, affiliates, agents, directors, officers and employees will be responsible for any liability arising from using 10Life Information or for any claims and/or losses caused thereby, and no warranty or guarantee is made on the accuracy, completeness and timeliness of the information.

If you have any questions on 10Life Product Comparison and 10Life Insurance Ratings, please email us at enquiries@10life.com .

Instant Chat
Licensed advisors will address all your insurance queries
Please select advisors

Jack, Ng Wai Lap

黃維立

AXA Unit Manager

4.6
3982
611

Nik, Leung Tsz Kei

梁芷萁

10Life Financial Manager, Insurance Specialist

4.8
1173
274

Arthur, Law Wing Kai

羅永楷

10Life Financial Manager of Business Development

5
245
80

Winnie, Ng Wai King

吳惠琼

FTLife Agency Manager

4.8
1850
309

Even, Shum Miu Chu

岑妙珠

恆泰 高級理財顧問

4.6
1345
250

Philip, Lee Hon Lun

李漢麟

YF Life Branch Manager

4.4
1645
263

Tony, Yeung Chun Fung

楊俊鋒

FWD Life Wealth Planner

4.7
1764
308

Mabel, Siu Sin Wan

蕭善尹

FTLife Wealth Management Director

5
1058
313

Edward, Lam Wing Chuen

林永泉

Convoy Senior Wealth Management Advisor

4.6
1557
263

Noble, Suen Chit Yuen

孫哲遠

AIA Associate Director, Wealth Management and Protection

4.4
1114
249

Have an insurance question? Just ask!

  • Ask a question anytime, anywhere
  • Get response from multiple licensed advisors
  • Simply login with Email
You can choose to direct your question to a specific insurance company before submitting a question.
Please enter all the question field.
Sorry, the question was failed to send.
The question was successfully sent.
ExamplesHow to choose saving insurance?Do I need life insurance?What products cover unknown pre-existing conditions?
Share to Facebook
Share to Twitter
Share to LinkedIn
Share to Whatsapp
Copy URL

Further Readings

blog cover image
6 Things to Know About Medical Insurance
29 Jun 2022
High-end Medical
VHIS
blog cover image
Cancer Medical Insurance Comparison
27 Jun 2022
blog cover image
Comparing Home Insurance 2022
24 Jun 2022
Comparing Term and Whole Life Critical Illness Insurance 2022
Comparing Term and Whole Life Critical Illness Insurance 2022
24 Jun 2022
Critical Illness
Confirm to leave?
Instant Chat
Licensed advisors will address all your insurance queries
Please select advisors

Jack, Ng Wai Lap

黃維立

AXA Unit Manager

4.6
3982
611

Nik, Leung Tsz Kei

梁芷萁

10Life Financial Manager, Insurance Specialist

4.8
1173
274

Arthur, Law Wing Kai

羅永楷

10Life Financial Manager of Business Development

5
245
80

Winnie, Ng Wai King

吳惠琼

FTLife Agency Manager

4.8
1850
309

Even, Shum Miu Chu

岑妙珠

恆泰 高級理財顧問

4.6
1345
250

Philip, Lee Hon Lun

李漢麟

YF Life Branch Manager

4.4
1645
263

Tony, Yeung Chun Fung

楊俊鋒

FWD Life Wealth Planner

4.7
1764
308

Mabel, Siu Sin Wan

蕭善尹

FTLife Wealth Management Director

5
1058
313

Edward, Lam Wing Chuen

林永泉

Convoy Senior Wealth Management Advisor

4.6
1557
263

Noble, Suen Chit Yuen

孫哲遠

AIA Associate Director, Wealth Management and Protection

4.4
1114
249
×
Ask Questions
No contact information needed. Anonymous questions, instant chat, and get opinions from licensed advisors.
Please sign up or login, instant anonymous questions!
Advisor Replies
Your question has been sent to licensed advisors.
No contact information needed. Anonymous questions, instant chat, and get opinions from licensed advisors.
Please sign up or login, instant anonymous questions!
My Advisors
No record with advisors.
Please sign up or login. No contact information needed, instant contact with advisors!
Instant Chat
Licensed advisors will address all your insurance queries
Please select advisors

Jack, Ng Wai Lap

黃維立

AXA Unit Manager

4.6
3982
611

Nik, Leung Tsz Kei

梁芷萁

10Life Financial Manager, Insurance Specialist

4.8
1173
274

Arthur, Law Wing Kai

羅永楷

10Life Financial Manager of Business Development

5
245
80

Winnie, Ng Wai King

吳惠琼

FTLife Agency Manager

4.8
1850
309

Even, Shum Miu Chu

岑妙珠

恆泰 高級理財顧問

4.6
1345
250

Philip, Lee Hon Lun

李漢麟

YF Life Branch Manager

4.4
1645
263

Tony, Yeung Chun Fung

楊俊鋒

FWD Life Wealth Planner

4.7
1764
308

Mabel, Siu Sin Wan

蕭善尹

FTLife Wealth Management Director

5
1058
313

Edward, Lam Wing Chuen

林永泉

Convoy Senior Wealth Management Advisor

4.6
1557
263

Noble, Suen Chit Yuen

孫哲遠

AIA Associate Director, Wealth Management and Protection

4.4
1114
249

We use cookies to give you the best possible experience on our website. By continuing to browse this site, you give consent for cookies to be used. For more details please read our Cookie Policy.