Enquiries: enquiries@10life.com
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Enquiries: enquiries@10life.com
Hotline: (852) 3705 1599
Address: 16/F Greatmany Centre, 109-115 Queen’s Road East, Wan Chai, Hong Kong


3 Types of Suica Card
Remember to buy travel insurance after ordering your Suica card!
How can I purchase a physical Suica card?
Suica Card top-up methods
Suica card usage scope
Can a Suica card be used on JR services?
Can a Suica card be refunded?
Want to get around Japan with a single Suica card? Whether you are taking the train, bus, or shopping at convenience stores, most everyday small purchases can actually be made with just one card. 10Life introduces the features of three types of Suica cards, how to buy and top them up in Japan, the range of places where they can be used, card cancellation procedures, and the differences between Suica and other Japanese IC cards, so that you can grasp all the key points before you set off.
3 Types of Suica Card
| Item | Standard Suica physical card (green) | Welcome Suica physical card (red) | Mobile Suica (Suica on mobile) |
| Target users | All users | Short-term overseas visitors | All users |
| Deposit | JPY 500, refundable when the card is returned | No deposit; pay as you go | No physical card deposit (electronic card only) |
| Validity | Approximately 10 years from the last use or top-up | 28 consecutive days from the start of use; cannot be used after expiry | No specific “short-term day limit”; can be used long term (subject to account and device remaining valid) |
| Balance refund | You may apply to return the card at a JR East station counter and receive the remaining balance plus the deposit (minus a handling fee) | No refunds; any unused balance at expiry will be lost | Refund or account closure can be arranged via the app or customer service in accordance with the rules; no deposit issue |
| Purchase / activation method | Purchase at JR East stations, airport ticket machines, or Green Counters | Purchase at designated airports (such as Narita and Haneda) or selected JR East stations | Available directly in Apple Wallet; Android phones outside Japan may not be compatible |
| Top-up method | Cash top-up at ticket machines or convenience stores; some machines support credit card top-ups | Top-up by cash only at machines or convenience stores | Top up by credit card on the phone; cash top-ups are also available at station machines / convenience stores |
| Suitable for | Those planning to visit Japan again in future, or who want the deposit refunded later | Those taking only one short trip within 28 days, and who do not mind that the remaining balance is non-refundable | Those with supported devices who are used to mobile payments, or who do not want to queue to buy a card, and may visit Japan multiple times |
The standard Suica is the familiar green penguin physical card issued by JR East, mainly used in the Kanto area (for example Tokyo, Ueno and Shinjuku) for transport and small purchases.
When purchasing, you need to pay both the stored value and a JPY 500 deposit, which can be refunded when the card is returned in the future. There is no clear short-term usage limit for this card, so it is generally not a problem for short trips. Even if you visit Japan again later, you can continue using the same card.
Due to a shortage of chips, sales to new travellers were temporarily suspended from 2023, and were limited to some Japanese residents or registered-name use only. Sales to ordinary travellers were then gradually resumed from March 2025, and it is now easier to obtain one at major stations.
Welcome Suica is a “tourist version” of the Suica card designed specifically for short-term visitors to Japan. It usually features a red-and-white cherry blossom design, and the card face clearly shows “Welcome Suica”.
JR East has also introduced a mobile version of Welcome Suica, Welcome Suica Mobile, which conceptually combines the 28-day limit and no-deposit arrangement of the tourist card with the convenience of Mobile Suica, though it is not yet available to Hong Kong visitors to Japan.
Mobile Suica digitises Suica and stores it on a mobile phone or smartwatch, allowing you to tap directly at gates or for payment via the device’s NFC function. For Hong Kong travellers, the most common versions are Apple Pay on iPhone and Mobile Suica supported by some Android phones.
Android users should pay particular attention to compatibility issues. Not all Android phones support the FeliCa (NFC Type F) technology required for Japanese transit cards. Even if the hardware supports it, Mobile Suica may still not work properly due to differences in system or store versions. In general, you need a device with NFC support, and you must download the Suica or JR East official app from Google Play. In some cases, a Japanese Google account may also be required.
Remember to buy travel insurance after ordering your Suica card!
Before departure, remember to purchase Japan travel insurance to ensure protection against medical expenses, baggage delay or loss, flight delays and other unforeseen situations. You can visit the 10Life platform to compare travel insurance from different insurers, and choose the most suitable plan according to your trip duration, destination and coverage needs.
How can I purchase a physical Suica card?
If you want to have a Suica in hand as soon as you arrive in Japan, and would rather avoid figuring things out at the ticket machines or queuing, you may consider pre-purchasing a Suica or Welcome Suica package via online platforms such as Klook and KKday. After completing the online payment, you will usually receive a redemption voucher or QR code. Once in Japan, travellers can present the voucher at designated counters (often at Narita Airport, Haneda Airport, or key stations in central Tokyo) to redeem a physical card. When purchasing, be sure to note the actual collection point and opening hours, so that you do not arrive during the early hours and are unable to collect the card immediately.
If you prefer to decide the amount according to your actual needs after arriving, you can buy a Suica on the spot at major JR East stations (such as Tokyo Station, Shinjuku Station, Ueno Station, as well as Narita and Haneda airports). Common purchase options include the station’s “multi-functional ticket machines” and service counters such as the “JR Travel Service Centre”.
Generally, the price of a Suica card includes a JPY 500 deposit, plus the amount you choose to top up. For an initial purchase, you can usually choose between approximately JPY 1,000 and JPY 10,000. By contrast, Welcome Suica does not require a deposit, but you still need to pre-load a certain amount. The actual top-up amount can be adjusted according to the length of your trip and your expected transport and spending needs.
Suica Card top-up methods
Whether it is a standard Suica, Welcome Suica, or the mobile version of Suica, the top-up methods are broadly similar and mainly include the following:
For short trips, a top-up of around JPY 1,000 to JPY 3,000 each time is generally appropriate. This helps avoid frequent top-ups while also preventing too much unused balance at the end of the journey. If you are using Welcome Suica, which has a 28-day validity period, you should estimate a reasonable top-up amount according to the length of your trip.
Suica card usage scope
In addition to transport, Suica is also very useful for small-value payments.
Can a Suica card be used on JR services?
Suica has very wide coverage on JR lines, but there are still some details to pay special attention to. In general, Suica can be used directly for:
However, Suica alone cannot be used for entry and exit in the following situations:
When travelling on the Shinkansen, you will generally need to purchase a dedicated Shinkansen ticket or limited express ticket. Suica is not the primary ticket for boarding. Some routes do offer mobile tickets or online reservation systems, but these do not fully overlap with Suica.
If you take a reserved seat on a limited express train (i.e. an assigned seat), even if the section you travel on would normally allow Suica to be used to calculate the base fare, you will still need to purchase an additional limited express ticket or reserved seat ticket. The common arrangement is to pay the base fare with Suica, and purchase the limited express component separately.
Can a Suica card be refunded?
Whether a Suica card can be refunded depends on the card type and the actual circumstances. In general:
For a standard physical Suica, you can arrange a refund at the “Midori no Madoguchi” (Green Window) or a designated service counter at JR East stations. Staff will deduct a fixed handling fee from the remaining balance on the card and return it together with the ¥500 deposit in cash. If the remaining balance is very small, in some cases only the deposit may be refunded, with no return of the residual balance. To process the refund, simply hand the Suica to a staff member and say that you would like to return the card; they will inform you of the actual refundable amount, and the procedure can then be completed once you confirm.
As for Welcome Suica, since it does not require a deposit and has a 28-day validity period, it is generally not subject to the same deposit refund service as a regular Suica. In practice, most travellers choose to use up the remaining balance as much as possible on transport or shopping during the final days of their trip, and then keep the card as a souvenir after it expires.
假設受保人為成年人、4天旅程、目的地為日本/中國內地或台灣/韓國/泰國/越南
| 產品 | 保費 | 總評分 |
| MSIG iTravel Go(單次旅程) 計劃 A | 9.5 | |
8.9 | ||
| BOC 中銀 環宇遨翔旅遊保障計劃 鑽石計劃(附加升級保障) | $266 經 10Life 網上投保指定計劃可享 7 折優惠 →立即投保← | 8.8 |
| Generali 忠意保險 忠意旅遊保 尊貴計劃 | $191 經 10Life 網上投保指定計劃可享 6 折優惠 →立即投保← | 8.6 |
| Starr 「卓悅遊」旅遊保險 尊貴計劃 | $143 經 10Life 網上投保指定計劃可享 6 折優惠 →立即投保← | 8.4 |
| AXA 安盛 「卓越」豐盛優遊樂 - 至尊計劃 | $189 經 10Life 網上投保指定計劃可享 65 折優惠 →立即投保← | 8.4 |
| QBE 昆士蘭保險 旅遊保險單次旅遊 金計劃 | $149 經 10Life 網上投保指定計劃可享 7 折優惠 →立即投保← | 7.8 |
| 中國平安 網上旅遊保險 優裕計劃 | $167 經 10Life 網上投保指定計劃可享 8 折優惠 →立即投保← | 7.0 |
| 註: 假設受保人為成年人、5天旅程、目的地為日本/中國內地或台灣/韓國/泰國/越南。 產品資料最後更新日期:2026年7月13日 | ||
This English version of this article has been generated by machine translation powered by AI. It is provided solely for reference purposes. In the event of any discrepancy or inconsistency between this translation and the original Chinese version, the Chinese version shall prevail.

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3 Types of Suica Card
Remember to buy travel insurance after ordering your Suica card!
How can I purchase a physical Suica card?
Suica Card top-up methods
Suica card usage scope
Can a Suica card be used on JR services?
Can a Suica card be refunded?



